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What is the Stigma around Adjustable Rate Mortgages?

What is the Stigma around Adjustable Rate Mortgages?

What is the Stigma around Adjustable Rate Mortgages? Today we talk with Cody Sustakoski, Residential Loan Originator at First United Bank & Trust to discuss ARMs. Adjustable Rate Mortgages have some home buyers scratching their heads. Is it a good thing? Is it a bad thing? Is it the right kind of home loan for you? Cody demystifies the product and how it works.

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M is for Money with Rob Phelan

M is for Money with Rob Phelan

Our guest today is Rob Phelan, Personal Finance Instructor and Certified Financial Educator at Middletown High School in Frederick Maryland and author of the recently published children’s book, M is for Money, which focuses on learning about money with instructions for parents. Rob joins us to discuss his efforts, his books, and tips to encourage young savers and entrepreneurs in their financial journey.

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Community Episode – The Salvation Army with Captain Jimmy Taylor

Community Episode – The Salvation Army with Captain Jimmy Taylor

Today we are joined by Captain Jimmy Taylor, commanding officer at the Salvation Army of Washington County in Hagerstown, Maryland. In this episode, Captain Taylor explains the mission and efforts being taken in the community to support those in need by the Salvation Army and its staff and volunteers, ways that you can get involved and help, and some important upcoming events, including the Angels Among Us Gala on May 12th at the Maryland Theater.

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Newest Phishing Scheme

Newest Phishing Scheme

Scammers have their sights aimed straight at you. That’s right – the money transfer service has quickly become the preferred method of thieves everywhere looking for instant gratification.

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First United Promotes Kelly C. Effland to Wealth Advisor

First United Promotes Kelly C. Effland to Wealth Advisor

Keith R. Sanders, Senior Vice President and Senior Trust Officer and Jennifer L. Jones, Vice President & Senior Wealth Advisor and Team Leader, is proud to announce the promotion of Kelly C. Effland to Wealth Advisor serving the Frederick, Washington Counties, MD and Berkeley County market areas.

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What Matters Most – Diversity, Equity, & Inclusion

What Matters Most – Diversity, Equity, & Inclusion

Today we talk with Denise Phelps, Vice President and Director of Diversity & Engagement at First United about Diversity, Equity, & Inclusion in the workplace as well as the DEI efforts that First United is taking in our communities.

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Bulls & Bears Newsletter – January 2022

Bulls & Bears Newsletter – January 2022

The latest Bulls & Bears Newsletter from our Wealth Management advisors can provide you the latest insights into the market, trends and impacts. Download and print right from our website.

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First United Bank & Trust Names Kimberly R. Moyers Director of Strategic Initiatives

First United Bank & Trust Names Kimberly R. Moyers Director of Strategic Initiatives

Carissa L. Rodeheaver, Chairman of the Board, Chief Executive Officer and President of First United Bank & Trust is proud to announce Kimberly R. Moyers as Vice President and Director of Strategic Initiatives.  As such, Kimberly will facilitate the alignment of marketing, communication and investor relations with the company’s strategic objectives and long-term goals.

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Happy Retirement!

Helen, Thank you for your many years of loyal service to First United! It is seldom that a company can benefit from the talents of individuals for so many years. Your professional, caring attention to our customers and your colleagues have made it a pleasure to work...

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Happy Retirement!

Congratulations! Thank you for everything you have done and we will definitely miss you! - Trevor Butler

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Congratulations

It has been a pleasure working with you over the years . Enjoy your retirement . Congratulations - Bill Ferry

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Happy Retirement!

Helen, Wishing you the very best on your retirement! What an accomplishment! You were truly an asset to the Company. I hope you travel and enjoy everything you wish to do in the future. Come visit anytime; you know where I live. Best wishes and God Bless!! Love Tonya...

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Happy Retirement!

Helen, What can I say but I am really going to miss you. I wish you the best with your retirement. I will miss your leadership, your kindness and overall your friendship. You are not just my boss but you have been part of my family since I started working here. Enjoy...

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Happy Retirement!

The time has arrived for you to Enjoy your lifetime of Saturdays!!! Congratulations! You are an Amazing Woman, Kindhearted, Patient and "So Full of Grace"! I feel Blessed that I've had the opportunity to work with you. You will surely be Missed. May God Bless You...

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Happy Retirement!

Congratulations Helen on your retirement, I am so happy for you!! It seems like yesterday we were working together at good ole Garrett National Bank. - Debbie Weissgerber

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Happy Retirement!

I was sad to hear you were leaving, but I'm so excited for you to begin this new chapter in your life! You have always been such a wealth of information and knowledge, but more so, you've always been a true pleasure to work with and have such a kind soul that will be...

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Happy Retirement!

Congratulations, Helen, and wishing you all the best for a happy retirement! Enjoy! - Beth Holland

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Happy Retirement!

Thank you for all the mentorship with love you've bestowed upon me over these past 11 years!!!! I will definitely miss your voice 🙂 May God keep and bless you hence now and forever more. Amen Love you Helen Warmly, Kisha - Nakisha Broadnax

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Happy Retirement!

Helen, Your "someday" has finally arrived!! It's truly been a pleasure working with you, and I wish you the best of health and happiness in your next phase of life's journey. Let the fun (and/or relaxation) begin! Congrats, - Cody Sustakoski

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Happy Retirement!

Enjoy your retirement and Thank you for all the help you have given me here at First United. - Ginnie Sines

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Happy Retirement!

Congratulations on your retirement! You will be greatly missed. It was a true pleasure to have worked with you. God Bless - Lisa Murphy

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Happy Retirement!

Helen, Enjoy your retirement years. Been nice working with you when I was in your department. You have been a big help in some of my things. May god bless you and your family. Happy Retirement! It is well deserved. I wish you all the best. - Linda Hileman

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Happy Retirement!

Congratulations Helen!!!! I am so excited for you! Good Luck in all of your retirement adventures 🙂 - Mandy Shaffer

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Have a Happy Retirement!

Best Wishes for you. It has been fun getting to know and fellowship with you. God bless you and keep you. - Jason Sisler

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Happy Retirement! – I will MISS you!!

Helen, it is hard to believe it has been almost 30 years since you trained me to be a "teller". Where does the time go? Not only were you the best trainer, but you have become a best FRIEND. Your kindness, willingness to help and beautiful smile will be greatly...

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Happy Retirement!

Helen, We go back over 34 years. From events with our sons when they were in school and through the years, you have always been such a kind and caring friend. You have always been a pleasure to work with. I wish you the very best in your retirement. - Chris...

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Happy Retirement!

Helen, I have enjoyed working with you over the past 14 years. Coming from a background of "no loan" experience, you always made me feel like every question I asked was "okay, we got this" never "really she's asking me this again" I wish you all the best in your next...

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Happy Retirement!

Helen, Hard to imagine it has been over 25 years ago that we were working in our cubicles in the basement. You were one of the first people to welcome me to the Bank 28 years ago when I started here. We certainly had a lot of good times and I appreciate your...

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Happy Retirement!

Helen, I have enjoyed working with you over the years. Thank you for always being kind and helpful. I will miss working with you. Enjoy your retirement!! Best Wishes, Susan - Susan Lucas

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Happy Retirement!

Dear Helen, As I am joining the bank, you are leaving. I wish you all the best in your retirement! Best wishes, Monica Chu Baughmans Branch - Monica Chu

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