Locations
First United Bank & Trust community offices and ATMs are conveniently located throughout Maryland and West Virginia to serve your financial needs. You can also make withdraws at any MoneyPass ATM and conduct transactions through Online Banking or Mobile Banking.
Baughmans Lane
102 Baughmans Lane,
Frederick, MD 21702
Bel Air
14300 Barton Blvd SW,
Cumberland, MD 21502
Cannery
150 South East Street, Suite 101,
Frederick, MD 21701
Center City
115 W Harrison St,
Cumberland, MD 21502
Deep Creek Lake
38 Vacation Way,
McHenry, MD 21541
Emerald Pointe
19405 Emerald Square, Suite 1000,
Hagerstown, MD 21742
Friendsville
832 First Ave,
Friendsville, MD 21531
Grantsville
157 Main St,
Grantsville, MD 21536
Hagerstown
130 S Edgewood Dr,
Hagerstown, MD 21740
My Bank Express
12894 Garrett Highway,
Oakland, MD 21550
Myersville
209 Main St,
Myersville, MD 21773
Oakland
19 S Second St,
Oakland, MD 21550
Riverside
1990 Monocacy Blvd,
Frederick, MD 21701
Smithsburg
22940 Jefferson Blvd
Smithsburg, MD 21783
Wesel Blvd
1646 Wesel Boulevard,
Hagerstown, MD 21740
White Oaks
1501 Oldtown Rd,
Cumberland, MD 21502
Bridgeport
320 Southview Drive, Suite 104,
Bridgeport, WV 26330
Edwin Miller Blvd
1286 Edwin Miller Blvd,
Martinsburg, WV 25404
Falling Waters
8919 Williamsport Pike,
Falling Waters, WV 25419
Keyser
29 West Southern Drive,
Keyser, WV 26726
Sabraton
1951 Hunters Way,
Morgantown, WV 26505
South Berkeley
7736 Winchester Ave,
Inwood, WV 25428
Star City
7 Chaplin Rd,
Morgantown, WV 26501
Suncrest Towne Centre
651 Suncrest Towne Centre,
Morgantown, WV 26505
Cheat Landing
11 Cheat Landing
Morgantown, WV 26508
Tri-Towns
51 Ashfield St,
Piedmont, WV 26750
Arrowhead Market ATM
ATM ONLY
19746 Garrett Highway,
McHenry, MD 21541
Midway Shopping Plaza ATM
ATM ONLY
458 Weber Road,
Oakland, MD 21550
Westernport ATM
ATM ONLY
Route 135 and Main St.,
Westernport, MD 21562
Maryland
Baughmans Lane
Bel Air
Cannery
Center City
Deep Creek Lake
Emerald Pointe
19405 Emerald Square, Suite 1000,
Hagerstown, MD 21742
Friendsville
Grantsville
Hagerstown
My Bank Express – Garrett Highway
Myersville
Oakland
Riverside
Smithsburg
New location as of 12/15/22
22940 Jefferson Blvd.
Smithsburg, MD 21783
Wesel Boulevard
White Oaks
West Virginia
Bridgeport
Cheat Landing
Edwin Miller Boulevard
Falling Waters
Keyser
Sabraton
South Berkeley
Star City
Suncrest Centre
Tri-Towns
ATM Locations
Arrowhead Market ATM
The Short Stop ATM
Westernport ATM
MoneyPass ATM Network
Through the MoneyPass Network, we give you access to tens of thousands of ATMs that are free to use. Click here to find one of the many nearby ATMs!
Sheetz ATM Network
Out on the road and need an ATM? Through the Sheetz Network, you can get cash with no charges almost anywhere you go. Click to find a nearby Sheetz!
Debit Card & ATM Card FAQ
Questions about your debit card or ATM card? Read our FAQ to find your answers!
- For a First United Visa Check Card, the ATM withdrawal limit is $1,000.
- For a First United Visa Check Card, the point-of-sale (POS) transaction limit is $5,000.
- For a First United ATM Card, the ATM withdrawal limit is $300. (ATM cards may not be used at a point-of-sale).
- For a First United Health Savings Card, the point-of-sale (POS) transaction limit is $2,500.00. (Health Savings cards may not be used at an ATM).
- All limits noted above are per card, per day. To request an exception to these limits, please contact the Customer Care Center or your local branch.
To activate a VISA debit card, you must first use it with your PIN at any ATM or may call 1-800-218-1014 (Select Option 6; your PIN number is required).
Your First United Debit Card or ATM Card PIN is your Personal Identification Number. The number which you will use during transactions and at the ATM terminals to use your card.
Debit Card PINs are mailed separately from the card for security purposes. PIN mailings typically arrive 1-2 business days before your card. (With Instant issue cards, you will select your PIN in the office.)
If you have forgotten your PIN, the Customer Care Center or any community office can order a PIN reminder from VISA, which will arrive by mail. Your PIN can also be reset at any First United community office. To reset your PIN, you will need to have the Debit/ATM card and appropriate photo ID.). We do not keep PIN Numbers on file.
If you would like to update or change your PIN, you may do so by calling 1-800-218-1014 or by visiting any First United ATM. You will need to know and enter your current PIN to update your information.
If you still have any questions regarding your PIN, please contact our Customer Care Center at 1-888-692-2654.
