Personal and Business Banking Services in Falling Waters, WV

Welcome to First United Bank & Trust, conveniently located at 8919 Williamsport Pike, Falling Waters, West Virginia. Our bank offers a full suite of personal and business services, including checking accounts, refinancing options, wealth management, and credit cards.

We offer services like official checks, a night drop, wire transfers, and safe deposit boxes. Plus, take advantage of our notary services and coin machine.

Visit us near Wagner’s Outdoor Express RV, just off Highway 81, for all your banking needs.

Falling Waters Personal Banking Services

Our personal banking services are designed to make managing your finances easy and convenient. Choose from personal checking and savings accounts, or opt for a certificate of deposit for higher returns. Access your funds anytime through our extensive ATM network, and explore retirement planning and savings options with our certificate of deposit calculator.

Need personal loans? We’ve got you covered. Plus, you can easily reorder checks online. Experience tailored banking solutions that put you first.

Mortgages and Home Equity Loans in Falling Waters

We offer competitive mortgage rates and personalized guidance from experienced mortgage lenders.

Whether you’re exploring first-time homebuyer loans, refinancing your mortgage, or considering home equity loans for renovations, we’ve got you covered. Our conventional loans, home equity lines of credit (HELOCs), and home improvement loans are designed to meet your needs efficiently and effectively. Experience a seamless lending process with a trusted local bank.

USDA Loans, FHA Loans, and VA Loans

At First United Bank & Trust in Falling Waters, we offer various government-backed loans to fit every need. USDA loans are perfect for rural homebuyers, offering no down payment options and competitive interest rates. FHA loans cater to those with lower credit scores seeking affordable down payments. VA loans provide no down payment and no PMI (private mortgage insurance) for veterans and active military members.

Choose the right loan with us for your dream home.

Business Bank Accounts and Business Loans in Falling Waters

In Falling Waters, WV, First United Bank & Trust offers comprehensive business banking services to support your growth. Our offerings include business checking accounts with competitive annual percentage yield (APY), convenient debit cards, and rewarding business savings options.

We provide tailored business loans and SBA (Small Business Administration) loans to fuel your ventures. Enhance cash flow with our business credit cards and efficient cash deposits. Benefit from payment solutions and merchant services that simplify transactions. Boost your earnings with rewards checking and secure your future with a dedicated savings account.

Experience local, personalized banking today.

Falling Waters Asset, Investment, and Wealth Management Services

Our comprehensive asset, investment, and wealth management services are designed to secure your future. From estate planning and wills and trusts to managing your 401(k), simplified employee pension (SEP), IRA, or SIMPLE IRA, our expert asset management company is here to assist. Enhance your retirement account with strategic investment management.

Schedule a consultation today to get your questions answered, or ask your advisor a question about optimizing your wealth management strategies.

Your Bank Serving Falling Waters, Williamsport, Spring Mills, and Surrounding Communities Since 2003

Visit First United Bank & Trust at 8919 Williamsport Pike, Falling Waters, WV, near Highway 81. Discover what sets us apart—our history of personalized service and deep community roots.

Contact us online or give us a call, and join us to experience banking that truly understands your needs.