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Personal Checking

Personal Checking

At First United, we believe that a checking account should be a reliable tool in your financial arsenal. And depending on how much you want your checkbook to work for you, we have a range of accounts that can really help your financial life.

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Learn More about Overdraft Services

First United makes it easy to avoid expensive and embarrassing overdrafts. To start, we never charge customers if we determine your account is overdrawn by a total amount less than $10, so you’re covered when you cut it close.

Learn More About Overdraft Services

Did you open your account online and now need to finalize it?

If you recently opened your account online and you're trying to finalize your account. You should have received an email with instructions, however, you can also click the link below to complete your account opening process.

YouFirst Platinum

$10/Month

No minimum balance requirements on this account.
Anywhere Banking Tools – Online & mobile banking, bill pay, debit card, mobile deposits, Zelle© and eStatements
Billshark – bill negotiation and subscription cancellation services
5x My Bank Rewards
$600 Cell phone protection ^{1, 2}
$10,000 Personal Identity Theft Benefit ^{1, 2}
Buyer’s Protection and Extended Warranty ^{1, 2}
eStatements with up to 7 years of file storage
Paper Statements available for this account
Surcharge-free Access to all Foreign ATMs
Access to over 460,000 deals in the Bazing Discount Network
$80 Roadside Assistance
Pharmacy, Vision & Hearing Savings Included
$25,000 Accidental Death Insurance ²
Personal Credit Line Annual Fee Waiver
Free Instant Issue Debit Card
Annual Financial Planning Consultation Available
20% Discount on Brokerage Trades Included
Earns interest
1 Bureau Credit Monitoring ³
Credit Score Quarterly ³

Learn More

YouFirst Plus

$9/Month

Maintain $2,500 average balance to avoid monthly service charge.
Anywhere Banking Tools – Online & mobile banking, bill pay, debit card, mobile deposits, Zelle© and eStatements
Billshark – bill negotiation and subscription cancellation services
5x My Bank Rewards
$400 Cell phone protection ^{1, 2}
$10,000 Personal Identity Theft Benefit ^{1, 2}
Buyer’s Protection and Extended Warranty ^{1, 2}
eStatements with up to 7 years of file storage
Paper Statements available for this account
Surcharge-free Access to all Foreign ATMs
Access to over 460,000 deals in the Bazing Discount Network
$80 Roadside Assistance
Pharmacy, Vision & Hearing Savings Included
$10,000 Travel Accidental Death Insurance ²
Personal Credit Line Annual Fee Waiver
Free Instant Issue Debit Card
Annual Financial Planning Consultation Available
20% Discount on Brokerage Trades Included
Earns interest

Learn More

YouFirst

$7/Month

No minimum average balances requirements on this account.
Billshark – bill negotiation and subscription cancellation services
5x My Bank Rewards
$400 Cell phone protection ^{1, 2}
$5,000 Personal Identity Theft Benefit ^{1, 2}
Buyer’s Protection and Extended Warranty ^{1, 2}
eStatements with up to 7 years of file storage
Paper Statements available for this account
Surcharge-free Access to Sheetz & MoneyPass ATMs
Access to over 460,000 deals in the Bazing Discount Network
$80 Roadside Assistance
Pharmacy, Vision & Hearing Savings Included
$10,000 Travel Accidental Death Insurance ²
Personal Credit Line Annual Fee Waiver
Free Instant Issue Debit Card
Annual Financial Planning Consultation Available
20% Discount on Brokerage Trades Included

Learn More

Freedom First

$0/Month

No minimum average balances requirements on this account.
1x My Bank Rewards
$200 Cell phone protection ^{1, 2}
$1,000 Personal Identity Theft Benefit ^{1, 2}
Buyer’s Protection and Extended Warranty ^{1, 2}
eStatements with up to 7 years of file storage
Paper Statements starting at $3 (included for individuals 62+)
Surcharge-free Access to Sheetz & MoneyPass ATMs

Learn More

We’re passionate about building customized solutions.

Call Us: 1-888-692-2654

Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals. * Identity monitoring and credit monitoring require additional enrollment on BaZing.com. 1 Billshark requires additional activation to begin. 2 Cell phone protection, personal identity theft benefit, and puchase protection are subject to additional terms and conditions. 3 Insurance and wealth management products are: NOT A DEPOSIT. NOT FDIC INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.