Blog
Business Capital Allocation & Asset Utilization with Tony Roedersheimer
In this, the final episode of our 3-part series with Tony Roedersheimer, Commercial Relationship Manager in the Frederick Maryland market area, we discuss Business Capital Allocation and Asset Utilization. Tony provides tips and best practices on these vital aspects of your business.
Building Business Infrastructure with Tony Roedersheimer
In the second episode of our series, we are joined again today by Tony Roedersheimer, Commercial Relationship Manager in the Frederick Maryland market area, to discuss building business infrastructure. Tony provides us with the importance of and the nuances to building a strong business from the ground up. Join us for the second of this 3-part series with Tony where we’ll be discussing several topics related to business.
2020 First United – United Way Golf Tournament
The 2020 First United golf tournament to benefit the United Way was held in a unique environment, due to COVID 19 restrictions. However, our teams had a great day and beautiful weather to enjoy the course. We will update this post later with results of the amount...
First United Wins Garrett County Republican’s “Garrett’s Greatest” Readers’ Choice Award
2020 marks the inaugural presentation of the Garrett County Republican’s ‘Garrett’s Greatest’ Readers’ Choice Awards. These awards are the results of this year’s survey that were published in the Garrett County Republican and the republican website and Facebook page during the months of July & August. Nearly 34,000 votes were counted and all winners will be announced in a special supplement today (9/24/20), in the Garrett County Republican.
Main Street Loan Programs with Tony Roedersheimer
In today’s episode, we are joined by Tony Roedersheimer, Commercial Relationship Manager in the Frederick Maryland market area, to discuss the Main Street Loan Program which was initiated due to the CARES Act. Tony provides us with details about the program, the benefits of it, the timelines around the program, and information on who could benefit from it. Join us for this first of a 3-part series with Tony where we’ll be discussing several topics related to business.
Economic Update for September with Sean McCreery
Our monthly economic update report from the First United Wealth Management department. Sean McCreery, Wealth Investment Officer, joins us to discuss the negatives and positives happening in the market.
Online Dating Scams
Online dating scams are becoming more and more prevalent and can play with your emotions to target your wallet. Review the helpful infographic below from the ABA to see best practices to avoid this type of scam.
PPP Loan Forgiveness Update with Jason Rush
Today we release a bit early this week to talk about PPP Loan Forgiveness. Jason Rush, Chief Operating Officer at First United Bank & Trust joins us today to talk about PPP Loan Forgiveness, and some of the common questions that are being asked.
HR & Motivation Beyond Money
Today we talk once again with Amanda McKenzie (amckenzie@mybank.com) and Chuck Olsson (colsson@mybank.com) from the First United Human Resources department to discuss human resources and how business owners can motivate their staff beyond money. How can you find what best motivates your staff? What are some creative options? We discuss several options in this episode!
First United Bank & Trust and Exclamation Labs Win Financial Services Technology Award
Financial Information Systems (FIS), a global leader in financial services technology, recently announced First United Bank & Trust as one of the winners of their 2020 FIS Impact Awards program.
HR & Cultural Fit
Today we talk with Amanda McKenzie (amckenzie@mybank.com) and Chuck Olsson (colsson@mybank.com) from the First United Human Resources department to discuss human resources and cultural fit. How important is it to ensure that you have and hire people in your business who fit your culture? We discuss how to find the right people, steps to take and how to maintain that culture once you’ve hired associates.
An Uncommon Story – Eastern West Virginia Community Foundation
Michael Walton shares the uncommon story of the Eastern West Virginia Community Foundation (https://www.ewvcf.org). We begin Season 2 of our series with this great, local nonprofit organization that helps to support the eastern panhandle of West Virginia. First United continues to celebrate the uncommon stories from our communities! Our collective stories bind us, strengthen, and empower us. It’s why, at First United, we’re so committed to helping your story take shape and seeing it play out.
Making an Impact & Being Influential with Alan Mullendore
Today we talk about “making an impact” with Alan Mullendore (amullendore@mybank.com), Market President at First United serving Washington and Frederick counties in Maryland. We discuss the butterfly effect of how small actions can have a major impact on not only your life, but the lives of those around you, well into the future and finding that passion and purpose in your life will lead you to a place where you can make that impact in your community.
Monthly Economic & Market Update with Megan Kinsinger
In our monthly Market and Economic Update, Megan Kinsinger, Portfolio Manager in First United’s Wealth Management area joins us to discuss the latest report; current trends and the positives and negatives impacting our economy currently.
What Matters Most – Community Edition with Sarah Warchola
Sarah Warchola, community relationship manager at First United in Sabraton joins us again to discuss her background, the community, involvement, how to get involved, and what it means to her to be community oriented.
What Matters Most – Wealth Planning Isn’t Just For The Wealthy – with Jennifer Jones
We talk today with Jennifer Jones, Vice President and Senior Wealth Advisor and Team Leader in the First United Wealth Management department regarding Wealth Planning, what it is, what to expect, what to look for, and why Wealth planning is for everyone, not just the wealthy!
What Matters Most – Community Episode with Cody Sustakoski
Cody Sustakoski, mortgage originator at First United joins us again to discuss his background, the community, involvement, how to get involved, and what it means to be community oriented.
First United Announces Joyce Flinn Appointment to CRI Board of Directors
First United has released the results from the recent annual meeting proxy contest that occurred on Thursday, June 11, 2020. The Company announced the reaffirmation of, and vote, that confirmed all its director candidates.
What Matters Most – Financing Your Education with Jason VanSickle & Laura Helmich
What Matters Most today is Financing Your Education. We’re joined today by Jason VanSickle, Vice President & Director of Automated Lending and Laura Helmich, Student Loan Specialist at First United Bank & Trust. We discuss the big decisions and the financial process involved in receiving, applying for or refinancing your student aid: scholarships, federal aid and private student loans for gap coverage.
Current Market Refinance Trends in Real Estate
Today’s mortgage rates, thanks in large part to the COVID-19 pandemic, reached an all-time low average of 3.15% for 30-year fixed-rates and 2.62% for 15-year fixed-rates in May. Between generous government stimulus checks and a rush to save more money as the coronavirus continues to linger, today’s economic environment may present a prime opportunity for homeowners interested in refinancing to secure favorable terms.
What Matters Most – July 2020 Economic Update with Brad Bolyard
In today’s episode, What Matters Most is an economic update for July 2020 with Brad Bolyard, portfolio manager in First United’s Wealth Management department. Brad talks about the positives and negatives impacting current market conditions.
What Matters Most – Home Buying & the Mortgage Process with Cody Sustakoski
In this episode, we discuss the Mortgage process with Cody Sustakoski, Mortgage Originator at First United in Morgantown. Cody explains how it all works, his role in the process, best practices, what to expect when getting buying a home, as well as answering some listener questions!
First United Successfully Emerges from Proxy Contest; Continually Focused on its Shareholders & Communities
First United has released the results from the recent annual meeting proxy contest that occurred on Thursday, June 11, 2020. The Company announced the reaffirmation of, and vote, that confirmed all its director candidates.
6 Pointers To Help Seniors Live at Home Longer
The vast majority of older Americans want to remain in their homes as they grow older, also known as aging in place. First United Bank & Trust is offering tips for those considering this option.
What Matters Most – Content Marketing for Businesses with Shondell Varcianna
In today’s episode, we discuss content marketing, best practices, tips and how it works and can benefit small businesses with Shondell Varcianna, CEO of Varci Media
To Buy or Not to Buy: 5 Questions To Consider Before Purchasing Your First Home in recognition of June as American Housing Month
“Owning a home is a great investment,” said Scott Hostetler, Vice President and Residential Lending Relationship Manager . “But before jumping into the market it is extremely important for consumers to consider the costs involved and budget accordingly to ensure they’re able to meet all of their financial obligations.”
What Matters Most – Economic Update with Sean McCreery
In this week’s episode, Sean McCreery, Wealth Investment Officer at First United Wealth Management joins us to give an update for the current market conditions impacting our economy.
CISA Cyber Essentials Toolkit
The Cysbersecurity & Infrastructure Security Agency (CISA) launched a toolkit! The toolkit contains modules which break down Cyber Essentials into bite-sized actions. Each module is will aid IT and C-suite leadership work toward full implementation of each Cyber...
First United Bank & Trust Offers 7 Ways to Boost Your Credit Score – American Housing Month
“Whether you’re renting or buying, your credit score is significant,” said Scott Hostetler, Vice President & Residential Lending Relationship Manager. “It is important for you to responsibly manage your debt levels and maintain good credit reports so that you are more attractive to leasing agents and mortgage lenders.”
What Matters Most – CARES Act Impact on Retirement Accounts with Brian Boal
In this episode, we talk to Brian Boal, CPA regarding the CARES Act Impact on Retirement Accounts, along with listener questions regarding stimulus payments and student loans! This episode is full of the latest and most helpful information regarding these changes and how they might impact you.
First United Offers 6 Tips To Save for a Down Payment in Recognition of June as American Housing Month
First United is highlighting six tips to help you cut the extra costs and save a substantial amount for your down payment.
What Matters Most – Teaching Children to Save
In this episode, we talk about teaching children to save with Tara Baldwin and Ryan Dotson, Relationship Advisors at First United offices in Morgantown, West Virginia. Tara and Ryan spearheaded a virtual outreach effort using remote teaching tools: videos and printable items, to help teachers and parents with financial education tools during the pandemic.
What Matters Most – Marketing in Uncertain Times with Sean Hockenbery
Is now a good time to be advertising your business? In this week’s episode, Sean Hockenbery, President of Financial Marketing Solutions (http://financialmarketingsolutions.com) joins us to chat about tips, ideas and best practices related to marketing and advertising for your business during uncertain times.
First United Bank & Trust Lends Over $146 million through the Paycheck Protection Program
As of May 22, First United has processed over 1,000 Paycheck Protection Program loans, totaling over $146 million in funding supporting nearly 17,000 jobs throughout Allegany, Garrett, Frederick, and Washington Counties in Maryland and Berkeley, Monongalia, and Harrison Counties in West Virginia.
U.S. Secret Service: “Massive Fraud” Against State Unemployment Insurance Programs
A well-organized Nigerian crime ring is exploiting the COVID-19 crisis by committing large-scale fraud against multiple state unemployment insurance programs, with potential losses in the hundreds of millions of dollars, according to a new alert issued by the U.S....
What Matters Most – Cybersecurity with Joyce Flinn
In this week’s episode, Joyce Flinn, Vice President, Information Security & Disaster Recovery Officer at First United joins us to discuss best practices to staying safe and secure from cyber threats during the pandemic, when security threats have risen fourfold.
What Matters Most – Economic Update with Megan Kinsinger
In this week’s episode, Megan Kinsinger, Portfolio Manager at First United Wealth Management joins us to give an update for the current market conditions impacting our economy.
Bulls & Bears Newsletter – April 2020
The latest Bulls & Bears Newsletter from our Wealth Management advisors can provide you the latest insights into the market, trends and impacts. Download and print right from our website.
What Matters Most – Understanding Credit with Sarah Warchola
In this week’s episode (recorded pre-pandemic), we discuss credit at a high level with Sarah Warchola, community relationship manager at First United’s Sabraton office in Morgantown, WV.
What Matters Most – Mental Health with Colleen Kradel
In this week’s episode, we discuss mental health and wellness during the pandemic with Colleen Kradel, LICSW, owner of Be Well Counseling Services (https://bewellbetter.com) in Martinsburg, WV.
The Daily Record Names Carissa Rodeheaver of First United Bank & Trust to “Maryland’s Top 100 Women”
Carissa Rodeheaver, CEO, President and Chairman of the Board of Directors of First United Corporation, has been named one of “Maryland’s Top 100 Women” by The Daily Record.
First United Honored by 2020 Women on Boards for Female Board Representation
First United Corporation has been recognized as a “Winning (W)” company by 2020 Women on Boards, the premier global education and advocacy campaign committed to increasing the number of women on corporate boards.
Helping You Fight Fraud
Digital fraudsters have developed COVID-related scams to take advantage of consumers during this very challenging time. Be cautious and follow these tips to keep yourself and your finances safe and secure.
Financial Literacy: Compound Interest
Understanding interest is crucial when investing your money. Given the option to earn simple or compound interest, you should always choose the latter. To understand compound interest, you first need to have a good understanding of simple interest. Here at First United Bank & Trust, we strive to make wealth management as easy as possible, so we’ve put together a helpful guide that clearly outlines how compound interest works.
To Buy or Not to Buy?
Investing is like life: nothing ventured, nothing gained.If you're planning to buy a home, you probably have good reasons for your decision. It may be that you share the feeling that owning your own home is a key part of the American dream. But there are also...
Join the 2020 Pay It Forward Initiative!
First United Bank & Trust, in partnership with the Maryland Bankers Association’s Emerging Leaders Program, will be conducting a FLEECE BLANKET DRIVE beginning now through March 31. All donations will go to the non-profit, London's Legacy. Their mission is to...
The Buyer’s Guide for First-Time Home Owners
In a perfect world, you would find a house you loved, make a reasonable offer, and head to the bank to sign your loan papers. For many buyers, though, buying a home turns into a nerve-racking process. This can easily happen to you if you don’t educate yourself on the steps involved in buying a home.
An Uncommon Story – March-Westin
Phil Weser shares the inspiring, uncommon story of March-Westin. We celebrate the uncommon stories from our community! Our collective stories bind us, strengthen and empower us. It’s why, at First United, we’re so committed to helping your story take shape and seeing it play out.
Phone Scam Concerns
Every day, fraudsters are increasing their efforts to acquire account information. At First United, we have a strong commitment to keeping your personal information secure.
Best Ways to Get Out of Credit Card Debt Fast
Committing yourself to a strategy is the key to getting out of credit card debt fast. When you stick to your goal, your commitment translates into an overarching lifestyle where you no longer have to concern yourself with tackling your credit card payments every month.