First United Bank & Trust Mortgage Services - Your Home, Your Way.

Mortgage Loans

When you purchase a home, you commit to building your community.  That’s why mortgage lending is one of the best parts of being a local bank. At First United Bank & Trust, we carefully guide you through the process, mindful that your home may be one of the most significant purchases you ever make. We get to see your dreams come true every day, and we’re thrilled to be a part of that process.

Our experienced mortgage lending team is passionate about being there for you.  Whether it’s your first home, your dream home, or other property, we can help you with local decision making and competitive financing – helping to make your home, your way.

Let’s get started

Your mortgage experience with us should be as unique as you are!  Wherever you are in the process, we can help. Our Mortgage Relationship Managers believe it’s important to hear your story to find the absolute best solution for you.

We will help you navigate through the process; ensuring you get the right rate all the way to your new front door. 

Our personalized service begins by connecting with a Mortgage Relationship Manager in your community. Using the customized links below, you can contact an originator directly, browse rates, begin an application, upload documents and more!

Not sure which Mortgage Relationship Manager to choose? That’s ok, we can take the guess work out of it. Our lending footprint extends beyond our branch locations, often crossing-over counties or states. So, if you do not see your area listed, access our Mortgage Center to shop for rates and apply.

Serving North Central WV, Southwestern PA, and surrounding areas:

Photo of Jeremy Bennett

Jeremy Bennett

Mortgage Relationship Manager
Michael Miller

Michael Miller

Mortgage Relationship Manager

Serving Allegany County MD, Mineral County WV, and surrounding areas:

Travis Bohrer

Travis Bohrer

Vice President, Mortgage Relationship Manager
Becky Corwell

Rebecca Crowell

Mortgage Relationship Manager
James Stemple Jr

Jim Stemple

Mortgage Relationship Manager

Serving Garrett County and surrounding areas:

April Jones

April Jones

Mortgage Relationship Manager
Photo of Deane Foy

Deane Foy

Mortgage Relationship Manager

Serving Washington County MD, Berkeley County WV, and surrounding areas:

Photo of Charlie Startzman

Charlie Startzman

Mortgage Relationship Manager

Serving Frederick County MD and surrounding areas:

Stacey Mohler

Stacey Moler

Mortgage Relationship Manager

Our product types

Choose from these great options

Not sure which mortgage product is right for you? Let lending experts present options to carefully guide you through the entire process toward a successful closing.


Fixed Rate Mortgage

Lock in your interest for a steady payment for the life of the loan.

Adjustable Rate Mortgage

Enjoy a lower initial interest rate that can adjust up or down.

First-Time Homebuyers

Let us be the first to welcome you into our neighborhood by financing your first home!

USDA Loans

This loan is designed to promote home ownership in rural communities, featuring flexible terms for a no down payment.

Construction Loans

If you are building or renovating a home, finance the lot, construction and mortgage, in one loan!

Jumbo Mortgage

Financing for higher than average mortgage loan amounts, such as a luxury home, can leverage this option.

Portfolio Loans

Portfolio loans are written, serviced and managed as part of our investment portfolio.

Mortgage Refinance

Explore our competitive loan rates and terms to see if you can benefit from a lower rate or more affordable payment.

VA Loans

The VA mortgage loan program provides up to 100% financing for eligible veterans with attractive loan terms.


FHA Loans

With a minimum down-payment of 3.50%, this program offers more flexible requirements for loan approval compared to other loan programs.

Thank you to the staff at the Bel Air branch for making our dream of getting a Camaro come true! You all are so friendly and great to work with. Thank you!

Sharon and Matt W.

Photo of Cody Sustakoski

"We have the ability to get creative, and not have to operate in a small box, to get you where you are going."

Cody Sustakoski
VP, Mortgage Solutions Team Leader


NMLS Information

All First United mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Each licensed professional will be identified by their individual NMLS number below.

2514352 - Blake Michael Anderson
699754 - Nakisha Ceiytoi Aviles-Broadnax
1093943 - Danelle L. Baker
2069271 - Belinda Renee Pritt-Ball
1867626 - Jeremy Craig Bennett
1651102 - Kimberly Ann Betson
1629282 - Rupal Vishal Bhatt
2050287 - Ronald Bittinger Jr
527491 - Travis Franklin Bohrer
1579606 - Dionne L. Bolyard
2517632 - Tiffani Love Boyer
572398 - Steven S Brady
2000422 - Tamieeka Monique Brown
770560 - Shannon Michelle Burker
2271132 - Nicholas Carrera
1701167 - William Donald Cessna
1769351 - Amy Sue Clise
1400629 - Tasha Corley
1709671 - Rebecca Crowell
2526693 - Brianna Nicole Custer
2429054 - Jessica Caitlin DeMoss
1198576 - Rachel L. Dye
2269724 - Savannah Marie Elkins
959304 - Brandy Lee Fawley
527487 - Deane Foy
682377 - Shelley D. Friend
1747972 - Tanya Fuller
1910477 - Whitney Rae Glotfelty
2504527 - Stephanie Michelle Godwin

2226638​ - Kimberley Margaret Harless
1517249 - Tina L. Green
1579946 - Luther Groves
770548 - David N. Hart
2461727 - Laura M Helmich
2313509 - Marlene Renae Henderson
2403069 - Justin Ray Hershberger
864509 - Denise E. Hess
2268177 - Gretchen Rae Hess
912750 - Scott A. Hostetler
1573399 - April Jones
1453059 - Anu Joshi
2313446 - Jennifer Nicole Junkins
2419827 - Teresa Rose Knotts
2446835 - Carrie Sioux Lewis
1629294 - Jennifer Lynn Lewis
2400828 - Chelsea Ann Lowdermilk
1079674 - Daniel Lozano Jr
773920 - Susan Ann Lucas
2449235 - Andrew Lyons
2543233 - Lauren Dayle MacKenzie
2433704 - Michael Joseph Miller
2450677- Charity Noel Clark
576468 - Stacey Moler
2420665 - Tiffany Lynn Montoya
133995 - Brian A Murray
2504282 - Michael Shaunn O'Brien
2538873 - Arlene Kaye Lucas Obrique
2506891 - Derek Lee Pennington
2167724 - Kyla Noelle Perez
2268182 - Natasha Nicole Gore
1579591 - Christy L. Price

699758 - Tina Louise Reid
2446547 - Michael Stephen Renzi
1048763 - Brandi Lee Rice
682376 - Sarena La Nae Rodeheaver
1544086 - Kristina Rowe
2545019 - Eric Scott Roy
682382 - Donna Jean Ryan
2400934 - Shannon Marie Sanders
2143619 - Jennifer Lynne Schmuck
682375 - Allen Howard Shapiro
1174094- Shelia Shapiro
699756 - Jaime Lynn Shelton
1575295 - Kathleen Suzanne Sigler
1643642 - Bridget Simpkins
913800 - Shane J. Simpson
1453015 - Ginnie Sines
1911404 - Kasie Lynn Spaid
1798174 - Charles Startzman
187302 - James Stemple
1815235 - Judy Ann Steyer
2360783 - Julie Ann Stickley
783376 - Michael D Stotler
1008868 - Cody A. Sustakoski
1629286 - Lisa Renee Thomas
2139094 - Evan Hudson Thorn
2352546 - Alexis Nicole VanSickle
2147791 - Kayla Catherine Webb
817894 - Mark A Weber
2353121 - Rachel Lin Williams
1483837 - Robin Williams