Personal and Business Banking Services in Frederick at Baughmans Lane

Stop by First United Bank & Trust at 102 Baughmans Lane in Frederick, MD — just off West Patrick Street near Kids Care Pediatrics. We proudly provide a wide range of personal and business banking solutions, including checking accounts, refinancing, credit cards, and wealth management.

Our community office also offers convenient access to services such as official checks, wire transfers, safe deposit boxes, notary assistance, and coin exchange—experience why we’re the trusted, community-focused bank committed to serving you.

Personal Banking Services at Baughmans Lane Community Office

Experience effortless personal banking with First United Bank & Trust in Frederick. We offer a range of savings accounts, personal checking accounts, and tailored savings solutions to fit your financial goals. Take advantage of our competitive certificate of deposit rates and calculate your earnings easily using our certificate of deposit calculator.

Access your funds anytime through our extensive ATM network. From services to reordering checks to managing personal loans, we provide the tools you need. Additionally, our experts are ready to help with retirement planning and savings strategies to secure your future. Discover our comprehensive deposit and checking options today.

Mortgages and Home Loans in Frederick

Discover reliable mortgage solutions with First United Bank & Trust in Frederick, MD. With competitive rates and tailored support, we help you find the perfect fit — whether you’re a first-time homebuyer or considering a mortgage refinance.

Our offerings include conventional loans, home equity loans, and HELOCs, which are ideal for home improvements or other needs. Trust us as your dedicated mortgage partner for expert advice, flexible options, and a customer-first approach.

FHA Loans and USDA Loans

At First United Bank & Trust in Frederick, MD, we’re proud to offer a range of government-backed loan options tailored to your needs. Whether it’s USDA loans that make homeownership more accessible in rural areas or FHA loans designed for first-time buyers with low down payment requirements, we’re here to help you take the next step toward owning your dream home. Secure your future with us today.

Business Banking for Frederick, Ballenger Creek, and Applegate Businesses

At First United Bank & Trust in Frederick, we are committed to empowering local businesses with customized payment solutions designed to meet your unique needs. Whether it’s flexible business checking accounts, high-yield business savings options with competitive APY, or access to business loans, including SBA loans, our services are designed to help our friends and neighbors. 

Take advantage of business debit and credit cards with rewards options, simplify cash management with our streamlined merchant services, and achieve your savings goals with the help of our personalized, professional support.

Frederick Wealth Management and Investment Management

At First United Bank & Trust in Frederick, MD, we are dedicated to helping you confidently navigate your wealth management. Our services cover every aspect of financial planning, including estate planning, managing retirement accounts such as 401(k), SEP IRAs, SIMPLE IRAs, and traditional IRAs, and creating wills and trusts. Our asset management team also offers personalized investment strategies tailored to your unique needs.

Take the first step toward securing your financial future — schedule a consultation today to and learn how we can simplify and enhance your wealth management plan.

Your Bank Serving Frederick, Detrick, Applegate, and Ballenger Creek Communities Since 2003

At First United Bank & Trust, we blend our history of personalized service with the convenience of modern banking solutions. Visit our Frederick, MD, community office at 102 Baughmans Lane, conveniently located near West Patrick Street and the Frederick Freeway.

We’re here to support your financial goals and make a meaningful impact on your future. Contact us online or give us a call today!