​Our North Central West Virginia team is happy to help!

In a time when it seems like so many banks are just the same, First United is here with the heart to be different. It’s not just that we’re locally owned with a team that lives and works in the places you call home, it’s that we’re dedicated to helping you. We build solutions that are so customized, you’d swear we only had one customer–you!

That’s why our customers call us “my bank.” We can’t wait for you to see just what we have to offer.

Star City Personal and Business Banking Services in Morgantown, WV

Welcome to First United Bank & Trust, your trusted financial partner conveniently located near I would say University Town Center here instead of these two locations at 7 Chaplin Road, Morgantown, WV. We’re proud to provide personalized banking solutions tailored to personal and business needs, all supported by advanced features in our Discovery Center with interactive touchscreen and tablet technology.

Our comprehensive services include checking accounts, notary services, refinancing options, credit cards and expert wealth management. Take advantage of convenient night deposits, fast wire transfers, secure safe deposit boxes, and a coin machine for hassle-free cash exchanges.

Stop by today and discover how we make banking effortless and secure!

Personal Banking Services in Morgantown, WV

At First United Bank & Trust in Morgantown, WV, we provide a full range of personal banking services designed with your needs in mind. Whether it’s personal checking, savings accounts, certificates of deposit, or personal loans, our solutions support your financial aspirations.

Manage your finances easily using our ATMs, online check reordering, and certificate of deposit calculator to plan for savings and retirement. Enjoy dedicated service and reliable support throughout every stage of your financial journey.

Star City, WV, Mortgages and Home Equity Loans

At First United Bank & Trust in Morgantown, WV, we provide a range of tailored lending solutions to meet your needs. Whether you’re purchasing your first home or looking to refinance your mortgage at competitive rates, our knowledgeable mortgage lenders are committed to guiding you through every step.

Discover our home equity loans and HELOC options to help you finance home improvements or cover significant expenses with flexibility and ease. We also offer conventional loan options to ensure your property investment is secure, rewarding, and aligned with your goals.

FHA Loans, HELOC Loans, USDA Loans, and VA Loans

At First United Bank & Trust in Star City, we provide customized loan options to meet your needs. USDA loans offer rural homebuyers the advantage of zero down payments, while FHA loans cater to first-time buyers with low down payments and flexible credit requirements. VA loans deliver exclusive benefits for veterans and active-duty military members, such as no down payment and competitive interest rates.

Additionally, we offer HELOC loans, allowing homeowners to access the equity in their homes for various financial needs with convenient and secure terms.

Business Banking Accounts and Business Loans in Morgantown, WV

Discover complete business banking solutions with First United Bank & Trust in Morgantown. We offer customized services, including business checking accounts, competitive high-APY business savings, and flexible business loans, such as SBA (Small Business Administration) loans tailored to your needs.

Optimize your business operations with our merchant services and secure payment solutions, complemented by business credit cards, debit cards and rewards checking. You can also enjoy secure cash deposit options and effortlessly manage your funds with our dependable savings accounts.

Visit us in Morgantown, WV, and take the next step toward achieving your financial goals!

Investment, Asset, and Wealth Management Services in Morgantown, WV

At First United Bank & Trust in Morgantown, WV, we pride ourselves on delivering complete wealth management solutions tailored to your needs. Whether you’re preparing for retirement through a 401(k), SEP IRA, SIMPLE IRA, or working on estate planning with wills and trusts, our investment management team is here to provide expert guidance. Our dedicated professionals offer personalized investment strategies to help grow and secure your retirement savings. 

Schedule a consultation today to get the answers you need, or for personalized support.

Your Bank Serving Star City, Morgantown, Granville, and the Rest of Monongalia County Since 2006

Conveniently located in Morgantown, WV, near West Virginia University and the Interstate 79, First United Bank & Trust offers easy access to all your financial needs. Whether you prefer to contact us online or call us, our team is dedicated to delivering personalized banking services tailored to you. Rooted in a proud history, we combine trusted expertise with modern innovation, ensuring a seamless blend of tradition and convenience. 

Stop by today and experience the difference of banking designed with you in mind.