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FDIC-Insured - Backed by the full faith and credit of the U.S. Government FDIC-Insured - Backed by the full faith and credit of the U.S. Government.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

If someone contacts you by phone, text, email, or social media and tells you the only way to fix a problem is by buying gift cards and sharing the numbers, it’s almost certainly a scam.

Scammers often pretend to be from the government, claiming you owe taxes or fines. Others may say a loved one is in trouble and needs money fast. They create a sense of urgency to pressure you into acting without thinking.

Here’s what to watch for:

  • They tell you exactly which gift cards to buy.
  • They may stay on the phone while you go to the store.
  • They insist you keep it a secret.
  • They isolate you from friends or family who might warn you.

No legitimate business or government agency will ever ask for payment in gift cards.

If you’re ever unsure, hang up, pause, and talk to someone you trust.

Learn more and protect yourself at ftc.gov/giftcards.