Unfortunately, starting a business isn’t cheap. You’ll need money for a location, employees, renovations and your product or service. You’ll have to find ways to collect enough money to do all of the things you need to do and not the ones you just want. There are plenty of options for you to choose from, and with the right research, you’ll be able to find the one that works best for you.

1. Personal savings
If possible, the best way to finance your business is with your own money. This puts a limit on your budget and you’ll know exactly how much you have to put toward your new venture. Take a look at all your assets, including your savings account, real estate equity, retirement accounts and vehicles, among other items, Entrepreneur suggested. You could sell a few items or use some for collateral if you end up applying for commercial loans. Using your own money will also ensure you stay within your budget, The Simple Dollar explained. If you’re not willing to put your savings toward it, then the item isn’t worth it.

2. Credit cards
They might seem like just a simple piece of plastic, but credit cards can go a long way in funding your company. Depending on your credit score, you’ll be able to obtain a card from pretty much anywhere. This way, you’ll maintain complete control over your company and have access to finances immediately instead of waiting for cash to appear in your bank account, according to the source. However, you should be careful going this route. It’s one of the most expensive ways to finance yourself, Entrepreneur claimed. You don’t want to build up too much debt. You’ll have to pay it all back eventually and interest adds up.

3. Crowdfunding
Do you have a business idea that you’re sure everyone will love? If you said yes, why not try to get people to donate to your cause. With crowdfunding websites such as Kickstarter and GoFundMe, you’ll be able to raise funds for your company instead of borrowing money, The Simple Dollar explained. Instead of paying it back, you offer incentives, such as personalized items or sample products. You’ll develop a fan base while getting the cash you need. However, if you don’t reach your fundraising goal, you get none of the money.

4. Family and friends
Just like crowdfunding, your friends and family members may have cash to invest in your company. They’ll know what kind of worker you are and will be more likely to trust you with their money, according to the source. However, don’t treat their willingness to help as a handout. Just like with regular investors, this is a business transaction, so make sure you offer something to them for their help. Give them incentives like you would for crowdfunding or let them have a stake in your company. While you don’t have to seek their approval for every decision, you should keep them informed of the status of your business so they know their money is being used beneficially.

5. Loans
If you can’t figure out a way to finance your company on your own, you can always look to your community bank. If you have a solid business plan and aren’t strapped for cash at that moment, you’re likely to be granted a loan. Of course, this means you’ll also have a limited amount of time to pay it back as opposed to credit cards where you’re usually good paying the minimum over time. The interest rates can also be high if you don’t do enough research. However, you’ll easily be able to fund your business if a bank will offer you a loan.

No matter what method you use to start your new venture, you shouldn’t be afraid to get some financial investment advice.