First United Bank & Trust Undergraduate, Graduate and Refinance Loans

iHELP Private Student and Consolidation Loans

Whether you are beginning your college journey, managing existing college debt or somewhere in between, we have a private loan product to meet your education financing needs.

First United has partnered with iHELP to deliver attractive, competitive and low-cost student loan solutions*:

  • No application or origination fees
  • Competitive interest rates
  • Get 0.25% off your rate with automated payment from any checking or savings account
  • Easy to apply
  • Personal assistance every step of the way
  • Flexible repayment options – No payments required while in school
  • Apply with a cosigner to help qualify for the loan and possibly receive a lower interest rate

* All loans subject to credit approval.

Make the application process seamless by carefully reviewing the eligibility/credit requirements and interest rates for your desired product prior to applying.

Private student loan

Undergraduate & Graduate Loans
An iHELP private student loan can help cover the funding gap left for college students after they have taken advantage of federal loans, grants, scholarships and personal contributions.

Student Loan Consolidation

Student Loan Refinancing
Simplify life by refinancing college student loans into a single payment; doing so may also reduce your monthly payment. Private student loans, federal loans, and Parent Plus loans can be refinanced into one manageable payment.

Student Loan Specialist

Photo of Laura Helmich

Laura Helmich

Director of Specialized Banking

Certified Credit Counselor
Financial Literacy Coordinator
Student Loan Specialist

  • 30 years navigating the Education Loan process
  • Recipient of multiple service awards within the financial aid community

Additional Features and Services

Internet Banking

Execute all sorts of banking transactions without having to leave your home or office. It’s easy and secure.

Mobile Banking

On the run? You can access account balances, transfer funds and even pay bills using our mobile app.

Mobile Deposit

Just snap a picture of your deposit with your smartphone, press a few buttons, and you’ve completed your banking for the day.

Visa Debit Card

Earn reward points without accumulating debt with the card that links to your checking account.

Telephone Banking

Access account information, transfer funds, and even place check reorders 24-7 from the convenience of your phone.

Customer Service Center

Our skilled associates are just a phone call away, until 8 PM on weekdays, to answer all your banking needs.

We want to be your helpful, trusted partner—for life.