Rewards points for every First United VISA® Debit Card

My Bank Rewards is a Rewards program offering Points for qualifying purchases. Points can be redeemed for a variety of items, such as merchandise, airfare, hotels, travel packages, cash back, local merchant gift certificates and more.

Access your point balances by logging into Personal Internet Banking and clicking on your Rewards Point balance. You can do so by clicking ‘Login’ above or by visiting https://www.ScoreCardRewards.com. You will need to set up your profile with a username and password along with some security questions and answers for password retrieval. Once you create your profile, log in using your username and password.

As a security measure, My Bank Rewards user login accounts will become locked after two (2) consecutive months without logging in to the system. This security feature ONLY impacts users who specifically use a username and password combination to login to the Rewards system at https://www.ScoreCardRewards.com/. Users who access their My Bank Rewards directly through any First United Internet Banking service will not be impacted by this security measure. Locked users may be able to regain access to your account again using the Forgot Username/Password option; or by calling Rewards Headquarters at 1-800-854-0790 to reconnect / reset your account.

Point balances are always available on the website, within Personal Internet Banking or you may call Rewards Headquarters at 1-800-854-0790 to verify your balance.

Simply use your My Bank Rewards participating card (“Rewards card”) for your purchases. You will earn Points based on your qualifying net purchases (purchases minus returns and/or other related credits). You will earn Points as long as your account is in good standing (that is, not delinquent, in default, closed, canceled, blocked, suspended or otherwise inactive and not available for use as a source of funding). You do not earn Points for cash advances, balance transfers, unauthorized or fraudulent charges or for fees of any kind on your card account. Credits to your Rewards balance (such as for returns of purchases) will reduce the Points available in your Rewards balance.

Each time you swipe your First United business or personal debit card, you will earn Points as follows:

• Earn 1 point for every $20 in First United debit card purchases
• Earn an additional 4 points (a total of 5 points) for every $20 in First United debit card purchases for YouFirst and YouFirst Plus Members!

Additional Points may be earned through special incentives, bonuses and periodic promotions.

With the 16 digit card number for another debit card within your household, you will be able to combine those cards together to earn into a single amount using the Household option in your Account settings. Select Household under the Account menu and then choose Add Account to begin!

Available Rewards include merchandise, local merchant gift certificates, gift cards, cash back and travel Rewards.

No. A sufficient number of Points must be available in your account to redeem the reward you want. Points are not available for purchase. However, with travel redemptions, using the Rewards website, you may use cash to supplement your travel reward purchase.

You may order Rewards anytime as long as your account is in good standing (that is, not delinquent, in default, closed, canceled, blocked, suspended or otherwise inactive and not available for use as a source of funding) and you have enough Points to redeem the requested reward.

For merchandise Rewards you can order merchandise Rewards using the online shopping feature at the Rewards website. Cash back requests must be done using the Rewards website.

You can also call Rewards Headquarters at 1-800-854-0790. You may also print an order form from the website; simply complete the form, including all information requested, and mail to the address printed on the form.

Travel Rewards, airline tickets, vacation packages, and cruises may be ordered by calling and speaking with a Travel Services Representative at 1-800-842-3006. You may also use the online travel booking site to obtain select air Rewards. In addition, you may purchase additional airline tickets and make car and hotel reservations online. If you prefer, Travel Services Representatives can assist with booking both purchased as well as redeemed Rewards travel items.

Points earned from any debit card will expire after three (3) years. Points are expired from the system in the month of August after the three (3) year timeframe has elapsed.

Any card holder in your “household” can redeem the Points available to the household.

For example, if Bob and Mary each have a debit card and they have “householded” (linked) their cards together; each, when logged in, will see their individual Points earned, as well as the total for their “household”. When redeeming, both Bob and Mary will each have the ability to spend the Points earned within their “household”.

Points that are redeemed are taken from all available cards within a Rewards account, using the oldest points first, regardless of which card was used to earn those points.

• Household Rewards Account Balance: 4,000 Reward Points
• Card 1: Earned 2,000 Points
• Card 2: Earned 2,000 Points

500 points redeemed by Rewards member

In the example above, within the household, one Rewards account has two debit cards attached to it and have earned a total of 4,000 points. Each of the cards have earned 2,000 points. A single purchase is made for 500 reward points by one of the account card holders. Card 1, which earned 400 points which were OLDER than any of the points on Card 2, will have those 400 points redeemed; while Card 2, which has 100 of the next oldest points will have those redeemed also. This will equal the total 500 points being ‘spent’ / ‘redeemed’ from the household Rewards account, leaving the Reward account with 3,500 points.

• Household Rewards Account Balance: 3,500 Reward Points New Balance
• Card 1: Earned 1,600 Points
• Card 2: Earned 1,900 Points

This method of point redemption ensures that your oldest points across all your accounts are used first, to help you avoid points expiring.

Call Rewards Headquarters at 1-800-854-0790.

Yes. When using this service, you will continue to receive applicable My Bank Rewards points that your debit card provides.