FDIC-Insured - Backed by the full faith and credit of the U.S. Government FDIC-Insured - Backed by the full faith and credit of the U.S. Government.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government FDIC-Insured - Backed by the full faith and credit of the U.S. Government.
  1. Home
  2. Personal
  3. Personal Checking
  4. Freedom First Checking

 Freedom First Checking

This checking solution is built to provide a basic, no minimum balance, no-frills checking account that’s economical and thoughtfully featured.

  • No minimum balance requirements
  • $1 minimum to open account
  • Anywhere Banking Tools – Online & mobile banking, bill pay, mobile deposits, Zelle© and eStatements
  • Your own personal Visa® debit card – first card is free, then fee may apply
  • 1x My Bank Rewards
  • $3 surcharge free ATMs at all First United, MoneyPass and Sheetz ATMs
  • Check Safekeeping*

Our online account opening option is temporarily unavailable, please contact an office near you or our Customer Service Center at 1-888-692-2654.

Open an Account
Find a Local Banker

Reordering Checks?
Use Routing Number: 052100987

Additional Features and Services

Internet Banking

Execute all sorts of banking transactions without having to leave your home or office. It’s easy and secure.

Mobile Banking

On the run? You can access account balances, transfer funds and even pay bills using our mobile app.

Mobile Deposit

Just snap a picture of your deposit with your smartphone, press a few buttons, and you’ve completed your banking for the day.

**Member of FDIC. Equal Housing Lender. Loans subject to credit and property approval. *Prime minus 1.25% for the first 6 months from booking date; after 6 months, rate adjusts based on credit score at the time of booking. Rates are variable and based on the Prime Rate (as published in The Wall Street Journal). Rates, program terms and conditions are subject to change without notice; applicants must be 18 years or older to apply. All standard fees apply. Upon request, we will provide you with a breakdown of any third party fees required. Property insurance is required; additional flood insurance may be required as well. Other restrictions and limitations apply

Visa Debit Card

Earn reward points without accumulating debt with the card that links to your checking account.

Telephone Banking

Access account information, transfer funds, and even place check reorders 24-7 from the convenience of your phone.

Customer Service Center

Our skilled associates are just a phone call away, until 8 PM on weekdays, to answer all your banking needs.

We want to be your helpful, trusted partner—for life.

**Member of FDIC. Equal Housing Lender. Loans subject to credit and property approval. *Prime minus 1.25% for the first 6 months from booking date; after 6 months, rate adjusts based on credit score at the time of booking. Rates are variable and based on the Prime Rate (as published in The Wall Street Journal). Rates, program terms and conditions are subject to change without notice; applicants must be 18 years or older to apply. All standard fees apply. Upon request, we will provide you with a breakdown of any third party fees required. Property insurance is required; additional flood insurance may be required as well. Other restrictions and limitations apply

Please download these account disclosures and save them for your records.

* Accounts can only be opened in the following states and/or districts: West Virginia, Maryland, Pennsylvania, Ohio, Virginia, District of Columbia. Accounts cannot be opened by individuals under the age of 18. Charge for Non-First United (Foreign) ATM usage is $3.00 per transaction. Please note that the debit card ordered with these accounts will be our standard debit card. To customize your order, please contact our Customer Service Center at 1-888-692-2654 upon completing your account process.

Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.

Attention: When opening an Online Account, your digital access will be limited to read-only. If you need immediate access, please contact our Customer Service Center for verification. Otherwise, a member of our team will reach out to you on the next business day after account opening at the number provided at account setup.