Disability Insurance an Essential Financial Service
There are times when a sudden illness or accident will make it impossible for someone to do the everyday things that need to be done, let alone go to work, and during that time money would become a major concern.
How Families Can Save Money on Necessary Household Expenses
Frugal habits can save you lots of money. One dollar at a time, you can build a financially secure future for your family.
Cheating On Your Pocketbook
Lying by omission can be just as bad as telling an outright fib when it comes to balancing your checkbook with your spouse.
6 Apps That Can Save You Big at the Gas Pump
Gas prices are one of those budget items that are unpredictable at times. Oil prices can be affected by the political climate, trade disputes and refinery issues. You can fuel up for $50 one week and pay nearly twice that much the next. These apps can help ease the burden on your wallet.
Understanding Credit Scores and How They Affect You
The importance of this score may be lost on individuals who don’t understand what it means.
Encourage Savings Young to Start Good Habits
The future of the American economy is not certain.
How Holiday Stress Can Harm Financial Fitness
Everyone knows the feeling of waiting in long lines and shopping desperately for long hours for just the right gift.
Splitting Up Money for More Balanced Financial Planning
Many Americans look at their bank accounts and fail to truly grasp their financial picture. A common misconception is that money in a checking account simply “sits there” waiting for the next purchase. However, if a large portion of liquid assets is used this way, it can lead to lost opportunities for growth. Instead of letting money stagnate, creating a sound financial plan can help maximize its potential as investment capital.
3 Ways for Small Businesses to Give Back to the Community
Giving back can prove beneficial for small businesses, and there are a number of great ways to serve the community.
An Uncommon Story – Westwood Charm Boutique
Our Uncommon Stories Season 4 continues with Westwood Charm Boutique in Martinsburg, West Virginia. Thanks to the community’s support and some outside-the-box thinking, especially when it came to weathering the COVID-19 pandemic, the store demonstrates the importance, resilience, and strength found in local businesses.
First United Community Dreams Foundation Supports Landon’s Library
The First United Community Dreams Foundation is proud to provide $5,000 in funding to the WGW Community Youth Cup in support of Landon’s Library Trust Fund.
3 Effortless Tips To Bolster Small Business Sales This Summer
All year round, growing sales and increasing brand loyalty is a goal. However, for some small businesses, the summer can be the season when purchases start to slip. As a result, you may want to find some cost-effective ways to change that.
Bringing a Business Into the Online Universe
Many business leaders are all too familiar with various online tools, yet numerous administrators fail to utilize these solutions regularly. Despite the development of a wide range of user-friendly platforms over the years, some company officials are set in their ways, which may prove to be costly down the line. By investing in online solutions, a firm can instantly extend its reach. And, while it might seem difficult to learn what it takes to manage everyday tasks on the web, an organization that reviews all of its options may profit.
How To Build a Better Budget
Proactive financial planning and investing strategies are essential to keep enough money in your accounts and make sure it grows in a way that suits your prospective needs.
College Budget Breakdown: The Cost of Education
According to the College Board, last year, the cost to attend in-state public colleges averaged $25,290 for the 2017-2018 year and private colleges averaged $50,900. Wondering what goes into those costs? It’s time to do the math on college and the means of getting there. Visit our blog to learn the 5 main categories to consider.
Getting Educated on Financial Tools and Banking Instruments
Efforts to increase financial literacy for all age groups is on the rise as more reports find that, across the board, people don’t know how banking tools work or how they might be beneficial.
Optimizing Your Online Presence
To stand out to web viewers, a company should consider the benefits of a simple approach.
An Uncommon Story – Trilogy Innovations
The fourth season begins by spotlighting Trilogy Innovations, a groundbreaking tech company located in West Virginia.
The Ins and Outs of Retirement
There comes a time in every working professional’s life when the idea of retirement becomes a reality, rather than just an abstract concept regarding permanent unemployment past the age of 65. For more people that consideration should come sooner in order to better plan for the future.
Preparing for Retirement – Do You Have a Financial Plan?
According to a recent study by the Society of Actuaries, few retirees have a financial plan despite becoming increasingly concerned about their retirement risk.
How Much Should Entrepreneurs Share With Their Spouses?
Community business owners like you dedicate an enormous amount of time to getting companies off the ground, and the commitment doesn’t end there.
Supporting Mylan Park with New Community Room
First United Bank & Trust is proud to announce its support of Mylan Park through the addition of the Community Room.
An Uncommon Story – Fahrney Keedy
Our third season continues with a fascinating glimpse into the Fahrney Keedy Senior Living Community.
First United Bank & Trust Recognizes Retiring Teacher
First United Bank and Trust recently recognized Mrs. Athena Wilson for being a participating teacher in the Stock Market Game competition for the last 29 ½ years. During her career, she supervised student teams in 59 Stock Market Game competitions, which involved over 1,200 of her students.
An Uncommon Story – Perineologic
Season 3 of our series kicks-off with Matt & Kelli Allaway from Perineologic. Their Uncommon Story is an emotional journey from patient to patent.
Historic Bethel African Methodist Episcopal (AME) Church Relocation and Ground Breaking
A special ground-breaking ceremony for the Bethel AME Church, sponsored by the Diversity and Engagement Employee Group of First United Bank & Trust, will be held in Mountain Lake Park at 9 a.m. on Saturday, June 25. The public is invited to attend what has been called a “a truly historic event” on the grounds of the legendary Assembly Hall that is currently owned by the Apostolics of Oakland Church and is located along G Street just south of Maryland Highway (Rt. 135).
It’s National Preparedness Month! Ensure You’re Prepared for All Types of Emergencies
September is National Preparedness Month, a time meant to highlight the importance of being prepared for all types of emergencies and disasters.
4 Benefits of Digital Banking for Consumers
Long gone are the days of setting aside time in your day to head to your local branch to deposit a check, pay a bill, or transfer money to another account. With digital banking, you can access and control all of your accounts online or from your mobile device 24/7. Let’s take a deeper look at the four benefits of digital banking for consumers.
The 4 Basic Steps of Building Your Children’s Financial Literacy
Children begin to internalize money habits by an early age, so it’s important to introduce them to money as soon as possible and help them to internalize smart habits about saving, and spending money.
Top 5 Ways to Use the Equity in Your Home
Many homeowners never tap into their home equity, letting it build until they pay off their mortgage. But if you’re considering taking advantage of your home equity, let’s take a look at five of the most common uses!
These 4 Life Events Will Change Your Insurance Needs
Over the course of your life, your insurance needs will change depending on the life events you experience, such as getting married, buying a home, having children, or growing older. In this article, we take a look at four major life events and how they will alter your various insurance needs over time.
First United Appreciates our Local Health Care Heroes
First United associates donated $1,432 and the Bank matched up to $1,000 for a grand total of $2,432. All donations went toward purchasing snacks and energy drinks for frontline healthcare heroes in recognition and support of their emotional and physical sacrifices.
5 Simple Wealth Preservation Tips for Senior Citizens
May is National Older Americans Month, an ideal time for older Americans to review their finances and consider wealth preservation strategies so that they have enough assets to enjoy their golden years to the fullest.
Buying Your Dream Home in the Competitive Spring and Summer Housing Market
April is National Fair Housing Month, which brings more focus to First United’s efforts to help families find their dream homes. The timing is perfect because spring and summer have traditionally been the most competitive periods for home-buying.
An Uncommon Story – The Casselman
Ben Riegsecker, owner of The Casselman, shares the Uncommon Story of this historic Inn & Restaurant. Season 2 of our series comes to a close with yet another story of a great, local, family-owned business in Grantsville Maryland that has cared for and loved serving the local community for over 180 years.
2021 Market Outlook: The Economy Goes Off to College
Cetera Investment Management has released its annual Market Outlook for 2021 titled, The Economy Goes Off to College. In this outlook, they discuss the prospects for the economic recovery in the next year.
Like a student leaving home to go to college, the U.S. economy will have to make it on its own without much financial aid in 2021.
An Uncommon Story – New South Media
Nikki Bowman Mills of New South Media shares her Uncommon Story. Season 2 of our series continues with another great, local organization that has helped continue to tell this community’s stories.
An Uncommon Story – Eastern West Virginia Community Foundation
Michael Walton shares the uncommon story of the Eastern West Virginia Community Foundation (https://www.ewvcf.org). We begin Season 2 of our series with this great, local nonprofit organization that helps to support the eastern panhandle of West Virginia. First United continues to celebrate the uncommon stories from our communities! Our collective stories bind us, strengthen, and empower us. It’s why, at First United, we’re so committed to helping your story take shape and seeing it play out.
Join the 2020 Pay It Forward Initiative!
First United Bank & Trust, in partnership with the Maryland Bankers Association’s Emerging Leaders Program, will be conducting a FLEECE BLANKET DRIVE beginning now through March 31. All donations will go to the non-profit, London's Legacy. Their mission is to...
The Buyer’s Guide for First-Time Home Owners
In a perfect world, you would find a house you loved, make a reasonable offer, and head to the bank to sign your loan papers. For many buyers, though, buying a home turns into a nerve-racking process. This can easily happen to you if you don’t educate yourself on the steps involved in buying a home.
An Uncommon Story – March-Westin
Phil Weser shares the inspiring, uncommon story of March-Westin. We celebrate the uncommon stories from our community! Our collective stories bind us, strengthen and empower us. It’s why, at First United, we’re so committed to helping your story take shape and seeing it play out.
An Uncommon Story – FCX Systems
FCX Systems co-founders, Allen Wright and Matt Howell, share their uncommon story. At First United, we celebrate the uncommon stories from our community! Our collective stories bind us, strengthen and empower us. It’s why, at First United, we’re so committed to helping your story take shape and seeing it play out.
6 Must-Know Tips for Saving Money When Shopping
We’ve scoured the internet for some of today’s most strategic money-saving hacks. Whether you’re at the grocery store shopping for yogurt or at the mall on the hunt for a new pair of shoes, use our slick shopping hacks to save big.
An Uncommon Story – Ascension Recovery Services
Ascension Recovery Services, headquartered in Morgantown, West Virginia, was founded by CEO Doug Leech. Leech has gone through addiction and recovery himself, leading to a level of empathy, understanding, and commitment to its residents and community that’s unparalleled to anywhere else. That’s why First United Bank is proud to help share its uncommon story.
Making a Budget for Your Dream Wedding
Weddings can rack up a lot of bills. Case in point, the average American wedding cost brides and grooms $44,105 in 2018. To budget for a wedding ceremony and a reception, you have to take into account all expenses…
Alan Goes Over The Edge
Washington County Market President, Alan Mullendore, goes OVER THE EDGE and rappels down an 11 story building (the Alexander House) in support of the Boys & Girls Club of Washington County. With the support of our associates and community, Alan’s team was able to raise over $1,300 to support this great cause!
First United Welcomes Alan D. Mullendore, Market President for Washington County
Carissa L. Rodeheaver, Chairman of the Board, President and Chief Executive Officer at First United, along with R. L. Fisher, Senior Vice President and Chief Revenue Officer announce the addition of Alan D. Mullendore as Washington County Market President, overseeing...
Full Service Office Now Open at Emerald Pointe
Hagerstown, MD - First United Bank & Trust has announced the opening of a new, and much anticipated, community office at 19405 Emerald Square, Suite 1000 in Hagerstown, Maryland. First United Bank & Trust has been a member of the Washington County community...
First United Proud Sponsor of the 2018 Christmas Charity Tour of Homes
First United Bank & Trust are proud sponsors of the 2018 Christmas Charity Tour of Homes. The proceeds from this tour will be donated to the local charity – The “I Can Swim!” Program –this organization provides free American Red Cross basic swimming and water...
First United Bank & Trust Renovates Grantsville Community Office
First United Bank & Trust is pleased to announce the renovations to our Grantsville Community Office are now complete. This branch will now provide customers with all the latest technologies and conveniences to create a complete banking experience. In...