Home
First-Time Car Buyer Program

First-Time Car Buyer Program

At First United Bank & Trust, we are committed to helping all members of our community meet their financial goals. That’s why we offer Finture – Steps to Your Financial Future. As you go on your financial journey, we will guide you, one-on-one, sharing financial knowledge and innovative solutions to help you achieve your dreams.

We are excited to introduce our newest Finture program in support of first-time car buyers! The First-Time Car Buyer Program provides financial education, car dealer incentives, and insurance resources to help you achieve your financial goals.

Program Details

The first step to your first car purchase is to make an appointment to:

Review tips on purchasing a vehicle
Deepen understanding of the car buying process
Examine car insurance basics

Once you make an appointment to review the program details with one of our Associates, you can earn one or more of these great benefits:

Matching Savings¹

For each $500, a $100 match is made, up to a $300 dollar maximum.
Savings must accumulate for at least 12 months.
Once enrolled, you will receive a Matching Savings Certificate.

Dealer Discount through our partner dealerships ²

Use one of our preferred dealers to get an additional discount.
Valid for up to 3 years from date of enrollment in Program.

Loan discounts on auto loan financing with First United³

Receive a up to 1% rate discount with ACH.*
Auto loan rate discount is valid for up to 3 years from enrollment in Program.
Once enrolled, you will receive a Loan Discount Certificate.

Start Your Car Buying Journey and Enroll Today!

First-Time Car Buyer Program Enrollment

Name(Required)

First Last

Email(Required)

Phone

I wish to enroll in the First United Bank & Trust First Time Car Buyers Program(Required)

I am a Student/Participant

I am the Parent or Guardian of the Student/Participant

You can also call our Customer Service Center at 888-692-2654 or visit any of our Garrett County, Allegany County, or Mineral County offices.

Preferred Dealer Network

Art Butler Auto Sales
33728 Garrett Hwy.
Accident, MD 21520

301-501-4000

Member FDIC. All customers or applicants must review program details with a First United Bank & Trust associate in order to qualify for program benefits. Enrollment in program may begin after the completion of one specified financial education class. Deposit match is valid for up to 2 years from date of enrollment in Matching Savings Program.

1 Savings match is a 5 to 1 match. For each $500, a $100 match is made, up to a $300 dollar maximum. All programs may cease or change without notice. Original certificate needed for redemption and is not replaceable.

2 Dealer discount is valid for up to 3 years from date of enrollment in First Time Car Buyer Program. Discount varies by dealer and is subject to change. See dealer for full details.

3 A First United Bank & Trust auto loan rate discount is valid for up to 3 years from enrollment in First Time Car Buyer Program. Must be 18 to apply. All loans are subject to credit approval.

*Up to 1.00% loan discount includes a 0.25% discount for automatic ACH payments from First United Bank & Trust checking account. If auto draft from another bank or a payment book, discount would be 0.25% less than full discount. Loan program, including rate and APR may change without notice.

This is a pilot program, available to customers of Garrett County, Allegany County, or Mineral County offices with plans to extend after initial program launch. Original certificate needed for redemption and is not replaceable.