Blog
First United Welcomes Gordon M. Cooley, Market President for Frederick County
Carissa L. Rodeheaver, Chairman of the Board, President and Chief Executive Officer at First United, along with Robin E. Murray, Senior Vice President and Director of Retail Banking announce the addition of Gordon M. Cooley, former Commissioner of Financial Regulation...
First United Bank & Trust Joins ‘Teach Children to Save’ Campaign
First United Bank & Trust is partnering with Brookhaven Elementary, Mason-Dixon Elementary, Cheat Lake Elementary and Morgantown Learning Academy to celebrate Teach Children to Save Day with savings education on April 28. More than 175 local students in Grades 3 –...
What should people know when planning for retirement?
The enormity of the task that is saving for retirement is often seen as a daunting one by even the most financially organized workers. They will likely need to save into the hundreds of thousands of dollars over the course of decades, and anyone who has suffered...
When millennials should start saving for retirement
When it comes to retirement planning, the general rule is that you can never have enough savings. Certainly, financial advisors would say that they'd rather see their clients save more than they might have expected to need, rather than finding out too late that...
Are you saving enough for retirement?
In recent years, a large and growing number of baby boomers has reached retirement age, and a majority are choosing to stop working. But younger Americans these days seem to be less certain that this kind of option is even going to be available to them when they...
First United Bank & Trust Announces Shane M. Small as New Wealth Advisor
Keith R. Sanders, Senior Vice President and Senior Trust Officer and Jennifer L. Jones, Vice President & Senior Wealth Advisor and Team Leader announce that Shane M. Small has joined the First United team as Wealth Advisor serving the Washington County, MD &...
Security Tips to Remember
Security Tips to Remember It is a best practice to never give out personal information in response to an unsolicited call or email. There are fraudsters who will use our public information to try to attain personal information from you. Unless you initiate the contact...
Inspiring Office: First United Bank & Trust Finds New Office Space in a Former Cannery
In The City of Frederick, business spaces go beyond basics. Here, unique offices allow businesses to cultivate creativity, express their company's culture, and create a work environment that inspires. From industrial to classic, artsy to funky, historic to high tech,...
Tips to Avoid Number Spoofing
Each year, consumers and businesses fall victim to all kinds of cybercrimes ranging from ID theft to skimming to computer hacking. The latest scam used by criminals is referred to as “number spoofing”. This is illegal. The criminal clones a phone number and makes...
The basics of smart money management
Everyone needs to be able to manage their finances well, regardless of how much money they make.
Safe Online Banking is Easy To Achieve
Online banking has become more or less ubiquitous among consumers nationwide in recent years, despite some trepidation early on that security would be an ongoing concern.
How to grow a business
Across the country, many small business owners might be thinking about the ways in which they can help their companies grow, and increase the foothold and recognition they have in their local markets.
Small businesses continue to see value in Facebook ads
Nationwide, millions of small businesses have joined Facebook as a means of connecting with a potentially massive amount of potential and past customers in their areas.
Small businesses face cybersecurity risks from hackers
Many small business owners across the country may have seen the hacking attacks in the last few years that exposed payment data and other sensitive information that was supposed to be protected by major organizations.
What do entrepreneurs see as their biggest hurdles for success?
In general, small business owners in the U.S. tend to be a fairly optimistic about their future chances for success even in the darkest of times.
Entrepreneurs make personal sacrifice to grow their small businesses
Every small business owner likely knows full well that it takes a significant amount of sacrifice to make their companies succeed, but many are so eager to help encourage that growth that they’re willing to make significant personal sacrifices to do so.
Small businesses boosted hiring in January
In recent months, many small business owners might have seen some of the difficulties being experienced in the broader economy and wondered what that meant for them.
Small businesses borrowed less last year
The economic recovery that followed the Great Recession has been ongoing for quite a while now, but toward the end of 2015 it started slowing down a little bit.
Small business owners more willing to go digital in 2016?
Since the recession came to an end and recovery has been slow but steady, optimism for the new year has become pretty common among small business owners nationwide.
Most owners expecting positive moves in 2016
When the new year begins, many polls come out asking small business owners what they think of their prospects for the next 12 months.
More health insurance changes for small businesses in 2016
The health insurance situation for individuals and small businesses alike has changed dramatically in the last several years, and may have led to some disquietude among entrepreneurs as a result.
Small businesses expecting muted growth for 2016
Over the past several years, the U.S. economy has improved slowly but steadily, and many small businesses have been able to reap the benefit of that.
New York set for major small business tax cuts
Many polls over the last several years have shown that when it comes to the overarching success of their small businesses, many entrepreneurs are concerned about the effects that the local, state, and even federal government has on their bottom lines.
Can small businesses adopt their own resolutions for 2016?
When a new year rolls around, many Americans take on resolutions about getting in shape, saving more money, or doing other things that can improve their lives considerably.
Michigan survey highlights likelihood of small business optimism
Over the last few years, the economy has taken some significant steps forward, albeit a little slowly.
How can small businesses prevent data breaches?
Many small business owners across the country may think that a data breach can be safely filed under “Things that will never happen to my company.”
Small business owners often targeted for scams
Many small business owners across the country are often diligent about many aspects of their companies, but one area where even the most observant can run into a little bit of trouble is when people are looking to rip them off.
Difficult third quarter wipes out growing small business optimism
Over the last several years, the improving economy has brought the small business community back to a strong standing.
Nation’s small business owners stuck waiting for Congress
It seems to happen every year at this point: Critical tax deductions on which millions of small businesses across the country rely every year end up being debated in Congress until extremely late in the calendar year.
Small business owners continue to see reason for optimism
While many polls over the course of the year illustrate how optimistic small business owners across the country may be about their chances for future success, one of the truest measures of this anecdotal data comes in the form of how they move financially.
Small businesses passing more health care costs onto employees
Businesses large and small have been struggling to make their health care costs work for them in the last several years, in part – but not entirely – due to the rules put in place by the Patient Protection and Affordable Care Act.
Small businesses growing increasingly confident
The economic recovery of the last several years has been good news for small businesses in particular, allowing them to re-expand hiring after difficult times during and following the recession.
Small businesses still worried about health care costs
The cost of health care and insurance has been rising steadily for many years at this point, and a large number of small business owners are now really starting to feel the pinch.
Are small business owners prepared for retirement?
Across the country, millions of small business owners may be working hard to keep their companies improving steadily, but some polls show that, when they do so, they may not actually be putting themselves in the best positions, long-term.
Government trying to increase small business online security awareness
Nationwide, millions of small business owners might know full well that their companies face cyber security threats on a regular basis, but often take the attitude of, “This can’t happen to my company.”
Simple things can make small businesses successful
When running a small business, many owners may find it difficult to do even the simplest day-to-day things, because there are just so many demands on their time and attention.
How can small business marketing be improved at low cost?
Good marketing is vital to just about any business, large or small, but it’s not always available at low cost.
How Can Small Businesses Improve Their Productivity?
One of the biggest issues that many small business owners are likely to face over the course of the year is that it’s difficult to keep going as hard as possible every day for months on end.
Small businesses should invest in new credit card technology
Over the past several years, a lot more emphasis has been placed on figuring out the best ways to stamp out instances of credit card fraud, and what both card issuers and individual businesses can potentially do about it.
What simple marketing steps can small businesses take?
One of the biggest issues that many small business owners face these days relates to how they can expand their visibility in their local communities.
Creating content that drives traffic
Creating a website isn’t going to drive traffic to your page. You’ll need to create content that search engines will love and people will want to read or view
The business guide to workers’ compensation
By incorporating the extra payments into your financial plan, you’ll be able to take care of your employees while injured and protect your company from potential legal trouble.
5 reasons to go green in business
By implementing green practices, such as energy-saving appliances and waste management programs, businesses will see a plethora of benefits.
Why lean accounting will benefit your company
With new processes being implemented throughout the supply chain, you may need to update the way your manage your cash flow.
Does flexibility lead to increased productivity?
Is one work schedule better than another? Recent studies have shown that the answer to that is yes, but which one that is differs from person to person.
How does employee turnover hurt your company?
Employee turnover can be detrimental to your business banking account, which means you should try your best to keep employees happy.
How will ICD-10 affect health care’s revenue cycle?
The upcoming switch ICD-10 will require hospitals to revise their financial plans.
3 ways to become an expert in your field
Becoming knowledgeable in your field will lend a hand to your credibility and expertise.
How to prepare for business conferences
With various seminars, workshops and conventions coming up this month, you’ll need to ensure you’re prepared before you take off.
How to interview like the boss you are
Interviews can be stressful for both you and job applicants. You’ll need to ask the right questions and listen to determine who will fit in best with your company.