There are a lot of good ideas out there about how to use money to the best advantage of those who have it. Even if people don't have stuffed coffers full of cash, there are plenty of alternatives for building sizeable nest eggs, so that if something should arise in the future, people are protected against the worst case scenario.

However, when it comes to getting financial investment advice, not all consumers are still tuned in to the program. In fact, a lot of people aren't taking advice from others anymore, even professionals, assuming that post-recession climates mean that any kind of investment strategy is a good one. On the contrary, the market remains mercurial, and jumping on the wrong portfolio choices could leave some investors stranded.

A big issue for those trying to get into the game is the fear of loss. Everyone's money is precious, but letting go of certain sums for the time being can help realize much greater returns on that investment in the future. Some consumers are afraid that emergency situations will arise after setting those funds in an unreachable account, such as a CD or stock certificate, where there's no way to retrieve funds until a certain amount of time has passed without incurring steep fees.

Learning to invest
On the contrary, MSN wrote, the best strategy is to put aside an amount that leaves people with enough where they feel comfortable, but not too much so. If there's a certain balance left in a savings account that's been languishing there for a year, it's safe to say most, if not all, of those funds can safely be re-purposed into a mutual fund or Roth IRA. On top of that, putting in at least $50 per month into a dedicated investment or savings account will help ensure that these funds consistently grow.

Initial investments should be closer to the $10,000 range to get a healthy start, but for those with less money to spare, financial investment advice is crucial in order to apply these funds in the right areas. Otherwise, people may not get the kinds of returns they expect or deserve, and becoming jaded with the investment process is a mistake that no person can afford to make.

Seeking Alpha noted that some of this inertia in the personal finance world is tied to the risk management of previous years, where the stock market seemed to show artificial inflation while the rest of the economy suffered. It's easy for consumers to put windfalls and disposable income into high-risk ventures, but during a time of financial shrinkage, it becomes harder to imagine putting money into anything that isn't a sure bet. The problem here, of course, is that no investment is ever certain.

Another major piece of financial investment advice that people don't seem to listen to is that they can be too attached to their money. Getting great insight into monetary strategies is one thing, but putting these solutions into action can be hard when people are still scared that what was yesterday a great company will tomorrow be looking for a bailout.

Moneycontrol stated that emotional matters surrounding some negotiable instruments can also hinder the investment process. Stock certificates gifted by a now-deceased relative or heirlooms that no longer serve any purpose hold special meaning to individuals, but they also represent a significant amount of money that could be better put to use in the future. Overcoming these roadblocks can lead to better success financially.