It's time to think outside the box.

We can help first-time homebuyers access up to $17,500 to assist with the down payment and closing costs incurred when purchasing a home. Funding is available to qualified first-time homebuyers.

In addition to meeting eligibility requirements, the homebuyer must:

• Contribute at least $1,000 toward the purchase of the home.
• Occupy the home as a primary residence.
• Complete a homebuyer education and financial literacy course specified by FHLBank Atlanta.

At First United Bank & Trust, we want to be here for you when disaster strikes and do our part to help with recovery efforts. To help you get back on solid footing, we provide up to $25,000 per household for rehabilitation of an owner-occupied home located in an “Emergency Declaration” or “Major Disaster Declaration” area as designated by the Federal Emergency Management Agency (FEMA) or by a local, state, or other federal government agency. 

In addition to meeting eligibility requirements, the homebuyer must:

• Have at least 30 days current ownership by life estate, surface rights, leasehold estate, or full interest in the fee title and have ownership of the subject property at the time of the “Emergency Declaration” or “Major Disaster Declaration.”
• Work with First United to submit an application within 36 months of the “Emergency Declaration” or “Major Disaster Declaration.”