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Emerald Pointe Community Office

Emerald Pointe

19405 Emerald Square, Suite 1000
Hagerstown, MD 21742

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19405 Emerald Square, Suite 1000
Hagerstown, MD 21742

240-850-2012
888-692-2654
301-745-8801 (fax)

LOBBY BANKING HOURS:

Monday – Friday: 9:00 a.m. – 4:00 p.m.
Closed each day from 1:30 p.m – 2:30 p.m 

DRIVE-UP BANKING HOURS:

2 Drive-up banking lanes
Monday – Friday: 9:00 a.m. – 5:00 p.m.

ATM AVAILABILITY:

ATM Walk-up (accept deposits)
ATM at Drive-up (does not accept deposits)

Personal and Business Banking in Hagerstown off Leitersburg Pike

Welcome to First United Bank & Trust in Hagerstown, MD! Located at 19405 Emerald Square near Leitersburg Pike and Warehouse Cinemas Leitersburg, we offer comprehensive personal and business banking services. Our personal services include credit cards, checking accounts, refinancing options for mortgages, and personal loans. For businesses, we specialize in tailored banking solutions, including small to medium-sized business lending and wealth management. Take advantage of our unique amenities, like our Discovery Center and community room. 

Visit us today for all your banking needs!

Personal Banking Services in Longmeadow, Hagerstown

At First United Bank & Trust, we offer a range of personal banking services in Hagerstown tailored to meet your financial needs. Our offerings include personal checking and savings accounts in addition to assets like certificates of deposit and personal loans. Our services include ATM access, easy deposit options, and tools like our certificate of deposit calculator. We also provide student credit cards, retirement planning and savings solutions, and convenient options to reorder checks. Start securing your financial future with us today. 

Home Equity and Mortgage Lending in Hagerstown, MD

At First United Bank & Trust, we offer a wide range of mortgage and lending services tailored to meet your needs. Whether you’re looking for first-time homebuyer loans, seeking to refinance your mortgage for better mortgage rates, or exploring Hagerstown mortgage loans, our expert mortgage lenders are here to help. We also provide home equity loans and HELOC (home equity line of credit) options for those interested in leveraging their home’s value, along with home improvement loans and conventional loans to suit various financial situations.

FHA Loans, Construction Loans, and More

First United Bank & Trust offers FHA loans with low down payments, which is perfect for first-time homebuyers. Our construction loans help you build your dream home or business from the ground up. VA loans benefit veterans with zero down payments and reduced fees, while USDA loans offer no-money-down options for rural homebuyers. Explore mortgage refinancing for better rates and terms.

Hagerstown Wealth Management Services

First United Bank & Trust in Hagerstown offers comprehensive wealth management services tailored to local residents, small business owners, and retirees who need to find a financial adviser. Our expertise in estate planning, 401(k), wills and trusts, SEP-IRA, and SIMPLE IRA helps secure your financial future. As a leading asset management company, we provide investment management for your retirement account, helping you make informed decisions. Schedule a consultation today to get your questions answered and take control of your financial well-being.

Business Banking in Hagerstown, MD

First United Bank & Trust in Hagerstown offers comprehensive business banking services designed to support local businesses, small to medium enterprises (SMEs), and startups. Our robust offerings help meet your financial needs with the highest level of service and convenience.

Hagerstown Business Lending

First United Bank & Trust specializes in business loans tailored to your unique needs, including commercial loans for startups and growing businesses. Our credit cards and merchant services simplify transactions, giving you more time to focus on your business success.

Business Checking and Savings Accounts

Our business checking accounts provide seamless access to funds with free debit cards, while our business savings accounts offer competitive annual percentage yield (APY) to help your money grow. We also offer rewards checking and flexible cash deposit options to accommodate your daily operations.

Visit Your Local Hagerstown Bank Today

Discover the difference at First United Bank & Trust, where our history of excellence sets us apart. Visit us at 19405 Emerald Square in Hagerstown, conveniently located near Leitersburg Pike, Warehouse Cinemas Leitersburg, and Longmeadow. 

For personalized and business banking needs, contact us online or call us. Our lobby is open Monday to Friday from 9:00 a.m. to 4:00 p.m., with drive-up banking available from 8:30 a.m. to 5:00 p.m. Experience Maryland banking that cares.

Our Banking Team

Click any associate for additional information and contact information.

Jaime Shelton, First United Bank & Trust
Director of Deposit Growth

Jaime Shelton

Shannon Burker
Regional Retail Manager

Shannon Burker

Gretchen Hess
Community Office Manager

Gretchen Hess

Denise Greenbeck Hess
Deposit Services Relationship Manager

Denise Greenbeck Hess

Photo of Shane Small
Vice President, Senior Wealth Advisor - Team Lead

Shane Small

Brandi Helman
Wealth Advisor

Brandi Helman

Photo of Charlie Startzman
Mortgage Relationship Manager

Charlie Startzman

Photo of Scott Palmer
Vice President, Commercial Relationship Manager

Scott Palmer

Matt Hess
Commercial Relationship Manager

Matt Hess

Jaime Shelton, First United Bank & Trust

Director of Deposit Growth

Jaime Shelton

NMLS #699756

Shannon Burker

Regional Retail Manager

Shannon Burker

NMLS #770560

Gretchen Hess

Community Office Manager

Gretchen Hess

Denise Greenbeck Hess

Deposit Services Relationship Manager

Denise Greenbeck Hess

NMLS#864509

Photo of Shane Small

Vice President, Senior Wealth Advisor - Team Lead

Shane Small

View Bio Sheet

Brandi Helman

Wealth Advisor

Brandi Helman

View Bio Sheet

Photo of Charlie Startzman

Mortgage Relationship Manager

Charlie Startzman

Serving Washington County, MD & surrounding areas

Visit my site

NMLS #1798174

Photo of Scott Palmer

Vice President, Commercial Relationship Manager

Scott Palmer

Matt Hess

Commercial Relationship Manager

Matt Hess

We believe in Hagerstown.

We believe in the people, families and businesses that live and serve here. It’s why we have opened another branch in this community, making it the fourth to open in Washington County and the third in Hagerstown.

  • We’re open to this community.
    We’re passionate about partnering with you and guiding you during some of the most important financial decisions you’ll ever make. Hagerstown is our home, and we want the best for it—and for you. 
  • We’re open to experience.
    For more than a century, we’ve been uniting our strengths under a shared mission to serve. It’s how we’re able to anticipate your challenges, help you realize more opportunities and provide a banking experience like no other. 
  • We’re open to innovation.
    Check out our interactive branch design. Ask us about our universal banker approach. Our inventive spirit and ambitious nature mean we always have our eye on the future. It’s how we lead community forward. 
  • We’re open to technology.
    We use the very best in technology to make banking faster, easier, safer and more convenient. We take extra measures to protect your information and to be there for you wherever you are, whenever you need.