Blog
Small businesses considering commercial loans as holidays approach
The last few months have seen a dramatic turnaround in economic climate.
Getting the W2 right
Let's face it, tax documents can seem nebulous and convoluted, and even seasoned accountants may encounter problems with forms that change, merge and create new variants every year. One of the most important ones is also that which is disseminated most often among...
Business Banking Takes on Alternative Lending Styles
As a small business owner, getting an initial commercial loan for a startup may not be the easiest thing in the world.
Financial planning for college
It may feel too early in the school year to start thinking about college next fall, but getting an early start can make a big difference in being the most prepared for that step.
Families can’t agree on financial strategies
Deciding on the best investment tools can be stressful for an individual, but when balancing the needs and wants of others the situation can grow contentious.
Avoid overspending on Black Friday purchases
The holiday season is a time of mirth and merriment, but if people want to spend New Year’s with a cheerful disposition, developing a strong financial plan before going shopping could help their bank accounts substantially.
How to handle a garnishment
Payroll employees are usually swamped with plenty of calculations each pay period, figuring out proper deductions for a plethora of taxes, benefits and other necessary withholdings. There are other kinds of deductions, though, that may cause confusion. A payroll...
Financial tips for filing insurance claim
When disaster strikes, it’s comforting to know that assets are guarded, making homeowner’s insurance an essential part of any owner’s financial plans.
Avoid Holiday Hangover
With consumer sentiment the highest it’s been since the recession, shoppers are expected to open their wallets a bit wider this year. Will holiday spending leave shoppers in the red? Not if they plan wisely and use some common sense tips from First United Bank &...
Commercial loans get small businesses back online
The last few years have been difficult for companies as they struggled to survive the recession.
Some workplace decorations are mandatory
Providing fair and accurate information to workers is essential at the office, but in some cases, it is legally required. The Department of Labor provides a comprehensive list of all the signage that must be prominently displayed in the workplace, and failing to...
Financial tips when hiring an outside contractor
There are times when a small business owner recognizes could use an extra set of hands to get the job done.
Improved financial planning more accessible with online banking
Imagine being able to get financial investment advice, check account balances, set up a budget and make payments all with the click of a button.
Mobile banking becoming more functional and practical
The inundation of mobile devices in the modern world has made them a common utility in many different aspects of life.
Avoiding business banking fees helps cut costs
It may not seem like much, but those monthly overage fees and convenience charges can add up quickly for small business owners.
Today’s Highlights
“A Republic, If You Can Keep It.” Noting Benjamin Franklin’s definition of America’s form of government led by the people, U.S. voters decide today whether to grant President Obama another four years in office or hand the keys to the White House to challenger Mitt...
Financial tips for underemployed families
Modern society says that both Mom and Dad need to go to work every day, hold a regular job and still balance ideal family values and home care.
Annuities a good addition to long-term financial plans
Determining the best financial plan to ensure your future security may seem like a daunting task, and some put off the process until it’s too late due to this uncertainty.
Making sense of tax paper numbers
There are a lot of forms and paperwork associated with regular tax filings, both for businesses and individuals, but getting the right forms the first time is essential to a smooth submission process. Different kinds of work will result in various kinds of paperwork,...
Business mobility increases productivity
Small businesses understand that to see the best return on investment, they need to have a sound financial plan that reflects their goals and ambitions, as well as modern trends that help get them there.
Seasonal employment could help business banking
The last few months have seen an upswing in consumer confidence that is helping small companies keep positive account balances and promote business banking, but maintaining the trend through the holiday season could take some creative strategizing.
Some Sound Financial Planning Can Cut Costs
Businesses know it is always important to try and provide the best inventory and customer service, but it is equally necessary to maintain a budget and keep overhead at a minimum.
Tapping into the success of market strategy
Contributing to the success of every major corporation is their marketing strategy.
Today’s Market Action
Domestic equity markets are closed today (fixed-income markets close at noon ET), as Hurricane Sandy – the largest Atlantic storm on record to approach the northeast seaboard, prompted a regional evacuation and sand-bagging at the NYSE. Should the 900-mile wide storm...
Building now for the future
Many people dream of one day opening their own business, but not all of them know that the financial plans they make today may impact the investment advice they get in the future.
When divorce becomes part of a financial plan
There are times in life when a financial plan is set on its ear, and while the tumult of everyday life could make focusing on money difficult, it is essential to keep money at a balancing point.
Financial plans and security protocols
A lot of companies today feel like they have the next big thing, and some of them do.
Understanding different kinds of bonds
A lot of people talk about investing in different kinds of assets, but knowing what each of these options actually is can help investors determine which of them to include in a financial plan.
How Much Does Actual Employee Investment Impact Financial Plans
Many entrepreneurs wonder if they need additional staff to successfully manage their businesses.
Business financing with commercial loan more likely
Over the last few years, businesses have found it difficult to get funding for their endeavors, forcing owners to simply kept their heads down and try to make it through hard times.
Avoiding the most common mistakes in a financial plan
Most personal investors are not experts, and not everyone will seek out financial investment advice before pursuing monetary opportunities.
The importance and variety of data security
Some companies may think that keeping track of corporate information is something that IT businesses and other kinds of technology businesses have to worry about, but not them.
Deciding whether to refinance your home or mortgage
The home loan you got when you bought your house may not have the best interest rate in terms of today’s market.
Tips from Financial Planning Week
The first week in October is Financial Planning Week, and many community banks and financial institutions take that time to provide tips and tricks to promote fiscal wellness with free investment advice.
Getting a small business grant
Applying for a commercial loan and opening an account at a local bank can help a business get off the ground, but it may not cover every startup cost.
Marriage Needs a Joint Financial Plan
Two people in love will likely get married, and when they do, their finances will become intertwined.
Working too hard for the money
There is no way to get ahead in the business world without putting in a lot of effort, and for small business owners that usually adds up to a lot more time at the office than a standard 40-hour work week.
Getting through college financing
There are a lot of emotionally trying experiences associated with sending a child off to college, not least of which is funding the whole experience.
The best way to get out of debt
Americans are chronically in over their heads these days, and more often than not, personal financial plans are broken by job loss, low income or a lack of foresight on necessary expenditures.
Upcoming cuts could spell disaster for small business
Just when the economy is starting to turn around and confidence levels are starting to warm for the first time since the recession began, it looks like legislators may be dropping a bombshell on progress.
Changing lifestyles could change your life
A lot of people think that the only way to truly run their own business is to own it from the ground up, from concept to conception and every shred of intellectual property.
Is outsourcing the answer?
Not every small business can afford to hire experts as full-time resources.
How much do startups really cost?
Entrepreneurs build their business vision before ever looking into how these dreams can monetarily be managed, meaning they may only have cursory knowledge of the process.
Why you should reward employees for not leaving
One of the biggest assets a company has at its disposal is its people.
Getting financially literate matters
Whether it’s a small business, a retirement plan or a vacation account, there are times when having a grasp on how finances actually work is essential.
Buying a home the safe way
There are plenty of deals on repossessed, sub-prime and other properties meant to entice consumers and get them to make a quick purchase.
Preparing for new technology assets
A growing trend in the workplace is the inundation of mobile devices like tablets and smartphones, most of which are consumer-owned.
Simplify the decision process to reduce mistakes
Making a crucial financial decision can be stressful, and often the fear of failure will keep businesses from jumping at investments that could sharply boost financial plans.
Smart ways to stop spending too much
Companies know that having too much on the expense side can be deadly to profits and financial plans.
Different Kinds of Accounts for Every Situation
Banks often provide a variety of checking account options to ensure clients can create a personalized financial plan.