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Cut the Cost of Your Loan Debt

Cut the Cost of Your Loan Debt

Loans give us the ability to pay for things we otherwise could never afford. Can you imagine if you couldn’t get a loan for a car or a house? If mortgages weren’t a thing, most Americans wouldn’t ever own a home. Loans and mortgages are definitely good, but only when you use them responsibly.

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5 Major Investing Mistakes and How to Avoid Them

5 Major Investing Mistakes and How to Avoid Them

It’s equally as important to learn about investment mistakes as it is to bone up on investment tips and tricks. Whether you’re looking for good investments for beginners or you’re a seasoned investor who has doubled your earnings in the past year, staying up-to-date with the latest investment missteps is key to solidifying your wealth management.

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The 10 Best Car-Buying Tips!

The 10 Best Car-Buying Tips!

A vehicle is a major investment. Even used cars have an average price of $20,000 and if you finance, your monthly payments could be $400 or more. So, before you begin shopping for a new car, consider these 10-best car-buying tips.

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Four Ways to Save on Car Insurance

Four Ways to Save on Car Insurance

With automobile insurance mandatory in most states, you know you have to buy it. Sorting through the advertising jargon to discover what is the best deal for you is time-consuming and confusing. Here are five quick tips you can use to save money and protect yourself in case you are in a wreck.

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Online budgeting apps for every kind of saver & spender

Online budgeting apps for every kind of saver & spender

For some, saving money comes naturally. They add a certain amount of their paycheck every month without fail. Others are not so dedicated. This could be for several reasons. No matter what our saving or spending style is you can find an online app that will help you improve your finances.

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Real Ways to Actually Save Money on an Average Salary

Real Ways to Actually Save Money on an Average Salary

Whether you make $150,000 or $40,000 a year, you work hard for your money. A lot of people think the more money you make, the more you can save. But at the end of the day, your ability to save all depends on your expenses. We’ve scoured high and low for some of the best money-saving tips for those living on a typical salary.

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Mobile Banking Gives Consumers Another Service to Love

Mobile Banking Gives Consumers Another Service to Love

Some consumers still love going into a branch and interacting with their local bankers. Nothing can replace great one-on-one customer service. But what about those days when you are delayed at work and you can’t get to your bank to deposit a check? Or you are on vacation and you need to check your account balance?

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Home Equity Loan or Line of Credit: Which Is Best for You?

Home Equity Loan or Line of Credit: Which Is Best for You?

Things break. Emergencies happen. And if you are like many Americans, you may not have the extra cash on hand to pay for these expenses. Homeowners generally have two options for getting the money they need — a home equity line of credit or a home equity loan.

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Making a Budget for Your Dream Wedding

Making a Budget for Your Dream Wedding

Weddings can rack up a lot of bills. Case in point, the average American wedding cost brides and grooms $44,105 in 2018. To budget for a wedding ceremony and a reception, you have to take into account all expenses…

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Moving Checklist: Budgeting for Your Next Move

Moving Checklist: Budgeting for Your Next Move

Moving is stressful, no doubt about it. To ensure your next move goes as smoothly as possible, it’s helpful to create a budget—and stick to it. With your finances under control, you can focus your attention on getting to your new place as quickly as possible and settling in.

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How to Build an Emergency Fund

How to Build an Emergency Fund

Having an emergency fund can save you from having to borrow money or use credit cards if an unexpected expense arises. But according to the Federal Reserve, four out of 10 Americans do not have the savings to cover a $400 emergency.

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Jennifer Kreighbaum Earns the CAFP Designation

Jennifer Kreighbaum Earns the CAFP Designation

Congratulations to Jennifer Kreighbaum, Assistant Compliance Officer & Community Reinvestment Officer, on earning the Certified Anti-Money Laundering and Fraud Professional (CAFP) designation! This designation demonstrates a person’s ability to assess,...

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Full Service Office Now Open at Emerald Pointe

Full Service Office Now Open at Emerald Pointe

 Hagerstown, MD - First United Bank & Trust has announced the opening of a new, and much anticipated, community office at 19405 Emerald Square, Suite 1000 in Hagerstown, Maryland. First United Bank & Trust has been a member of the Washington County community...

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What should people know when planning for retirement?

What should people know when planning for retirement?

The enormity of the task that is saving for retirement is often seen as a daunting one by even the most financially organized workers. They will likely need to save into the hundreds of thousands of dollars over the course of decades, and anyone who has suffered...

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When millennials should start saving for retirement

When millennials should start saving for retirement

When it comes to retirement planning, the general rule is that you can never have enough savings. Certainly, financial advisors would say that they'd rather see their clients save more than they might have expected to need, rather than finding out too late that...

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Are you saving enough for retirement?

Are you saving enough for retirement?

In recent years, a large and growing number of baby boomers has reached retirement age, and a majority are choosing to stop working. But younger Americans these days seem to be less certain that this kind of option is even going to be available to them when they...

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Small business owners continue to see reason for optimism

Small business owners continue to see reason for optimism

While many polls over the course of the year illustrate how optimistic small business owners across the country may be about their chances for future success, one of the truest measures of this anecdotal data comes in the form of how they move financially.

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How to manage your business debt

How to manage your business debt

If you borrow money, you’re going to have to pay it all back eventually. Learning how to manage your finances from the start will ensure you don’t fall further into debt.

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How much should you pay yourself?

How much should you pay yourself?

No matter who works for you or where you’re located, you’re going to have to pay your staff and that includes yourself. However, how much do you make?

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How To Price Your Products

How To Price Your Products

To counteract all the payments you’ll have, you’ll need to set price points that are low enough to not drive potential customers away but high enough to turn a profit.

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Protecting yourself from fraud

Protecting yourself from fraud

In today’s technological world, all of our information is stored online or on a card. By taking proper precautions, you can protect yourself from fraud.

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4 financial mistakes for small business owners to avoid

4 financial mistakes for small business owners to avoid

First-time small business owners shouldn’t be expected to be experts in financial planning. If everyone who began a new venture had a thorough understanding of their finances, the success rate for neophyte businesses would probably be much higher.

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How to price your products to sell

How to price your products to sell

Few things are as important to a small business as the prices of the products and services. With the right numbers, sales and customers could start to increase – and finding that sweet spot should be one of your primary goals.

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How a small business can cut costs

How a small business can cut costs

A number of small businesses have a hard time achieving success in today’s economy, especially as consumers are more hesitant to spend and conditions are below peak levels.

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Simple tips to improve sales in today’s economy

Simple tips to improve sales in today’s economy

Over the past several years, the U.S. economy has struggled to gain any sort of momentum. Since the Great Recession, consumer confidence has been low, and as a result many companies across the country have struggled to boost sales and connect with customers.

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3 money mistakes you want to avoid

3 money mistakes you want to avoid

Each day, you spend a significant amount of time helping clients and working with employees. But, do you spend enough time with one eye on your financial plan?

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