Blog
Building a better business budget
Going into the planning and execution phases of starting a small business can be harrowing, but owners try to be as prepared as possible with careful budgeting and financial planning.
Dusting off the personal finance skeletons
Coming to terms with a personal money picture can help you overcome the problems.
Personal or business cards make a difference in company finances
Everyone has credit cards these days, even with the economy continuing to lag and financial trust not what it used to be.
Business credit makes money harder
Getting a commercial loan has its uses – obtaining real estate, updating facilities or expanding existing holdings – a little extra money can help give a small business the flexibility it needs to move more aggressively in an unsure market.
Foreclosure facts don’t force down prices
A single foreclosure can certainly cause damage to the owner, but what actually are the repercussions to surrounding properties?
Recovering from mistakes and other financial woes
Financial stumbling blocks aren’t the end of the world, and though they will cause some emotional distress, there are ways to recover from these financial stumbling blocks.
Online banking is just one of the many things available to consumers to assist with creating, balancing and strengthening financial plans.
Online banking is just one of the many things available to consumers to assist with creating, balancing and strengthening financial plans.
Understanding credit scores and how they affect you
The importance of this score may be lost on individuals who don’t understand what it means.
Becoming personable works better for people
A corporation may seem like a faceless entity, but it’s really a conglomeration of all the people who do or have worked there during its lifespan.
When spending slumps, curb your enthusiasm
It’s been a hard few years economically, and though some say the recession is over, market indicators continue to flat-line or sink in most cases.
Building bridges with performance payroll
Accounts payable and payroll business banking are integral to establishing good relationships with both employees and clients.
How to make your business a hometown hero
The market is really competitive right now for organizations of every size.
Coming up with the best payroll solution for your business
There are a number of different options for an organization when considering how to handle payroll accounts.
Improving financial picture over the summer a smart choice
There is a lot of downtime available to companies not in terms of internal practices always, but in the services it might regularly pursue only at certain points during the year.
Getting ready for summer vacation
The weather is getting nicer all the time and the economy is starting to level out, giving businesses the first real respite in dramatic lunges since 2007’s recession began.
Today’s Market Highlights
U.S. Home Sales Post Surprise June Decline. Sales of newly-constructed homes declined by 8.4% in June to an annualized rate of 350,000, missing the consensus forecast for 372,000. The decline was led by a 60% record high sales plunge in the northeast...
Getting your affairs in order and planning your estate
It may not be the happiest of things to consider, but there will come a point in your life and the lives of those you love and care for when a financial plan is no longer sufficient for handling your personal matters.
Making the most of online tools for financial planning
There’s no denying that the internet has become a major part of our everyday lives.
Women in the workplace still fighting for dominance
There has always been the myth of the glass ceiling in a person’s career, the point at which they can go no higher in a certain position, company or path.
Turning around a failing business
With the economy still struggling to climb out of the recession, it’s no surprise that companies are having a hard time staying financially afloat.
Retirement plan could be sabotaging your plans
It may be confusing or difficult for some people to review their 401(k) plans on a regular basis, but failing to do so could cheat you out of scheduled retirement plans.
Not all is lost in unemployment
If you have a financial plan in place to catch you, that’s great, but most Americans don’t even have a regular savings account or rainy day fund, let alone enough to get them from one job to the next.
Cheating on your pocketbook
Lying by omission can be just as bad as telling an outright fib when it comes to balancing your checkbook with your spouse.
Crafting a successful business plan
Banks and other investors will want to know you have a financial plan for you and your intended fledgeling company before they will be willing to partner with you, so what should you put into your first drafts in order to come up with a winning design?
Raising Pinterest for business growth
FInding alternate ways to promote a small business is essential for maintaining a viable financial plan even before regular outlets for advertising have been exhausted.
Before you hire, take a look at your business
If you’ve found the task of operating a solo storefront too challenging and feel the need to hire a set of hands, there are a few hurdles to jump over first.
Establishing and maintaining online presence
With shoppers changing the way they do their browsing and buying, it is essential for companies to keep up with the shifting trends.
A strong family plan that actually works
One of the biggest downfalls newlyweds and budding families face is understanding what they need to spend and what can be saved.
Protecting net worth despite market downturns
America’s streets may no longer be paved in gold thanks to the recession that began five years ago.
Balancing business capabilities through hiring techniques
Hiring people with strengths to match existing trouble spots is key but sometimes it can be hard for companies to isolate where the weak links are. Talking around resumes
Keeping tabs on business data essential to financial fitness
It may seem like you have a strong password on your company email address and that you take precautions to keep your anti-virus software up to date, but these steps alone may not be enough to prevent a harmful loss of information.
Debit or credit – or neither
Why would an owner potentially drive away customers by taking away the convenience of plastic?
Supreme Court Stuns Wall Street
Supreme Court Stuns Wall Street by Upholding Core Healthcare Reform Mandate. Contrary to widespread expectation, the justices ruled in a 5-4 decision that the reform measure’s “individual mandate” that forces all Americans to buy health...
Your family – the most important startup
The process of building a family can lead to some of the happiest moments of your life, but doing it safely requires a good financial plan and sound advice to ensure you take every step to safeguard your future.
The best diet for business liquidity
Finding the right balance and the best opportunities to increase growth are crucial to expansion.
Today’s Market Action
The S&P 500 opened modestly higher as investors welcomed a smaller-than-expected annual decline in home prices, sending homebuilder company shares sharply higher. Equities pared early gains after a reading of consumer confidence fell to a five-month low,...
Making smart moves to avoid fiscal business disaster
Times are tough and the economy is sluggish. Even though gas prices are dropping and other costs holding steady, business owners may not be feeling so good about personal financial security if they’ve put too much into the endeavor.
Quality versus quantity and customer approval
Those who’ve never worked in customer service may not understand the difference between speedy assistance and taking the time to connect with an individual.
Build a better budget
Proactive financial planning and investing strategies are essential to keep enough money in your accounts and make sure it grows in a way that suits your prospective needs.
Figuring out your first franchise affair
Exploring options, doing research, speaking to those who’ve been through the process and seeking financial tips on which ideas will best suit individual plans are all essential steps to take before signing any paperwork.
Protecting your family from identity theft
Identity theft is a serious issue that could touch the life of any American.
Financial planning strategies develop over a lifetime
Recent trends in financial literacy show that some variables, including age, gender and level of education, can effect the likelihood that a person will feel confident about his economic future.
Market Action
In spite of the come-to-be-expected volatility last week, stocks were generally up, with the S&P 500 higher 1.3% for the period. The primary theme continued to be the tough situation in Europe, so Friday’s surge upward appeared to be supported by investor...
Building business in a barren landscape
There may have been more enthusiasm for some business when they first opened, but now that the economy is still in a slump, even startup companies are finding it hard to get a good grounding in terms of establishing a customer base.
A Vacation from Your Finances?
There’s No Such Getaway You can get away from your job, your home, and your neighbor’s barking dog, but your finances follow you wherever you go. So, it makes sense to review your financial situation at least annually to find out where you stand and...
Making the move to mobile business solutions
It might be smart financial investment advice to get involved in this trend now as it’s still working out some kinks, and if you want to put your business ahead of the competition, be one of the first to have a mobile-ready website.
Getting educated on financial tools and banking instruments
Efforts to increase financial literacy for all age groups is on the rise as more reports find that, across the board, people don’t know how banking tools work or how they might be beneficial.
Getting full functionality without putting your money in danger
Having the convenience of accessing your business banking or personal checking 24 hours a day doesn’t mean you have to put your money at risk.
Wage war on your wallet
Many authorities recommend cleaning out your wallet regularly to avoid the risks of loss that could come following theft.
The in’s and out’s of retirement
There comes a time in every working professional’s life when the idea of retirement becomes a reality, rather than just an abstract concept regarding permanent unemployment past the age of 65. For more people that consideration should come sooner in order to better plan for the future.