Blog
Money Management Tips for Business Leaders
A good money manager will be in the best position to thrive for an extended period of time. He or she will have financial resources readily available, so if problems arise, this professional can overcome such issues without delay.
How a Small Business Can Manage Risk
As a small business owner, you are well aware of how a sound financial plan, effective risk management and intelligent decisions can benefit your company. In today’s entrepreneurial climate, there are plenty of places for mistakes to pile up, and a lack of focus can cause little errors to turn into major headaches.
Mikolas Ruggiero Promoted to Assistant Information Security and Disaster Recovery Officer
Marissa Murphy, Information Security and Disaster Recovery Officer at First United Bank & Trust, is pleased to announce the promotion of Mikolas Ruggiero to Assistant Information Security and Disaster Recovery Officer.
Payroll Data
In today's digital world, protecting payroll data is more than just a best practice—it’s a necessity. Employee paystubs and financial records contain highly sensitive information, including Social Security numbers, addresses, and bank details. If not properly...
How To Price Products at a Small Business
Every company thrives because of great customers, but even dedicated followers could quickly turn away if products aren’t priced correctly.
How an Entrepreneur Can Find the Right Work-Life Balance
Every entrepreneur needs a little time to themselves. A perfect work-life balance is certainly a goal for everyone – across any industry – and that idea is possible with some creative steps and a little bit of ingenuity.
The Top 4 Tips for Better Business Presentations
Instead of being nervous and blowing the entire thing, there are several great tips for anyone faced with a public speaking dilemma.
How Families Can Save Money on Necessary Household Expenses
Frugal habits can save you lots of money. One dollar at a time, you can build a financially secure future for your family.
Who Does Your Employee Work For?
Businesses often face significant challenges when it comes to accurately determining the capacity in which a worker is employed. While they may know that an individual is on payroll and performs specific tasks, the way this person is classified within a human...
4 Tips To Help Your Sales Staff
Not everyone is good at sales off the bat, but with some work, everyone can learn what it takes to sell sand to a desert.
Recovering From Disaster: An Opportunity To Grow
Having a continuity system in place for your small business should be essential to your financial plan, but not all companies pursue this strategy.
Steps To Enhance Personal and Business Banking
A small business owner should pay attention to both his or her personal – as well as the company’s – finances. Smart business banking is a critical step to entrepreneurial success, and without taking advantage of the numerous financial services provided, meeting every goal might be more challenging.
How To Destress Your Employees
Approximately 25 percent of American employees view work as their No. 1 stressor, so implementing methods to increase relaxation at work are crucial.
How To Forecast Revenue
The idea of predicting revenue can be a daunting one. After all, nothing is certain, and even conditions you’re fairly confident about can change unexpectedly.
The Positives of Efficient Communication
Every business needs effective communication to thrive, but it is shocking how few actually have it.
Applications Open for New Banzai Financial Scholarship
Juniors and seniors in high school are eligible to apply for the new Banzai Life Literacy Scholarship. The deadline to apply is March 31, 2025.
Reduce Your Risk of Check Fraud
Businesses are often the primary targets of professional check fraud schemes, particularly those orchestrated by organized criminal groups. Among the various forms of fraudulent activity, payroll checks are a frequent target due to their predictable nature and high...
Understanding Credit Scores and How They Affect You
The importance of this score may be lost on individuals who don’t understand what it means.
3 Tips To Attract Better Employees
These tips could make the difference between a bad hire and a great one for a small business.
How To Become a Tough Leader
As a small business owner, you are tasked with watching over a number of employees, your company’s financial plan and countless other elements.
Leah Gregg completes Emerging Leader Program Through Leadership Maryland
Leadership Maryland recently announced that Leah Gregg, Vice President and Director of Deposit Services at First United Bank & Trust, completed the Emerging Leader Program, the new professional development program targeting the rising stars within our state’s...
First United Welcomes Jason Schnopp as Director of Learning and Development
Kimberly Moyers, Managing Director of Strategic Engagement at First United Bank & Trust, is excited to welcome Jason Schnopp into the role of Director of Learning and Development. With more than 21 years of experience in the corporate banking industry, Jason...
Baby’s First Years: Making Sure Your New Business Starts Right
For years, friends and family have raved about your mouthwatering cakes, declaring you the best baker in town. After saving up, crafting an innovative business plan, and pouring your passion into every detail, you’re finally ready to open your bakery doors and delight customers with your creations. But how can you make sure that your dream becomes a sweet success?
First Figuring for Financial Fitness
Starting a new business is an exciting venture requiring careful planning and consideration. A financial calculator should be an essential tool in your toolkit. Before purchasing inventory, seeking a commercial loan, or hiring your first employee, it’s crucial to tally up the costs of launching your shop. This step will clarify whether your dream is attainable and help you avoid turning an ambitious idea into a fleeting fantasy.
Building a Better Business Budget
Starting a small business is an exciting yet challenging journey that requires careful planning and execution. For many owners, the process can feel overwhelming as they work to anticipate potential hurdles and lay a solid foundation for success.
Calculating Financial Fitness in Startup Situations
Starting a new business can be a thrilling yet daunting experience, particularly for first-time entrepreneurs. Beyond real estate costs, utility bills, renovation expenses, and inventory stacking, there’s a myriad of additional fees waiting to be tackled before you can finally welcome your first customers.
Recognize Workers’ Accomplishments Every Day
The success of your company isn’t achieved alone—it thrives because of the consistent effort, dedication, and dependable support provided by your staff every single day. Each team member plays a critical role in driving your business forward, contributing unique skills and perspectives that strengthen the organization as a whole.
Get a Home Business Off the Ground
Have you ever considered how many successful businesses begin in someone’s living room? They’re often driven by a handful of motivated individuals with brilliant ideas. This timeless concept still rings true today! You can turn your dreams into reality with a dash of determination and a solid understanding of what it takes to launch a new venture. The journey starts with you, so why not take the first step?
Don’t Let Work Ruin Time Away From the Office
Every small business owner has faced this dilemma—taking time off feels more like a fantasy than a reality. Instead of enjoying a well-deserved break, the phone keeps ringing, business banking tasks demand attention, and emails flood in, all while worries about the office swirl in the background.
How To Improve Working Relationships With Customers
Concerns about customer relationships can weigh heavily on small business owners striving to rise above the competition. It’s no easy feat to claim the title of best in town, but you can pave the way to success by concentrating on what your patrons truly need. Embracing this ongoing journey of understanding and meeting customer expectations might be the key to standing out in a crowded marketplace!
Surprise Your Customers With Your Service
Running a successful business requires a keen focus on customer satisfaction. This means being friendly and approachable, delivering exceptional services, and promptly resolving any issues that arise. However, with numerous companies striving to achieve the same level of customer care, you might wonder how to truly stand out in a crowded marketplace.
When Should You Fire an Employee?
Letting an employee go is one of the most challenging tasks a leader can face. As a small business owner or manager, you often have the responsibility for making tough decisions, and terminating someone’s employment is rarely easy or enjoyable. However, it’s an unavoidable aspect of running a business and ensuring its success.
Creating Publicity for Your Company
Success in business doesn’t happen in isolation; it requires visibility and recognition. For potential customers to choose your products or services, they first need to know you exist. This means actively finding and utilizing ways to promote your business and make it stand out in a competitive market.
Marissa Murphy to Spearhead Information Security and Disaster Recovery
Jason Rush, Senior Vice President and Chief Operating Officer at First United Bank & Trust, is pleased to announce the promotion of Marissa Murphy to Information Security and Disaster Recovery Officer. In this role, Marissa will be spearheading the corporation’s...
First United’s Phil Rodeheaver and Eric Goff receive CAFP designations
Jason Rush, Senior Vice President and Chief Operating Officer at First United Bank & Trust, is proud to announce that Phil Rodeheaver and Eric Goff recently passed the Certified Anti-Money Laundering and Fraud Professional exam and can now proudly display their...
Encourage Savings Young to Start Good Habits
The future of the American economy is not certain.
Julia Hershman Promoted to Wealth Advisor
Chris Sisler, Director of Wealth Management Sales at First United Bank & Trust, is pleased to announce the promotion of Julia Hershman to Wealth Advisor. Bringing a background of relationship development, teamwork, and sales skills, Julia will focus on wealth and...
How Holiday Stress Can Harm Financial Fitness
Everyone knows the feeling of waiting in long lines and shopping desperately for long hours for just the right gift.
Why You Should Ban Post-Work Communication
Picture this: it’s late at night, well after 5:00 p.m., and you suddenly realize—you forgot to pass on crucial information that your team needs for their projects, or perhaps there’s a financial plan that needs urgent tweaking from your accounting department. It could be that someone on your team neglected to submit a proposal for your approval.
Splitting Up Money for More Balanced Financial Planning
Many Americans look at their bank accounts and fail to truly grasp their financial picture. A common misconception is that money in a checking account simply “sits there” waiting for the next purchase. However, if a large portion of liquid assets is used this way, it can lead to lost opportunities for growth. Instead of letting money stagnate, creating a sound financial plan can help maximize its potential as investment capital.
3 Ways for Small Businesses to Give Back to the Community
Giving back can prove beneficial for small businesses, and there are a number of great ways to serve the community.
Curbing Credit Card Debt
You’re certainly not alone if you carry more credit card debt from month to month than you’d like. Breaking the cycle is rarely easy, but the benefits of wiping burdensome debt off your personal balance sheet can be huge. Here’s how to get started. Take a Total List...
First United Promotes Laura Helmich
First United Promotes Laura Helmich to Director of Specialized Banking. Jason VanSickle, Managing Director of Financial Solutions, of First United Bank & Trust is pleased to announce that Laura Helmich has been appointed as Director of Specialized Banking. With...
Finture – Steps to Your Financial Future Launches
First United Bank & Trust is proud to announce the official launch of Finture – Steps to Your Financial Future, its enhanced financial education program, aiming to revolutionize financial literacy and support for local communities.
An Uncommon Story – Westwood Charm Boutique
Our Uncommon Stories Season 4 continues with Westwood Charm Boutique in Martinsburg, West Virginia. Thanks to the community’s support and some outside-the-box thinking, especially when it came to weathering the COVID-19 pandemic, the store demonstrates the importance, resilience, and strength found in local businesses.
How A Better Website Can Improve a Small Business
Every small business should invest time and money in a website. This crucial tool can make a profound difference for any company—without one, the entire venture could suffer. Therefore, a financial plan should always include a strong website. With this in place, attracting clients, boosting business, and increasing revenue may be easier. However, simply having a site isn’t enough—several other elements must also be in place to get the most out of it.
Tips To Build a Great Business Strategy
At some point during the life of a small business, owners realize that customers aren’t flowing in. There could be several reasons for this, but regardless, the financial plan is struggling, and profits are on the way down.
Bulls & Bears Newsletter – Third Quarter 2024
Get the latest market insights with our Bulls & Bears Newsletter, provided by First United Bank & Trust Wealth Management Advisors.
First United Community Dreams Foundation Supports Landon’s Library
The First United Community Dreams Foundation is proud to provide $5,000 in funding to the WGW Community Youth Cup in support of Landon’s Library Trust Fund.
Jamie Alt appointed to Marketing Engagement Manager
Jennifer Petrie, the Director of Marketing & Communications, is thrilled to announce the appointment of Jamie Alt as the new Marketing Engagement Manager.