FDIC-Insured - Backed by the full faith and credit of the U.S. Government.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government.
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Personal Checking

At First United, we believe that a checking account should be a reliable tool in your financial arsenal. And depending on how much you want your checkbook to work for you, we have a range of accounts that can really help your financial life.

Exciting YouFirst Upgrades Are Here!

Get more from your account with enhanced My Bank Rewards, boosted cell phone protection, and an all-new benefit — pet insurance to keep your furry friends covered.


YouFirst

PLATINUM

YouFirst

PLUS

YouFirst
Anywhere Banking Tools
Online banking, mobile banking, bill pay, debit card and eStatement.
ATM Access
Free Sheetz & MoneyPass access.

Rewards
Earn My Bank Rewards points with every qualified purchase.

Earn 15x My Bank Rewards points with every qualified purchase.Earn 10x My Bank Rewards points with every qualified purchase.Earn 5x My Bank Rewards points with every qualified purchase.

ID Theft Aid 2,3
Includes payment card fraud resolution, personal identity theft benefit, identity restoration, credit monitoring and quarterly credit reports.

$10,000
personal ID theft benefit, identity restoration, credit monitoring and quarterly credit reports.

$10,000
personal ID theft benefit & identity restoration

$5,000
personal ID theft benefit & identity restoration

Cell Phone Protection2,3
Pay your cell phone bill with your YouFirst checking account, and you’re covered.

$800 /claim
$1,600 /year		$600 /claim
$1,200 /year		$400 /claim
$800 /year
Pet Insurance icon

NEW - Pet Insurance4
Preferred rates on pet insurance. Coverage includes free ID tags linked in pet cloud, 24/7 virtual vet, pet Rx and more!
Roadside Assistance
Available 24/7 and free to use, up to $80 in covered service charges.
Health Savings Card
Save money on prescriptions, eye exams, frames, lenses and hearing services.
BillsharkBillshark4
Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.

Accidental Death Coverage3
Peace of mind for the unexpected.

$25,000
Accidental Death		$10,000
Travel Accidental Death		$10,000
Travel Accidental Death

Buyer’s Protection
and Extended Warranty 2,3
Items are protected for up to $2,500 per item if theft or accidental breakage occurs.


during first 180 days of purchase
during first 180 days of purchase
during first 180 days of purchase
Shop Local, Save Local1
Local discounts and national retailer deals to save you money on shopping, dining, travel & more.
Additional Banking & Wealth Management Benefits
• Personal credit line (pcl) annual fee waiver
• 20% discount on broker trades
• Unlimited assisted transfers by phone or in-person
• 100% discount on annual financial planning consultation
• Receive 5 stop payments per monthly cycle at no cost
• Receive 2 official checks per monthly cycle at no cost
• Complimentary instant issue debit card (1 per year)
Earn Interest on your Checking Balance
A competitive rate on your checking account balance.
Our best account for only $10/month.


Learn More Button		Only $9 per month.
Avoid the monthly service charge by maintaining a $2,500 average monthly balance in this account.
Electronic and Paper Statements Available.

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Only $7 per month.
Primary customers under 18 years of age will not be assessed the monthly service charge for this account.
Electronic and Paper Statements Available.

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Downloadable pdfView and print the comparison chart for checking accounts shown above.

 

Did you open your account online and now need to finalize it?

If you recently opened your account online and you’re trying to finalize your account, you should have received an email with instructions. However, you can also click the link below to complete your account opening process.

Click here to finalize your online account opening enrollment.

YouFirst Heroes

First United Bank & Trust is honored to support our local veterans and first responders for their service to our country and communities.

Learn about the YouFirst Heroes Banking Program

Our Freedom First checking solution is built to provide a basic, no minimum balance, no-frills checking account that’s economical and thoughtfully featured.

Learn More

You Have Peace of Mind…
Because You Have
CheckArmor®

When you purchase personal checks from First United Bank & Trust, you have the added peace of mind of knowing you have access to support to help you restore your identity in case of fraud.

 

  • Expanded Support
  • Check Replacement
  • Lost Wallet and Document Replacement
  • Recovery Support
CheckArmor resolution services are available until the checks in the order are used, or for up to 12 months, whichever comes first, from the date the check order is shipped.© 2023 Harland Clarke, a Vericast Business. CheckArmor is a registered trademark of Harland Clarke Corp. All rights reserved.
Check Armor Logo

1 Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals. 2 Subject to the terms and conditions detailed in the Guide to Benefits. 3 Insurance and wealth management products are: NOT A DEPOSIT. NOT FDIC INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. 4 Pet Insurance, Billshark and credit monitoring require additional activation to begin.