Banking for a Better Tomorrow.
Your loan.
Your way.
The Right Tools
Secure Online Application
1000's of Happy Customers
Select your loan option:
Personal Loans
Making a purchase, taking a vacation or anything else, a personal loan can help you out.
Home Equity Lines
Your home’s value can fuel your next trip, project, or even a semester or two.
Not Sure?
Not sure what you need? Don’t sweat it. We can help you find the right solution for your need.
Everything Personalized to YOU
Lending is what neighbors do best. At First United Bank & Trust, we give you the ability to make your dreams come true with responsible, flexible lending from a local expert – providing custom solutions to meet your lending needs with the advice and support to get you through the process easily.
News & Stories
Smart Borrowing: Solutions for Managing Student Loan Debt
College is more than an education — it’s the start of a new chapter, full of possibilities. However, for many students, the cost of higher education is a major financial hurdle. First United Bank & Trust loans cover tuition, housing, books, and supplies, so students can focus on learning and shaping their future.
First United Bank & Trust celebrates 125 years of community, commitment, and growth
First United Bank & Trust proudly celebrates its 125th anniversary in 2025, marking a significant milestone in its journey from a small-town bank to a trusted financial partner across multiple states. Founded in 1900 as the First National Bank of Oakland, the institution has grown to include 22 branches and more than 300 associates — yet its heart remains rooted in community.
First United introduces exclusive Solutions at Work program to enhance workplace financial services
First United Bank & Trust is thrilled to announce an exclusive opportunity for businesses through its Solutions at Work program. Designed to provide seamless financial solutions for employers and employees alike, this program prioritizes convenience, while delivering valuable benefits tailored to workplace success.
Disclosures
Loans subject to credit approval.
In Case of Errors or Questions About Your Loan
If you have a question or a concern about your loan, or think we have made an error, we want to know. Please send a written request (separately from your payment) for any Qualified Written Request, Notice of Error, or Requests for Information to the following address. You may telephone us, but doing so will not preserve your rights under Federal Law. Please note you must use this address to submit your written request.
First United Bank & Trust
ATTN: Loan Servicing/Written Request
12892 Garrett Hwy, Suite 4
Oakland, MD 21550