​Our North Central West Virginia team is happy to help!

In a time when it seems like so many banks are just the same, First United is here with the heart to be different. It’s not just that we’re locally owned with a team that lives and works in the places you call home, it’s that we’re dedicated to helping you. We build solutions that are so customized, you’d swear we only had one customer–you!

That’s why our customers call us “my bank.” We can’t wait for you to see just what we have to offer.

Personal and Business Banking Services in Morgantown, WV

Visit First United Bank & Trust at 1951 Hunter’s Way, Morgantown, WV, conveniently located off Highway 68 near the West Virginia Botanic Gardens. Our branch offers various personal and business services, including credit cards, checking accounts, refinancing, and wealth management.

Experience our unique Discovery Center to explore digital banking tools. Enjoy easy access to official checks, wire transfers, safe deposit boxes, and other services like notary and coin exchange.

Check us out today to discover why we’re the local bank you can trust.

Morgantown, WV, Personal Banking Services

At First United Bank & Trust in Morgantown, we offer comprehensive personal banking services, including personal checking and savings accounts, certificates of deposit, and personal loans. With our convenient ATM network, you can access your funds anytime, while our online tools allow you to reorder checks effortlessly.

Plan for the future with our retirement planning and savings options, and use our certificate of deposit calculator to maximize your savings. Discover how our deposit services can simplify your financial life today.

Morgantown Mortgages and Home Equity Loans

At First United Bank & Trust in Morgantown, West Virginia, we offer a range of mortgage solutions, including competitive mortgage rates and refinance mortgage options. Whether you’re a first-time homebuyer seeking budget-friendly loans or exploring home equity loans and home equity lines of credit (HELOCs) for renovations, our expert mortgage lenders are here to guide you. Discover the benefits of conventional and specialized home improvement loans.

USDA Loans, FHA Loans, and VA Loans

Are you looking to finance a home in Morgantown? Explore our mortgage options tailored to your needs. USDA loans offer zero down payment for rural property buyers, making homeownership more accessible. FHA loans feature lower credit score requirements and down payments, ideal for first-time buyers. VA loans, exclusively for veterans and active military, provide competitive interest rates and no down payment needed.

Discover which loan suits you best, and start your homeownership journey today!

Sabraton Business Banking Accounts and Business Loans in Morgantown, WV

At First United Bank & Trust in Morgantown, WV, we offer comprehensive business banking services. We’ve got you covered, from business checking accounts with competitive APY (annual percentage yield) to flexible business savings and loans, including Small Business Administration (SBA) loans.

Enjoy the convenience of debit and business credit cards, rewards checking, cash deposits, and payment solutions. Plus, you benefit from our merchant services, which are designed to streamline your operations. Open a savings account today and experience the difference with our trusted local expertise.

Morgantown Asset, Investment, and Wealth Management Services

Discover tailored financial solutions with First United Bank & Trust’s asset, investment, and wealth management services in Morgantown. From estate planning and 401(k) guidance to wills and trusts, SEP (simplified employee pension), IRA, and SIMPLE IRA, our asset management company offers comprehensive support. Enhance your retirement account with expert investment management.

Schedule a consultation to get your questions answered, or ask your advisor a question. Secure your financial future with us today.

Your Bank Serving Morgantown, Brookhaven, and the Sabraton, South Hills, and Listravia Communities Since 2005

Located at 1951 Hunter’s Way in Morgantown, WV, near West Virginia University, First United Bank & Trust proudly combines personalized service with a deep commitment to our history of community-focused banking.

Contact us online or call us to discover how our innovative services stand out—experience banking where tradition meets modern convenience.