Personal Loans
If you can dream it, we can help you do it! Whether you’re making a large purchase, consolidating bills, planning a wedding, moving, thinking about a family vacation or anything else, a personal loan from my bank can help you out.
- Fast, local decision making – allowing you to get what you need quickly!
- No application fee. No origination fee. No pre-payment penalties.
- Flexible terms – looking for a specific option? Find a local banker who can assist you with your needs.
- Affordable rates – helping you save money and accomplish your goals.
- Online application – apply in minutes, at your convenience.
- Unsecured and Secured loan options – No collateral is required but you may choose the Secured option when borrowing against the value of one or more assets.
- For an auto purchase or refinance, view our Auto loans page or apply below.
Get started today!
Secured Personal Loan Rates
| Loan Amount | Rates as low as * |
|---|---|
| $2,000+ | 7.24% APR |
| * The annual percentage rate (APR) is accurate as of 10/4/24 and includes a .25% discount for Auto-Drafting loan payments from a First United account. Minimum loan amount of $2,000. Collateral specific standard fees apply. All loans subject to credit and collateral approval. Loan program, including rate and APR may change without notice. |
Unsecured Personal Loan Rates
| Rates as low as * | |
|---|---|
| $2,000+ | 10.49% APR for up to 60 Months |
| 12.49% APR for up to 84 Months | |
| * The annual percentage rate (APR) is accurate as of 10/4/24 and includes a .25% discount for Auto-Drafting loan payments from a First United account. All loans subject to credit approval. Loan program, including the rate and APR may change without notice. Loans with 61-84 month terms includes a maximum loan amount of $20,000. |
CD & Trust Secured Personal Loan Rates
| Loan Amount | Rates as low as * | |
|---|---|---|
| Secured by Savings | $1,000+ | 3.00% APR |
| Secured by CDs (fixed rate only) | $1,000 - $10,000 | 3.00% APR + CD Rate |
| $10,000+ | 2.00% APR + CD Rate | |
| Secured by Trust | Loan amounts, rates and terms determined based on accounts within the Trust. | |
| * The annual percentage rate (APR) is accurate as of 10/4/24. CD Term must be greater than or equal to the term of the loan. Any trust secured loan will be reviewed for legal and value purposes. Minimum loan amount of $1,000 required. All standard fees apply. All loans subject to credit approval. Loan program, including the rate and APR may change without notice. |
Additional Features and Services
Internet Banking
Execute all sorts of banking transactions without having to leave your home or office. It’s easy and secure.
Mobile Banking
On the run? You can access account balances, transfer funds and even pay bills using our mobile app.
Mobile Deposit
Just snap a picture of your deposit with your smartphone, press a few buttons, and you’ve completed your banking for the day.
Visa Debit Card
Earn reward points without accumulating debt with the card that links to your checking account.
Telephone Banking
Access account information, transfer funds, and even place check reorders 24-7 from the convenience of your phone.
Customer Service Center
Our skilled associates are just a phone call away, until 8 PM on weekdays, to answer all your banking needs.