Our Locations
Alert November 22, 2024:
Due to inclement weather, all of our offices in Garrett County will close at 4 p.m. due to poor weather conditions. Our digital banking solutions are available anytime to help address your banking needs.
First United Bank & Trust community offices and ATMs are conveniently located throughout Maryland and West Virginia to serve your financial needs. You can also make withdraws at any MoneyPass ATM and conduct transactions through Online Banking or Mobile Banking.
Baughmans Lane
Frederick, MD 21702
Bel Air
Cumberland, MD 21502
Center City
Cumberland, MD 21502
Deep Creek Lake
McHenry, MD 21541
Emerald Pointe
Hagerstown, MD 21742
Friendsville
Friendsville, MD 21531
Grantsville
Grantsville, MD 21536
Hagerstown
Hagerstown, MD 21740
My Bank Express
Oakland, MD 21550
Myersville
Myersville, MD 21773
Oakland
Oakland, MD 21550
Riverside
Frederick, MD 21701
Smithsburg
Smithsburg, MD 21783
Wesel Blvd
Hagerstown, MD 21740
Edwin Miller Blvd
Martinsburg, WV 25404
Falling Waters
Falling Waters, WV 25419
Keyser
Keyser, WV 26726
Sabraton
Morgantown, WV 26505
South Berkeley
Inwood, WV 25428
Star City
Morgantown, WV 26501
Suncrest Towne Centre
Morgantown, WV 26505
Tri-Towns
Piedmont, WV 26750
Arrowhead Market ATM
19746 Garrett Highway,
McHenry, MD 21541
Westernport ATM
Route 135 and Main St.,
Westernport, MD 21562
Maryland
Baughmans Lane
Bel Air
Center City
Deep Creek Lake
Emerald Pointe
19405 Emerald Square, Suite 1000,
Hagerstown, MD 21742
Friendsville
Grantsville
Hagerstown
My Bank Express – Garrett Highway
Myersville
Oakland
Riverside
Smithsburg
Wesel Boulevard
West Virginia
Edwin Miller Boulevard
Falling Waters
Keyser
Sabraton
South Berkeley
Star City
Suncrest Centre
Tri-Towns
ATM Locations
Arrowhead Market ATM
Westernport ATM
MoneyPass ATM Network
Sheetz ATM Network
Out on the road and need an ATM? Through the Sheetz Network, you can get cash with no charges almost anywhere you go. Click to find a nearby Sheetz!
Debit Card & ATM Card FAQ
- For a First United Visa Check Card, the ATM withdrawal limit is $1,000.
- For a First United Visa Check Card, the point-of-sale (POS) transaction limit is $5,000.
- For a First United ATM Card, the ATM withdrawal limit is $300. (ATM cards may not be used at a point-of-sale).
- For a First United Health Savings Card, the point-of-sale (POS) transaction limit is $2,500.00. (Health Savings cards may not be used at an ATM).
- All limits noted above are per card, per day. To request an exception to these limits, please contact the Customer Care Center or your local branch.
To activate a VISA debit card, you must first use it with your PIN at any ATM or may call 1-800-218-1014 (Select Option 6; your PIN number is required).
Your First United Debit Card or ATM Card PIN is your Personal Identification Number. The number which you will use during transactions and at the ATM terminals to use your card.
Debit Card PINs are mailed separately from the card for security purposes. PIN mailings typically arrive 1-2 business days before your card. (With Instant issue cards, you will select your PIN in the office.)
If you have forgotten your PIN, the Customer Care Center or any community office can order a PIN reminder from VISA, which will arrive by mail. Your PIN can also be reset at any First United community office. To reset your PIN, you will need to have the Debit/ATM card and appropriate photo ID.). We do not keep PIN Numbers on file.
If you would like to update or change your PIN, you may do so by calling 1-800-218-1014 or by visiting any First United ATM. You will need to know and enter your current PIN to update your information.
If you still have any questions regarding your PIN, please contact our Customer Care Center at 1-888-692-2654.