Justin Ray

Justin Ray

Andrew P. Hardesty


Kimberly R. Moyers, Vice President and Managing Director of Client Relationships, and Christopher W. Morris, Director of Commercial Banking, welcomes Andrew P. Hardesty and Justin S. Ray as Commercial Relationship Managers for the North Central West Virginia market area.

Andrew P. Hardesty began his financial services career in 2007 as a Teller with various responsibilities.  He later moved onto Loan Officer and within a year became Vice President of Lending, managing a $22 million loan portfolio.  Beginning in 2018 to the present, he served as a Relationship Manager where he managed both deposit and lending business production.  Andrew is a graduate of Covenant College in Lookout Mountain, GA with a Bachelor of Arts degree in History.  He earned his Master of Business Administration from West Virginia University in Morgantown, WV.  Andrew is also active in several local professional associations including the Morgantown Chamber of Commerce and is a current member of Business Network International where he served as past president, vice president, and a member of the Membership Committee.

Justin S. Ray has been a Commercial Lender since 2018.  Before joining First United, Justin was the head of the commercial lending department and was responsible for originating loans and managing business relationships.  Justin earned a Bachelor of Science degree with a concentration in Business Administration from West Virginia University in Morgantown, WV.  He was a member of Sigma Chi fraternity where he held leadership positions on the Social and Rush committees.  Justin is also active in local professional associations including the Rotary Club of Morgantown.

“The team is excited to be able to provide additional resources to the North Central West Virginia market area.  Andrew and Justin’s experience and understanding of the local market makes them tremendous assets to the business community and our commercial banking team,” commented Chris Morris.

Aligning with First United’s commitment to serving our communities, Andrew has participated and volunteered for non-profit organizations including the Monongalia County Habitat for Humanity as a former Board member and Treasurer.  Andrew is the current chair of the Nominating Committee for the organization.