FDIC-Insured - Backed by the full faith and credit of the U.S. Government.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

My bank for life.

Get your anything loan.

My Bank

Trusted Since 1900

The Right Tools
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1000's of Happy Customers

Select your Anything Loan option below:

Personal Loans

Making a purchase, taking a vacation or anything else, a personal loan can help you out.

Mortgage Loans

Buying a home is always an adventure. We make sure it’s a smooth process, start to finish.

Auto Loans

We can get you behind the wheel quickly with fast approval and local decision making.

Home Equity Lines

Your home’s value can fuel your next trip, project, or even a semester or two.

Motorcycle Loans

Two wheels and the open road can be yours with your new motorcycle.

RV Loans

Home is where ever you may roam with a new RV. Let us help you get on the road.

Boat Loans

With fast approval and local decision making, you can be on the water in no time!

Student Loans

Whether you are beginning your college journey or managing existing debt.

Credit Cards

Personal credit cards that offer you great rates, excellent rewards and security.

Not Sure?

Not sure what you need? Don’t sweat it. We can help you find the right solution for your need.

Thinking of Becoming a Home Owner?

Preparation is Key. We’re Here to Help.

Stop by any office or call 1-888-692-2654

Everything Personalized to YOU

Lending is what neighbors do best. When you’re in a pinch and you need some help, my bank delivers. We give you the ability to make your dreams come true with responsible, flexible lending from a local expert. First United provides custom solutions to your lending needs and the advice and support to get you through the process easily.

News & Stories

Smart Borrowing: Solutions for Managing Student Loan Debt
Smart Borrowing: Solutions for Managing Student Loan Debt

College is more than an education — it’s the start of a new chapter, full of possibilities. However, for many students, the cost of higher education is a major financial hurdle. First United Bank & Trust loans cover tuition, housing, books, and supplies, so students can focus on learning and shaping their future.

First United Bank & Trust celebrates 125 years of community, commitment, and growth
First United Bank & Trust celebrates 125 years of community, commitment, and growth

First United Bank & Trust proudly celebrates its 125th anniversary in 2025, marking a significant milestone in its journey from a small-town bank to a trusted financial partner across multiple states. Founded in 1900 as the First National Bank of Oakland, the institution has grown to include 22 branches and more than 300 associates — yet its heart remains rooted in community.

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Disclosures

Loans subject to credit approval.

In Case of Errors or Questions About Your Loan

If you have a question or a concern about your loan, or think we have made an error, we want to know. Please send a written request (separately from your payment) for any Qualified Written Request, Notice of Error, or Requests for Information to the following address. You may telephone us, but doing so will not preserve your rights under Federal Law. Please note you must use this address to submit your written request.

First United Bank & Trust
ATTN: Loan Servicing/Written Request
12892 Garrett Hwy, Suite 4
Oakland, MD 21550