COVID-19 Notice: We are OPEN with temporarily altered access, find your location for details.

Falling Waters Community Office

Falling Waters

8919 Williamsport Pike
Falling Waters, WV 25419

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8919 Williamsport Pike
Falling Waters, WV 25419

Mailing Address:
P.O. Box 1180
Falling Waters, WV 25419

304-274-3709 (Fax)


For the safety of our communities, general access to our lobbies is currently unavailable. Our Drive-up service remains open and our staff is available by phone or email to help address your banking needs.


2 Drive-up banking lanes
Monday – Friday: 8:30 a.m. – 6 p.m.
Saturday: 9 a.m. – 12:00 noon


ATM at Drive-up (accepts deposits)

About Our Branch

The Falling Waters Community Office opened in 2003 and offers financial innovation – from our universal banker approach to self-serve digital tools. This full-service branch is ready to help meet your personal or business financial goals, through the channel you prefer. Our internet or mobile banking options help you manage your financial life anywhere, anytime. Talk with a Banking Specialist or utilize the ATM for withdrawals, deposits, transfers and more:

  • Official Checks – Stop in any First United location to purchase your official checks.
  • Night Drop – Our office comes equipped with convenient night depositories.
  • Wire Transfers – Send money fast using our wire services.
  • Safe Box – Safe deposit boxes starting as low as $5 per month.
  • Notary Services – Many of our associates are certified notaries and can help you to certify your documents.
  • Coin machine – Exchange your loose change for cash or make a deposit into a First United account.

Use the links above to explore our site further to find a product or service that’s right for you.

Our Banking Team

Click any associate for additional information and contact information.

Denise Phelps

Market President

Denise Phelps

NMLS# 770542

Frankie McIntyre

Community Relationship Manager

Frankie McIntyre

2019 Ambassador of the Year, awarded by the Martinsburg-Berkeley Co. Chamber of Commerce

NMLS #622114


Jennifer Lewis

Senior Relationship Advisor

Jennifer Lewis


Matt Kradel

Wealth Advisor

Matt Kradel

View Bio Sheet


Jessica Leonard

Residential Loan Officer

Jessica Leonard

Serving Berkeley County, WV & surrounding areas

NMLS #1578343