Funds are generally available the next business day after the date of your deposit, provided no hold is placed and the deposit is not rejected. The date of your deposit is determined by when you make your mobile check deposit:

  • If you successfully upload a deposit to First United before 7:00 PM Eastern Standard Time (EST) on a business day we are open, we will consider that day to be the date of your deposit.
  • If you successfully upload a deposit to First United after 7:00 PM EST or on a business day we are not open, we will consider the next business day we are open to be the date of your deposit.
  • Your funds will not display in internet banking until they are available.