Keeping up with consumer trends for financial fitness
As times change, so too do businesses need to shift their financial plans and strategies to fit with new trends.
Small businesses considering commercial loans as holidays approach
The last few months have seen a dramatic turnaround in economic climate.
Avoid overspending on Black Friday purchases
The holiday season is a time of mirth and merriment, but if people want to spend New Year’s with a cheerful disposition, developing a strong financial plan before going shopping could help their bank accounts substantially.
Financial tips for filing insurance claim
When disaster strikes, it’s comforting to know that assets are guarded, making homeowner’s insurance an essential part of any owner’s financial plans.
Improved financial planning more accessible with online banking
Imagine being able to get financial investment advice, check account balances, set up a budget and make payments all with the click of a button.
Mobile banking becoming more functional and practical
The inundation of mobile devices in the modern world has made them a common utility in many different aspects of life.
Today’s Highlights
“A Republic, If You Can Keep It.” Noting Benjamin Franklin’s definition of America’s form of government led by the people, U.S. voters decide today whether to grant President Obama another four years in office or hand the keys to the White House to challenger Mitt...
Annuities a good addition to long-term financial plans
Determining the best financial plan to ensure your future security may seem like a daunting task, and some put off the process until it’s too late due to this uncertainty.
Today’s Market Action
Domestic equity markets are closed today (fixed-income markets close at noon ET), as Hurricane Sandy – the largest Atlantic storm on record to approach the northeast seaboard, prompted a regional evacuation and sand-bagging at the NYSE. Should the 900-mile wide storm...
Understanding different kinds of bonds
A lot of people talk about investing in different kinds of assets, but knowing what each of these options actually is can help investors determine which of them to include in a financial plan.
Avoiding the most common mistakes in a financial plan
Most personal investors are not experts, and not everyone will seek out financial investment advice before pursuing monetary opportunities.
Tips from Financial Planning Week
The first week in October is Financial Planning Week, and many community banks and financial institutions take that time to provide tips and tricks to promote fiscal wellness with free investment advice.
Benefits of banking on the go
As a small business owner, it can be difficult to take care of everything at the office and still find time to go to the bank.
The best way to get out of debt
Americans are chronically in over their heads these days, and more often than not, personal financial plans are broken by job loss, low income or a lack of foresight on necessary expenditures.
Getting financially literate matters
Whether it’s a small business, a retirement plan or a vacation account, there are times when having a grasp on how finances actually work is essential.
Simplify the decision process to reduce mistakes
Making a crucial financial decision can be stressful, and often the fear of failure will keep businesses from jumping at investments that could sharply boost financial plans.
Different kinds of accounts for every situation
Banks often provide a variety of checking account options to ensure clients can create a personalized financial plan.
Tips for opening an account
Some consumers think they are better off without or don’t have a need to open an account, but there are substantial benefits to having a tool to assist in monitoring your personal finances.
Things to know before getting a car
Having a vehicle is key to survival for many Americans.
Becoming more financially savvy
One of the biggest mistakes people make, regardless of the subject, is assuming they already know enough about the topic.
Today’s Market Action
U.S. stocks are trading higher as investors anxiously await this Friday’s speech from Federal Reserve Chairman Ben Bernanke. Bernanke’s speech at the Fed’s annual symposium in Jackson Hole, Wyoming may signal whether or not the Fed is open to implementing a third...
Never too late to review your taxes
Filing a tax return isn’t the last step in compiling your annual earning statement.
Navigating credit card financing for small businesses
Over the past few years, small business financing has been tight.
Dusting off the personal finance skeletons
Coming to terms with a personal money picture can help you overcome the problems.
Recovering from mistakes and other financial woes
Financial stumbling blocks aren’t the end of the world, and though they will cause some emotional distress, there are ways to recover from these financial stumbling blocks.
Online banking is just one of the many things available to consumers to assist with creating, balancing and strengthening financial plans.
Online banking is just one of the many things available to consumers to assist with creating, balancing and strengthening financial plans.
Coming up with the best payroll solution for your business
There are a number of different options for an organization when considering how to handle payroll accounts.
Today’s Market Highlights
U.S. Home Sales Post Surprise June Decline. Sales of newly-constructed homes declined by 8.4% in June to an annualized rate of 350,000, missing the consensus forecast for 372,000. The decline was led by a 60% record high sales plunge in the northeast region....
Not all is lost in unemployment
If you have a financial plan in place to catch you, that’s great, but most Americans don’t even have a regular savings account or rainy day fund, let alone enough to get them from one job to the next.
Supreme Court Stuns Wall Street
Supreme Court Stuns Wall Street by Upholding Core Healthcare Reform Mandate. Contrary to widespread expectation, the justices ruled in a 5-4 decision that the reform measure’s “individual mandate” that forces all Americans to buy health insurance or pay a penalty fee...
Today’s Market Action
The S&P 500 opened modestly higher as investors welcomed a smaller-than-expected annual decline in home prices, sending homebuilder company shares sharply higher. Equities pared early gains after a reading of consumer confidence fell to a five-month low, with...
Quality versus quantity and customer approval
Those who’ve never worked in customer service may not understand the difference between speedy assistance and taking the time to connect with an individual.
Market Action
In spite of the come-to-be-expected volatility last week, stocks were generally up, with the S&P 500 higher 1.3% for the period. The primary theme continued to be the tough situation in Europe, so Friday’s surge upward appeared to be supported by investor...
A Vacation from Your Finances?
There’s No Such Getaway You can get away from your job, your home, and your neighbor’s barking dog, but your finances follow you wherever you go. So, it makes sense to review your financial situation at least annually to find out where you stand and whether you need...
Making the move to mobile business solutions
It might be smart financial investment advice to get involved in this trend now as it’s still working out some kinks, and if you want to put your business ahead of the competition, be one of the first to have a mobile-ready website.
Getting full functionality without putting your money in danger
Having the convenience of accessing your business banking or personal checking 24 hours a day doesn’t mean you have to put your money at risk.
Wage war on your wallet
Many authorities recommend cleaning out your wallet regularly to avoid the risks of loss that could come following theft.
Choosing the right financial advisor
Regardless of whether you’re buying your first place, opening a business or starting a family, it’s important to know that your financial tips are coming from someone you know you can trust.
Securing better bank rates with what you’ve got
Not everyone has a Renoir lying around in their attic, but if you have antiques or other high-value collateral to offer when you apply for a business loan, it may help you secure a higher dollar value and lower rate.
Today’s Market Action
U.S. stocks are extending losses after the latest economic data showed factory orders fell in April for a second month, adding to evidence that U.S. economic growth is slowing. The S&P 500, the U.S. benchmark equity index is now down 10% from its 2012 peak of...
Tips for successful franchising
There’s a misconception with startup business owners that buying into a franchise isn’t the same as having a truly independent company, and in some senses they’re right.
A Financial Foundation: That’s What I Want
When The Beatles sang, “Now give me money, a lot of money . . . I want money . . . that’s what I want,” they may not have been thinking about buying insurance or setting up an emergency fund with it. But establishing a solid financial foundation means making sure...
Get off the ground without a hitch
Financial planning and business advice are key to avoiding some of the biggest entrepreneurial mistakes.
Fix accounting now to avoid problems in the future
It may seem like tax time is a long way off, but if you put off tax preparation until April 1, you may not have time to save yourself from a messy financial situation.
Be careful of big banks with big pitfalls
There’s a misconception that large banking entities are more trustworthy and reliable because they managed to get to the scale they’re at today.
Being prepared for a business loan
Nowadays it can be a little tough to get a commercial loan and while good business banking practices can help make a company look good when it becomes time to apply, there are other tactics and solutions owners can take to boost the odds in their favor.
Picking the loan that works for you
Reports and surveys all seem to say that small business lending is on the decline for April and that going forward owners should consider alternate funding options.
Staying on top of your business’ money
It may seem like a simple concept, but more businesses are saying they have to adjust their financial calculator due to customers who don’t pay what they owe.
Are Your Personal Finances on Solid Ground?
Stock market volatility, the struggling economy, job losses, and a variety of other factors have left many individuals feeling less than totally comfortable with their personal finances these days. If you’re among them, maybe you would benefit from reassessing your...
Not as much competition for startup small businesses
Right now the economy seems to be a bit stagnant, and some are pointing to a lack of small business startups as the root of the problem.