Shop local Shop online with our Platinum Credit Card options.

Visa® Platinum Personal Credit Cards

Choose a card that best fits your financial style:

Rewards Platinum

Unlimited reward points that don’t expire. Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and more. Visit cRewardsCard.com for more details.4

Cash Rewards Platinum

Earn unlimited 1% cash back on net purchases. Cash rewards never expire.4

Platinum Edition

Check out our no penalty APR and low interest rates*.

Enjoy the following features with any of these card types:

  • No Annual Fee*
  • 0% Intro APR on purchases and balance transfers for first 12 months. After that, a variable APR, currently 8.99% – 22.99% will apply.*
  • Mobile Payments, using your Mobile Wallet, for a safe and secure way to pay
  • View your FICO®Score1
  • Fraud Monitoring and Zero Fraud Liability
  • SecurLOCK™ Email and Text Fraud Alerts
  • Cell Phone Protection2
  • Travel Accident Insurance3
  • ID Navigator Powered by NortonLifeLock5
Member FDIC. Must be 18 to apply.

*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 3.25% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 9.99% and 19.99%, Platinum Edition APRs are currently between 8.99% and 18.99%, and Cash Rewards Platinum APRs are currently between 12.99% and 22.99%. Rates are accurate as of April 30, 2020 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.

1FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.

2Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569.

3Coverage applies when -the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

4In order to access rewards, your account must be open and in good standing.

5No one can prevent all identity theft.

Additional Features and Services

Internet Banking

Execute all sorts of banking transactions without having to leave your home or office. It’s easy and secure.

Mobile Banking

On the run? You can access account balances, transfer funds and even pay bills using our mobile app.

Mobile Deposit

Just snap a picture of your deposit with your smartphone, press a few buttons, and you’ve completed your banking for the day.

Visa Debit Card

Earn reward points without accumulating debt with the card that links to your checking account.

Telephone Banking

Access account information, transfer funds, and even place check reorders 24-7 from the convenience of your phone.

Customer Service Center

Our skilled associates are just a phone call away, until 8 PM on weekdays, to answer to all your banking needs.

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