Personal Checking
At First United, we believe that a checking account should be a reliable tool in your financial arsenal. And depending on how much you want your checkbook to work for you, we have a range of accounts that can really help your financial life.
YouFirst Platinum
YouFirst Plus
YouFirst
Freedom First
Learn More about Overdraft Services
First United makes it easy to avoid expensive and embarrassing overdrafts. To start, we never charge customers if we determine your account is overdrawn by a total amount less than $10, so you’re covered when you cut it close.
Did you open your account online and now need to finalize it?
If you recently opened your account online and you're trying to finalize your account. You should have received an email with instructions, however, you can also click the link below to complete your account opening process.
YouFirst Platinum
- No minimum balance requirements on this account.
- Anywhere Banking Tools - Online & mobile banking, bill pay, debit card, mobile deposits, Zelle© and eStatements
- 5x My Bank Rewards
- $600 Cell phone protection 1, 2
- $10,000 Personal Identity Theft Benefit 1, 2
- Buyer's Protection and Extended Warranty 1, 2
- eStatements with up to 7 years of file storage
- Paper Statements available for this account
- Surcharge-free Access to all Foreign ATMs
- Access to over 460,000 deals in the Bazing Discount Network
- $80 Roadside Assistance
- Pharmacy, Vision & Hearing Savings Included
- $25,000 Accidental Death Insurance 2
- Personal Credit Line Annual Fee Waiver
- Free Instant Issue Debit Card
- Annual Financial Planning Consultation Available
- 20% Discount on Brokerage Trades Included
- Earns interest
- 1 Bureau Credit Monitoring 3
- Credit Score Quarterly 3
YouFirst Plus
- Maintain $2,500 average balance to avoid monthly service charge.
- Anywhere Banking Tools - Online & mobile banking, bill pay, debit card, mobile deposits, Zelle© and eStatements
- 5x My Bank Rewards
- $400 Cell phone protection 1, 2
- $10,000 Personal Identity Theft Benefit 1, 2
- Buyer's Protection and Extended Warranty 1, 2
- eStatements with up to 7 years of file storage
- Paper Statements available for this account
- Surcharge-free Access to all Foreign ATMs
- Access to over 460,000 deals in the Bazing Discount Network
- $80 Roadside Assistance
- Pharmacy, Vision & Hearing Savings Included
- $10,000 Travel Accidental Death Insurance 2
- Personal Credit Line Annual Fee Waiver
- Free Instant Issue Debit Card
- Annual Financial Planning Consultation Available
- 20% Discount on Brokerage Trades Included
- Earns interest
YouFirst
- No minimum average balances requirements on this account.
- Anywhere Banking Tools - Online & mobile banking, bill pay, debit card, mobile deposits, Zelle© and eStatements
- 5x My Bank Rewards
- $400 Cell phone protection 1, 2
- $5,000 Personal Identity Theft Benefit 1, 2
- Buyer's Protection and Extended Warranty 1, 2
- eStatements with up to 7 years of file storage
- Paper Statements available for this account
- Surcharge-free Access to Sheetz & MoneyPass ATMs
- Access to over 460,000 deals in the Bazing Discount Network
- $80 Roadside Assistance
- Pharmacy, Vision & Hearing Savings Included
- $10,000 Travel Accidental Death Insurance 2
- Personal Credit Line Annual Fee Waiver
- Free Instant Issue Debit Card
- Annual Financial Planning Consultation Available
- 20% Discount on Brokerage Trades Included
Freedom First
- No minimum average balances requirements on this account.
- Anywhere Banking Tools - Online & mobile banking, bill pay, debit card, mobile deposits, Zelle© and eStatements
- 1x My Bank Rewards
- $200 Cell phone protection 1, 2
- $1,000 Personal Identity Theft Benefit 1, 2
- Buyer's Protection and Extended Warranty 1, 2
- eStatements with up to 7 years of file storage
- Paper Statements starting at $3 (included for individuals 62+)
- Surcharge-free Access to Sheetz & MoneyPass ATMs
We’re passionate about building customized solutions.
Call Us: 1-888-692-2654
Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals. 1) Cell phone protection, personal identity theft benefit, and purchase protection are subject to additional terms and conditions. 2) Insurance products are: NOT A DEPOSIT. NOT FDIC INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. 3) Identity monitoring and credit monitoring require additional enrollment on BaZing.com.