Mortgage Loans
When you purchase a home, you commit to building your community. That’s why mortgage lending is one of the best parts of being a local bank.
At First United Bank & Trust, we carefully guide you through the process, mindful that your home may be one of the most significant purchases you ever make. We get to see your dreams come true every day, and we’re thrilled to be a part of that process.
Our experienced mortgage lending team is passionate about being there for you. Whether it’s your first home, your dream home, or other property, we can help you with local decision making and competitive financing – helping to make your home, your way.
Let’s get started
Your mortgage experience with us should be as unique as you are! Wherever you are in the process, we can help.
Our Mortgage Relationship Managers believe it’s important to hear your story to find the absolute best solution for you. We will help you navigate through the process; ensuring you get the right rate all the way to your new front door.
Your personalized service begins by connecting with a Mortgage Relationship Manager in your community. Use the links below to contact an originator directly, browse rates, begin an application, upload documents and more!
Not sure which Mortgage Relationship Manager to choose? That’s ok, we can take the guess work out of it. Our lending footprint extends beyond our branch locations, often crossing-over counties or states. So, if you do not see your area listed, access our Mortgage Center to shop for rates and apply.
Serving North Central WV, Southwestern PA, and surrounding areas:
Michael Miller
Mortgage Relationship Manager
Travis Bohrer
Vice President, Mortgage Relationship Manager
Rebecca Crowell
Mortgage Relationship Manager
Jim Stemple
Mortgage Relationship ManagerServing Garrett County and surrounding areas:
April Jones
Mortgage Relationship Manager
Deane Foy
Mortgage Relationship Manager
Charlie Startzman
Mortgage Relationship ManagerFixed Rate Mortgage
Adjustable Rate Mortgage
First-Time Homebuyers
USDA Loans
This loan is designed to promote home ownership in rural communities, featuring flexible terms for a no down payment.
Construction Loans
Jumbo Mortgage
Portfolio Loans
Mortgage Refinance
VA Loans
The VA mortgage loan program provides up to 100% financing for eligible veterans with attractive loan terms.
FHA Loans
With a minimum down-payment of 3.50%, this program offers more flexible requirements for loan approval compared to other loan programs.
"We have the ability to get creative, and not have to operate in a small box, to get you where you are going."
Cody Sustakoski
VP, Mortgage Solutions Team Leader
NMLS Information
All First United mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Each licensed professional will be identified by their individual NMLS number below.
699754 - Nakisha Ceiytoi Aviles-Broadnax
1093943 - Danelle L. Baker
2069271 - Belinda Renee Pritt-Ball
2599627 - Garrett Anthony Beaulieu
1651102 - Kimberly Ann Betson
1629282 - Rupal Vishal Bhatt
2050287 - Ronald Bittinger Jr
527491 - Travis Franklin Bohrer
1579606 - Dionne L. Bolyard
2517632 - Tiffani Love Boyer
2000422 - Tamieeka Monique Brown
770560 - Shannon Michelle Burker
2271132 - Nicholas Carrera
1701167 - William Donald Cessna
2450677- Charity Noel Clark
1769351 - Amy Sue Clise
1400629 - Tasha Corley
1709671 - Rebecca Crowell
2526693 - Brianna Nicole Custer
959304 - Brandy Lee Fawley
2623191 - Tiffany Danielle Foreman
527487 - Deane Foy
682377 - Shelley D. Friend
1747972 - Tanya Fuller
1910477 - Whitney Rae Glotfelty
2504527 - Stephanie Michelle Godwin
2268182 - Natasha Nicole Gore
2561473 - James-Michael Richard Green
1517249 - Tina L. Green
1579946 - Luther Groves
2226638 - Kimberley Margaret Harless
2461727 - Laura M Helmich
2313509 - Marlene Renae Henderson
2403069 - Justin Ray Hershberger
2268177 - Gretchen Rae Hess
912750 - Scott A. Hostetler
1573399 - April Jones
1453059 - Anu Joshi
2313446 - Jennifer Nicole Junkins
2561489 - Laurice Marie Keegan
2419827 - Teresa Rose Knotts
2446835 - Carrie Sioux Lewis
1629294 - Jennifer Lynn Lewis
2400828 - Chelsea Ann Lowdermilk
1079674 - Daniel Lozano Jr
773920 - Susan Ann Lucas
2449235 - Andrew Lyons
2543233 - Lauren Dayle MacKenzie
2625640 - Heather Ann Ash McCulley
2433704 - Michael Joseph Miller
2420665 - Tiffany Lynn Montoya
2538778 - Hannah Muller
133995 - Brian A Murray
2622507 - Justin Jose Nedwick
2504282 - Michael Shaunn O'Brien
2538873 - Arlene Kaye Lucas Obrique
2506891 - Derek Lee Pennington
2167724 - Kyla Noelle Perez
1579591 - Christy L. Price
1048763 - Brandi Lee Rice
682376 - Sarena La Nae Rodeheaver
1544086 - Kristina Rowe
2545019 - Eric Scott Roy
682382 - Donna Jean Ryan
2400934 - Shannon Marie Sanders
2143619 - Jennifer Lynne Schmuck
682375 - Allen Howard Shapiro
1174094- Shelia Shapiro
699756 - Jaime Lynn Shelton
1643642 - Bridget Simpkins
913800 - Shane J. Simpson
1453015 - Ginnie Sines
1911404 - Kasie Lynn Spaid
1798174 - Charles Startzman
187302 - James Stemple
1815235 - Judy Ann Steyer
783376 - Michael D Stotler
1008868 - Cody A. Sustakoski
1629286 - Lisa Renee Thomas
2139094 - Evan Hudson Thorn
2147791 - Kayla Catherine Webb
1483837 - Robin Williams