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When divorce becomes part of a financial plan
There are times in life when a financial plan is set on its ear, and while the tumult of everyday life could make focusing on money difficult, it is essential to keep money at a balancing point.
Financial plans and security protocols
A lot of companies today feel like they have the next big thing, and some of them do.
Understanding different kinds of bonds
A lot of people talk about investing in different kinds of assets, but knowing what each of these options actually is can help investors determine which of them to include in a financial plan.
Who does your employee work for?
Businesses frequently struggle with determining what capacity a worker actually serves. They know a person is on payroll and does a specific set of tasks, but as to how that individual is actually keyed into a human resources management system, it is possible that...
How much does actual employee investment impact financial plans
Many entrepreneurs wonder if they need additional staff to successfully manage their businesses.
Cut costs without alienating employees
Despite recent improvements in the economy, businesses are always on the lookout for the best way to maintain corporate fitness, and a lot of executives wrongly assume that repeatedly hitting the minus sign on their financial calculator is the way to go.
Business financing with commercial loan more likely
Over the last few years, businesses have found it difficult to get funding for their endeavors, forcing owners to simply kept their heads down and try to make it through hard times.
Calculating financial fitness in startup situations
Figuring out money when starting a new business can be difficult, especially for first-time entrepreneurs.
Avoiding the most common mistakes in a financial plan
Most personal investors are not experts, and not everyone will seek out financial investment advice before pursuing monetary opportunities.
The importance and variety of data security
Some companies may think that keeping track of corporate information is something that IT businesses and other kinds of technology businesses have to worry about, but not them.
Deciding whether to refinance your home or mortgage
The home loan you got when you bought your house may not have the best interest rate in terms of today’s market.
Tips from Financial Planning Week
The first week in October is Financial Planning Week, and many community banks and financial institutions take that time to provide tips and tricks to promote fiscal wellness with free investment advice.
Benefits of banking on the go
As a small business owner, it can be difficult to take care of everything at the office and still find time to go to the bank.
Getting a small business grant
Applying for a commercial loan and opening an account at a local bank can help a business get off the ground, but it may not cover every startup cost.
Marriage needs a joint financial plan
Two people in love will likely get married, and when they do, their finances will become intertwined.
Working too hard for the money
There is no way to get ahead in the business world without putting in a lot of effort, and for small business owners that usually adds up to a lot more time at the office than a standard 40-hour work week.
Getting through college financing
There are a lot of emotionally trying experiences associated with sending a child off to college, not least of which is funding the whole experience.
The best way to get out of debt
Americans are chronically in over their heads these days, and more often than not, personal financial plans are broken by job loss, low income or a lack of foresight on necessary expenditures.
Upcoming cuts could spell disaster for small business
Just when the economy is starting to turn around and confidence levels are starting to warm for the first time since the recession began, it looks like legislators may be dropping a bombshell on progress.
Changing lifestyles could change your life
A lot of people think that the only way to truly run their own business is to own it from the ground up, from concept to conception and every shred of intellectual property.
Is outsourcing the answer?
Not every small business can afford to hire experts as full-time resources.
How much do startups really cost?
Entrepreneurs build their business vision before ever looking into how these dreams can monetarily be managed, meaning they may only have cursory knowledge of the process.
Why you should reward employees for not leaving
One of the biggest assets a company has at its disposal is its people.
Getting financially literate matters
Whether it’s a small business, a retirement plan or a vacation account, there are times when having a grasp on how finances actually work is essential.
Buying a home the safe way
There are plenty of deals on repossessed, sub-prime and other properties meant to entice consumers and get them to make a quick purchase.
Preparing for new technology assets
A growing trend in the workplace is the inundation of mobile devices like tablets and smartphones, most of which are consumer-owned.
Simplify the decision process to reduce mistakes
Making a crucial financial decision can be stressful, and often the fear of failure will keep businesses from jumping at investments that could sharply boost financial plans.
Smart ways to stop spending too much
Companies know that having too much on the expense side can be deadly to profits and financial plans.
Different kinds of accounts for every situation
Banks often provide a variety of checking account options to ensure clients can create a personalized financial plan.
Tips for opening an account
Some consumers think they are better off without or don’t have a need to open an account, but there are substantial benefits to having a tool to assist in monitoring your personal finances.
Things to know before getting a car
Having a vehicle is key to survival for many Americans.
Becoming more financially savvy
One of the biggest mistakes people make, regardless of the subject, is assuming they already know enough about the topic.
Building an online success portfolio
Finding the best ways to deliver deals to the most interested consumers is one thing, but making them work can be harder still.
Business success requires intrepid actors
Having a winning team of top performers can set a small business apart from the competition.
Protecting online information portfolio from theft
There is no such thing as an entity impervious to online threats, no matter how big.
Getting financed in a tough economy
Things haven’t been good in the U.S. financial sector for about five years, but small business owners have continued to persevere.
Startup with costs down
Getting a business off the ground may seem like a costly endeavor, as it includes filing for a commercial loan and filling out a financial plan to prove to investors that you know what you’re talking about.
Remembering the workers this Labor Day
This Labor Day, it should be noted that employers and consumers are still struggling with economic hardship nationwide, and figures remain pessimistic despite some inroads into the lingering recession.
Safe ideas for business expansion
Consumers these days are feeling more confident, a condition reflected in positive business banking account balances, increased foot traffic and new demands for inventory.
Going green for business savings
The economy is still struggling to emerge from a recession, and while some say that the worst is behind us, businesses are still looking for ways to cut costs as slim profit margins persist.
Today’s Market Action
U.S. stocks are trading higher as investors anxiously await this Friday’s speech from Federal Reserve Chairman Ben Bernanke. Bernanke’s speech at the Fed’s annual symposium in Jackson Hole, Wyoming may signal whether or not the Fed is open to...
Weathering the storm of student loans
Getting accepted by a college is only the first step in a very long and expensive process, and if parents and students aren’t prepared for the rigors they could make some very serious financial mistakes.
How to cut your grocery bill
Opening a bank account isn’t enough to keep your money safe.
Economic recovery still slow going
The last year has been a relief to strained financial plans, but people shouldn’t consider themselves out of the woods just yet.
Is Pinterest a viable business plan tool?
Can social media help small businesses create a roadmap to success? Or are they just another unproved marketing tool?
Never too late to review your taxes
Filing a tax return isn’t the last step in compiling your annual earning statement.
Recovering from disaster an opportunity to grow
Having a continuity system in place for your small business should be essential to your financial plan, but not all companies pursue this strategy.
How much should your products cost?
Making money is the bottom line of every business both figuratively and literally.
Diversifying investment can protect owners from unforeseen market turns
While to some, it may seem inconsistent for small business owners to seek advice from the CEOs of larger, billion-dollar corporations. However, the case is quite the opposite.
Navigating credit card financing for small businesses
Over the past few years, small business financing has been tight.