Personal and Business Banking in Downtown Cumberland, MD, at Center City

Welcome to First United Bank & Trust in Cumberland, MD, at 115 West Harrison Street, near Amtrak Cumberland Station and MEZZOS. Our bank offers comprehensive personal services, including credit cards, checking accounts, and refinancing. For businesses, we provide tailored lending solutions and wealth management services. Enjoy unique features like our Discovery Center, community room, and night drop depositories. Take advantage of our safe deposit boxes, coin machine, and notary services. 

Visit us to experience top-notch banking and wealth management solutions. 

Personal Checking, Savings, and Loans in Cumberland

At First United Bank & Trust, we offer comprehensive personal banking services in Cumberland tailored to meet your financial needs. Our offerings include savings accounts, personal checking, and certificate of deposit options with a handy certificate of deposit calculator. Enjoy convenient access to your funds with our ATMs, and easily reorder checks online. We provide personal loans, retirement planning, and savings solutions for those seeking to manage their finances better. 

Whether you need to make a deposit or explore our checking accounts, First United Bank & Trust is here to support students and residents every step of the way.

Mortgage Lending and Home Equity Loans in Cumberland, MD

At First United Bank & Trust in Cumberland, MD, we offer a comprehensive range of mortgage and home lending services to meet your needs. Our mortgages come with competitive mortgage rates, which are ideal for first-time homebuyer loans or those looking to refinance a mortgage. As a trusted mortgage lender, we also provide home equity loans and home equity line of credit (HELOC) options to help you unlock the value of your home. Whether you’re interested in a conventional or home improvement loan, our team is here to guide you through the process. 

FHA Loans, Mortgage Refinance, VA Loans

First United Bank & Trust is proud to offer FHA loans with low down payments and VA loans for Maryland veterans with no down payment. These loan types help homeowners achieve financial stability while enhancing their well-being. We also provide mortgage refinancing to help reduce your rates.

Cumberland Business Banking

At First United Bank & Trust, we offer comprehensive business banking services tailored to meet the needs of local businesses and startups in Cumberland, Maryland. We aim to provide the financial tools necessary to grow and manage your business effectively.

Open a Cumberland Business Checking or Savings Account

Open a business checking account with us and enjoy the convenience of debit cards for everyday transactions. Complement your checking account with a business savings account to earn competitive annual percentage yield (APY) rates and manage your cash deposits effortlessly. Our rewards-checking options provide additional benefits, making your money work harder for you.

Business Loans and Credit in Cumberland, MD

Empower your business with our flexible business loans and credit, including SBA (Small Business Administration) loans, designed to help you achieve your goals. We also offer business credit cards that provide valuable perks and rewards tailored to your spending needs. Additionally, our merchant services streamline your payment processing, helping your business operate smoothly.

Wealth Management Advisers in Cumberland

At First United Bank & Trust in Cumberland, Maryland, our wealth management advisers are here to help you with comprehensive asset and investment management services tailored to your needs. We offer expert guidance on estate planning, 401(k), SEP-IRA, SIMPLE IRA, wills and trusts, and other retirement accounts. Our asset management company provides personalized investment management solutions for residents, small business owners, and retirees. 

Schedule a consultation today to get your questions answered and secure your financial future.

Local Bank Serving Cumberland, Ridgely, and Surrounding Areas

Discover the difference at First United Bank & Trust, where our history of personal and business banking excellence sets us apart. Visit us at 115 West Harrison Street, near the Allegany Museum and Western Maryland Scenic Railroad. 

Contact us online today or call us. Our lobby is open Monday to Friday from 9:00 a.m. to 4:00 p.m., and our drive-up lanes are available from 8:30 a.m. to 5:00 p.m. Join us today!