Personal and Business Banking at Deep Creek Lake in McHenry, MD

Welcome to First United Bank & Trust in McHenry, MD! We offer various personal and business services at 38 Vacation Way, near The Greene Turtle Sports Bar & Grille. Our offerings include credit cards, checking accounts, refinancing options, and wealth management solutions tailored to your needs. Utilize our Discovery Center with touch screen technologies, or take advantage of our night drop and wire transfer services. We also provide safe deposit boxes, notary services, and a convenient coin machine.

Visit us to explore all our banking solutions and help secure your financial future.

Personal Banking Services at Deep Creek Lake Branch

First United Bank & Trust offers a comprehensive range of personal banking services in McHenry that’s designed for local residents and students. We’ve got you covered, from personal checking and savings accounts to certificates of deposit and personal loans. Easily manage your finances with our ATMs, reorder checks, and utilize our certificate of deposit calculator. Plan for your future with our retirement planning and savings options. Do you need a cashier’s check or a student credit card? We can help with that, too. 

Explore our competitive rates on checking accounts and confidently deposit your money at First United Bank & Trust.

Mortgage Lending and Home Equity Loans at Deep Creek Lake

At First United Bank & Trust, we offer a range of mortgage solutions made to suit your needs. Whether you’re a first-time homebuyer looking for first-time homebuyer loans or seeking competitive mortgage rates, our experienced mortgage lenders are here to guide you. Explore our mortgage refinancing options for better terms or access our HELOC (home equity line of credit) for your home improvement projects. We also provide conventional loans to suit various financial situations. 

FHA Loans, VA Loans, and USDA Loans

We provide FHA, VA, and USDA loans to support your journey toward homeownership. USDA loans offer zero-down financing for rural properties, while FHA loans feature flexible terms and low down payments. For veterans, VA loans come with unparalleled benefits, including no down payment and competitive rates. Let us help you find the ideal loan to meet your needs.

Wealth Management Services in McHenry, MD

We specialize in comprehensive wealth management services tailored to meet the needs of local residents, small business owners, and retirees. Our suite of services includes estate planning, investment management services, and creating wills and trusts. We offer a variety of retirement account options, such as 401(k), SEP-IRA, and SIMPLE IRA, ensuring you have the right tools for a secure future. Partner with our experienced asset management company to optimize your financial strategy. 

Schedule a consultation today to get your questions answered regarding your financial journey.

McHenry Business Banking at Deep Creek Lake

At First United Bank & Trust, we understand the unique financial needs of local Maryland businesses, small to medium enterprises (SMEs), and startups. We offer comprehensive business banking services in McHenry that are tailored to help your enterprise thrive.

Business Checking and Savings Accounts at Deep Creek Lake

Our business checking accounts come with free debit cards and convenient cash deposit options, making daily transactions a breeze. Grow your funds with our competitive annual percentage yield (APY) on business savings account options and enjoy the benefits of rewards checking. Secure your future with a business savings account designed for growth.

Business Loans in McHenry, MD

Need funding to expand your business? From flexible business lending to real estate loans, we have you covered. Our business credit cards offer additional financial flexibility, with tailored rewards and merchant services to suit your enterprise’s needs.

Experience the difference with First United Bank & Trust’s business banking services and take your business to new heights.

Visit Your Local Deep Creek Lake Bank Today

At First United Bank & Trust, our history shows a dedication to serving McHenry with quality personal and business banking options. Visit us at 38 Vacation Way, near Deep Creek Lake and Mountain State Brewing Company. 

Contact us online or call us to get started. Our lobby is open Monday through Friday from 9:00 a.m. to 4:00 p.m., with extended drive-up hours until 5:00 p.m. Discover what sets us apart—trust in a bank that values your financial success.