Blog
Curbing Credit Card Debt
You’re certainly not alone if you carry more credit card debt from month to month than you’d like. Breaking the cycle is rarely easy, but the benefits of wiping burdensome debt off your personal balance sheet can be huge. Here’s how to get started. Take a Total List...
First United Promotes Laura Helmich
First United Promotes Laura Helmich to Director of Specialized Banking. Jason VanSickle, Managing Director of Financial Solutions, of First United Bank & Trust is pleased to announce that Laura Helmich has been appointed as Director of Specialized Banking. With...
Finture – Steps to Your Financial Future Launches
First United Bank & Trust is proud to announce the official launch of Finture – Steps to Your Financial Future, its enhanced financial education program, aiming to revolutionize financial literacy and support for local communities.
An Uncommon Story – Westwood Charm Boutique
Our Uncommon Stories Season 4 continues with Westwood Charm Boutique in Martinsburg, West Virginia. Thanks to the community’s support and some outside-the-box thinking, especially when it came to weathering the COVID-19 pandemic, the store demonstrates the importance, resilience, and strength found in local businesses.
How A Better Website Can Improve a Small Business
Every small business should invest time and money in a website. This crucial tool can make a profound difference for any company—without one, the entire venture could suffer. Therefore, a financial plan should always include a strong website. With this in place, attracting clients, boosting business, and increasing revenue may be easier. However, simply having a site isn’t enough—several other elements must also be in place to get the most out of it.
Tips To Build a Great Business Strategy
At some point during the life of a small business, owners realize that customers aren’t flowing in. There could be several reasons for this, but regardless, the financial plan is struggling, and profits are on the way down.
Bulls & Bears Newsletter – Third Quarter 2024
Get the latest market insights with our Bulls & Bears Newsletter, provided by First United Bank & Trust Wealth Management Advisors.
First United Community Dreams Foundation Supports Landon’s Library
The First United Community Dreams Foundation is proud to provide $5,000 in funding to the WGW Community Youth Cup in support of Landon’s Library Trust Fund.
Jamie Alt appointed to Marketing Engagement Manager
Jennifer Petrie, the Director of Marketing & Communications, is thrilled to announce the appointment of Jamie Alt as the new Marketing Engagement Manager.
Jennifer Petrie takes the reins as Director of Marketing & Communications
Kimberly Moyers, Managing Director of Strategic Engagement, is excited to announce the promotion of Jennifer Petrie as the new Director of Marketing & Communications.
AJ Savopoulos promoted to Assistant IT Manager
AJ Tasker, Managing Director of Information Technology at First United Bank & Trust, is thrilled to announce that AJ Savopoulos has been appointed as the Assistant IT Manager. In this new role, AJ will manage daily IT applications, support initiatives to enhance customer value, and oversee the Bank’s infrastructure.
Putting Together Sales Projections and What To Do When These Aren’t Met
Your small business’s financial plan should include a segment for projected revenues and sales. Forecasting revenue and growth can be tricky, and while estimates are never a sure thing, being able to present investors with thoughtful, solid predictions could go a long way toward securing funding, Entrepreneur magazine notes.
Focus on Improving Business Energy Efficiency
Business owners may look for different ways to increase their bottom line, and some of this may be accomplished by cutting their current bills.
2024 First United Golf Tournament
First United Bank & Trust sponsored the 36th Annual Charity Golf Tournament at the Oakland Golf Club on Friday, July 12, 2024. This tournament has become a tradition and has raised over $700,000 for local charities. Participants enjoyed a challenging round of golf, and at the same time, raised needed funds to support numerous community projects. This year, the recipient of the tournament proceeds was the United Way of Garrett County, to which First United donated $ 47,500.
A Financial Foundation: That’s What I Want
Establishing a solid financial foundation means ensuring you’ll have enough money to live comfortably. So, it’s important to have a plan to protect your financial security, whether you have a lot of money or only a little. Your Investments: A Good Place To Start...
Coming Up With the Best Payroll Solution for Your Business
An organization has many different options when considering how to handle payroll accounts. If you run a sole proprietorship or have very few employees, you may consider doing it yourself, and it doesn’t hurt if you’re also quite good with numbers. As you hire more people or find your math skills lacking, you may pursue other options, such as in-house or third-party handling and all the software and expenses that come with them.
Amanda McKenzie takes the helm as our new Director of HR!
First United Bank & Trust is thrilled to announce the promotion of Amanda McKenzie to the position of Director of Human Resources. With 20 years of experience in both banking and human capital, Amanda brings a wealth of knowledge and expertise to her new role.
Introducing Meagan Ward – Our Newest Addition to the Morgantown Team!
Jason Rush, the Senior Vice President and Chief Operations Officer at First United Bank & Trust, is proud to introduce Meagan Ward as the newest member of the Company’s business and commercial banking division serving the greater Morgantown area.
Not All Is Lost in Unemployment
If you have a financial plan in place to catch you, that’s great, but most Americans don’t even have a regular savings account or rainy day fund, let alone enough to get them from one job to the next.
3 Effortless Tips To Bolster Small Business Sales This Summer
All year round, growing sales and increasing brand loyalty is a goal. However, for some small businesses, the summer can be the season when purchases start to slip. As a result, you may want to find some cost-effective ways to change that.
Financial Tips To Get Your Start-Up on Solid Ground
As an entrepreneur, you likely want to create a successful, prosperous small business. However, you may be concerned about giving it a shot, either because you’ve done it before or because you aren’t confident of the many important steps along the way.
NFIB: Small Business Optimism Starts To Climb
Recent history hasn’t been too friendly to small businesses across the country. While the economy has been tough—and consumers have been hesitant to spend their hard-earned cash—conditions have started to improve. The sentiment of small business owners has started to creep up throughout the nation. This trend follows one of the harshest winters in recent memory, which constrained the economy even further. Thankfully, it appears that a better situation is on the horizon.
Julie Peterson Appointed Chief Credit Officer at First United Bank & Trust
Carissa Rodeheaver, Chief Executive Officer, President, and Chairman of the Board for First United Bank & Trust is pleased to announce that Julie Peterson has been named as Chief Credit Officer.
Bringing a Business Into the Online Universe
Many business leaders are all too familiar with various online tools, yet numerous administrators fail to utilize these solutions regularly. Despite the development of a wide range of user-friendly platforms over the years, some company officials are set in their ways, which may prove to be costly down the line. By investing in online solutions, a firm can instantly extend its reach. And, while it might seem difficult to learn what it takes to manage everyday tasks on the web, an organization that reviews all of its options may profit.
How To Build a Better Budget
Proactive financial planning and investing strategies are essential to keep enough money in your accounts and make sure it grows in a way that suits your prospective needs.
College Budget Breakdown: The Cost of Education
According to the College Board, last year, the cost to attend in-state public colleges averaged $25,290 for the 2017-2018 year and private colleges averaged $50,900. Wondering what goes into those costs? It’s time to do the math on college and the means of getting there. Visit our blog to learn the 5 main categories to consider.
Helping Your Business Grow at a Consistent Pace
Keeping up with consumer requests is important, particularly for businesses that want to expand. While it is crucial to find ways to help your company grow, your firm may profit if it takes a gradual approach to extend its reach.
Financial Tips for the Newly Single
If your marriage has ended and you find yourself single again, it’s important to make sure that all your financial arrangements reflect your new status. Taking the time to reassess your financial situation can help you build a secure and independent future. Here are a...
Getting Educated on Financial Tools and Banking Instruments
Efforts to increase financial literacy for all age groups is on the rise as more reports find that, across the board, people don’t know how banking tools work or how they might be beneficial.
Optimizing Your Online Presence
To stand out to web viewers, a company should consider the benefits of a simple approach.
An Uncommon Story – Trilogy Innovations
The fourth season begins by spotlighting Trilogy Innovations, a groundbreaking tech company located in West Virginia.
The Ins and Outs of Retirement
There comes a time in every working professional’s life when the idea of retirement becomes a reality, rather than just an abstract concept regarding permanent unemployment past the age of 65. For more people that consideration should come sooner in order to better plan for the future.
College Graduates Could Be Ideal Employees for Small Businesses
Small businesses are forced to deal with the tough task of hiring new employees early on during the startup phase. Finding the right talent can be challenging, and making a mistake here could have serious consequences in a number of areas throughout the company.
Tips for Successful Franchising
There’s a misconception with startup business owners that buying into a franchise isn’t the same as having a truly independent company, and in some senses they’re right.
How Can Small Businesses Utilize Big Data?
Whatever kind of business you run, there are others out there providing the same service or product. To outperform them, you need to take advantage of the information you have at hand. Through a variety of sources, you’ll better understand your audience and be able to target their specific needs. Big data provides small business owners with everything they need to reach their consumers.
7 Financial Tips for Military Families
Military families make incredible sacrifices, often navigating deployments, relocations, and the challenges of maintaining a stable home life under unpredictable circumstances. These unique demands can put considerable strain on their finances, making careful money...
4 Ways To Improve Small Business Finances
For an entrepreneur, few elements are as important as financial security. Without sound business banking, accounting, and other monetary aspects, the entire venture could struggle to get off the ground. Therefore, placing importance here early on can be the best way to boost a company and ensure that it has the capital to grow and prosper. Above all else, these crucial steps cannot be underestimated. Too many people start a business without a firm grasp on the essentials, which can backfire quickly.
Using a Credit Card for Your Small Business
More small businesses are considering using credit cards as part of their daily operations. With rates on the rise and lending ceilings shrinking at banks, businesses should know a few things about business banking before jumping on for the plastic.
Personality and Spending Habits Need Open Communication
Many couples agree communication can be a big stumbling block in a relationship, and nowhere moreso than when it comes to money.
Preparing for Retirement – Do You Have a Financial Plan?
According to a recent study by the Society of Actuaries, few retirees have a financial plan despite becoming increasingly concerned about their retirement risk.
How Organization Can Help Streamline Cash Flow Management
It’s virtually impossible to facilitate an effective cash flow management effort without a comprehensive financial plan in place. Putting together such a plan requires insight into your small business revenues and expenditures, much of which can be gleaned from financial documentation.
How Small Business Owners and Employees Benefit From Healthcare Education
Many small businesses try to make their employees’ lives easier by providing free or low-cost health insurance. Unfortunately, it’s becoming increasingly common for business owners to lack clarity on healthcare regulations, especially now that the Affordable Care Act has overhauled how companies insure their employees.
3 Steps to a Fantastic Business Presentation
Anxiety and stress can ruin any professional, regardless of the circumstances. This is especially true when dealing with a business presentation, whether in a small meeting room or at a massive industry conference.
Consumers Must Do More To Save for Retirement
Since the recession hit, the concept of saving for retirement has been at the forefront of many people’s financial worries.
How Much Should Entrepreneurs Share With Their Spouses?
Community business owners like you dedicate an enormous amount of time to getting companies off the ground, and the commitment doesn’t end there.
Simple Steps To Improve Social Media Etiquette
Running a small business successfully is all about relationships, from networking with colleagues to listening to crucial financial investment advice. However, social media has challenged traditional methods of doing things.
Turning Your Hobby Into a Career
Everybody has an activity outside of their regular jobs that they love doing, like reading, knitting, or cooking. You enjoy it, but you always have to find time in your busy schedule to squeeze it in. What if you could turn that task into a career? While it may not work for every hobby, it does happen. If you’re considering ditching your day job for a profession you think you’ll love, here are a few details you should consider.
6 Steps to Better Finances
Pick up a magazine and you’re bound to find a plan for improving something—eating healthier, losing weight, clearing clutter, you name it! But here’s a plan that can truly make a difference in your life—improving your personal finances. Taking control of your finances...
Business Banking Tips and Tricks for Start-Ups
While there are several steps to successfully running a small business, few are as important as business banking and financial management. Without the cash in order, a venture will struggle. As a result, the U.S. economy as a whole will suffer, and consumers won’t have access to these local companies that they have come to love so much.
Wise Moves for Young Families
Smart Financial Moves for Young Families Having children brings a new sense of responsibility. With a small person depending on you, it’s natural to want to make the best decisions for your growing family. Here are a few wise financial moves to help secure your...