Positive Pay

With our easy Positive Pay solution and branch network monitoring, you can protect your business from fraud and potential losses. With Positive Pay, you’ll upload the the check number, amount, date and payee of every check you’ve issued. When a check is presented for payment, My Bank compares the information to ensure it’s a check you’ve written. Checks that don’t match will be brought to your attention immediately.

  • Enhance your pay/return decision making
  • Maintain tighter controls of your disbursements
  • Review suspicious items efficiently and effectively
  • Get enhanced Positive Pay protection through our Community Office network

First United offers three additional ways to protect your business with Positive Pay. Choose from these additional options to meet your unique needs.

Payee Positive Pay

The check payee is added to your check files for comparison purposes, adding an additional layer of security.

Reverse Positive Pay

Every check presented to the bank is considered an exception item and you can decide if the check will be paid on the next business day.

ACH Positive Pay

This solution gives you the ability to set up ACH debit blocks based on ACH parameters like dollar amount or ACH company ID.

“We’re a second generation pharmacy that knows the value of good neighbors and strong relationships. We’ve got a great partner in my bank; they help us run the store more efficiently and support some of our favorite organizations including League for Crippled Children, Frostburg State University and the Shriners.”

Bob Martin
Potomac Valley Pharmacy