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FDIC-Insured - Backed by the full faith and credit of the U.S. Government FDIC-Insured - Backed by the full faith and credit of the U.S. Government.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

We’re here for you, with sound solutions for your financial life.

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We Can Help…

01

Saving Stability

Keep your savings moving forward with safety and security that come from a strong community bank. Your deposits are safe, secure and insured by the FDIC.

02

Lending Confidence

We have funds to lend to help you do the things you need to do. From Personal and Business Loans to our Home Equity Line of Credit, you’ll enjoy flexible terms and low rates.
03

We’re here for you.

We have the financial strength to provide the support and guidance you need. If we can assist you, we’re always ready to talk. Call your local office or 1-888-692-2654.

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We’re in the people business

We deliver an uncommon commitment to service and solutions. That’s our vision, and it’s a path that satisfies our customers and fulfills our team members. We are committed to helping people and making a difference. This is why we hope you say, it’s “my bank.”

Our Blog

Watch Out for Bank Imposter Scams: What You Need to Know

Watch Out for Bank Imposter Scams: What You Need to Know

Jan 4, 2026

Have you ever received a text that looks like it’s from your bank? It might say there’s suspicious activity on your account and urge you to act fast. Before you click or respond — pause. It could be a scam.

Boonsboro Ribbon Cutting Event

Boonsboro Ribbon Cutting Event

Jan 2, 2026

First United Bank & Trust Celebrates 125th Anniversary with Ribbon Cutting at New Boonsboro Location BOONSBORO, MD. — December 18, 2025 — First United Bank & Trust marked its 125th anniversary with a ribbon-cutting ceremony at its new Boonsboro branch,...

Financial Fraud Is on the Rise. Are You at Risk?

Financial Fraud Is on the Rise. Are You at Risk?

Dec 29, 2025

More than 1 in 5 U.S. adults have experienced financial fraud or scams involving their money, according to a new survey from the Federal Reserve. The findings come from the Fed’s 2024 report on the Economic Well-Being of U.S. Households, which, for the first time, asked Americans about their experiences with fraud and scams.

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