College is more than an education — it’s the start of a new chapter, full of possibilities.
However, for many students, the cost of higher education is a major financial hurdle.
In the 2025–2026 academic year, the average total cost of attendance at a public in-state university is more than $34,000, while out-of-state students pay closer to $59,000, according to the University of Alabama.
These numbers paint a clear picture: for many, student loans aren’t just an option, they’re a necessity.
First United Bank & Trust loans cover tuition, housing, books, and supplies, so students can focus on learning and shaping their future.
Undergraduate Loans
An iHELP private student loan can help cover the funding gap left for college students after they have taken advantage of federal loans, grants, scholarships and personal contributions.
Graduate Loans
Education doesn’t stop at graduation — it evolves, sharpens your skills, and refines your path forward.
Our graduate loan is designed for those ready to advance, covering the costs of education so you can focus on mastering your field — not financing it.
Medical School
Becoming a doctor isn’t just a career choice — it’s a calling. But the journey to medicine comes with significant financial hurdles.
Your passion fuels the future of healthcare. Let us help with the finances.
Student Loan Refinancing
Why pay more if you don’t have to? Student loan refinancing can help you lower your monthly payments, reduce interest rates, and simplify repayment — so you can focus on building your future, not stressing over debt.
Other Student Services
Beyond student loans, we have a host of products perfect for students, including
Stop in today to ask an associate about Student Services, visit the student loan page or call 1-888-692-2654.
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