Personal Loans
If you can dream it, we can help you do it! Whether you’re making a large purchase, consolidating bills, planning a wedding, moving, thinking about a family vacation, a classic car or anything else, a personal loan from my bank can help you out.
- Fast, local decision making – allowing you to get what you need quickly!
- No application fee. No origination fee. No pre-payment penalties.
- Flexible terms – looking for a specific option? Find a local banker who can assist you with your needs.
- Affordable rates – helping you save money and accomplish your goals.
- Online application – apply in minutes, at your convenience.
- Unsecured and Secured loan options – No collateral is required but you may choose the Secured option when borrowing against the value of one or more assets.
- For an auto purchase or refinance, view our Auto loans page or apply below.
Get started today!
Secured Personal Loan Rates
| Rates as low as * | |
|---|---|
| $2,000+ | 6.54% APR |
| * The annual percentage rate (APR) is accurate as of 7/30/26 and includes a .25% discount for Auto-Drafting loan payments from a First United account. Minimum loan amount of $2,000. Collateral specific standard fees apply. All loans subject to credit and collateral approval. Loan program, including rate and APR may change without notice. |
Unsecured Personal Loan Rates
| Rates as low as * | |
|---|---|
| $2,000+ | 9.99% APR for up to 60 Months |
| 11.74% APR for up to 84 Months | |
| * The annual percentage rate (APR) is accurate as of 7/30/26 and includes a .25% discount for Auto-Drafting loan payments from a First United account. All loans subject to credit approval. Loan program, including the rate and APR may change without notice. Loans with 61-84 month terms includes a maximum loan amount of $20,000. |
CD & Trust Secured Personal Loan Rates
| Loan Amount | Rates as low as * | |
|---|---|---|
| Secured by Savings | $1,000+ | 4.00% APR |
| Secured by CDs (fixed rate only) | $1,000 - $10,000 | 2.00% APR + CD Rate |
| $10,000+ | 2.00% APR + CD Rate | |
| Secured by Trust | Loan amounts, rates and terms determined based on accounts within the Trust. | |
| * The annual percentage rate (APR) is accurate as of 7/30/26. CD Term must be greater than or equal to the term of the loan. Any trust secured loan will be reviewed for legal and value purposes. Minimum loan amount of $1,000 required. All standard fees apply. All loans subject to credit approval. Loan program, including the rate and APR may change without notice. |