Small business owners must choose banks wisely
One of the most important decisions the owner of a small enterprise can make is choosing a bank. Every financial institution is different, and it can be difficult for entrepreneurs to find the right one to handle all their business banking needs.
Tips for Small Business Owner from the ABA
"Now that the 2012 tax season is in the rear-view mirror, it’s a good time for small business owners to reassess their company’s financial health and their relationship with their bank. The American Bankers Association offers the following tips to help small business...
Hiring the right accounting help is vitally important
Every enterprise, no matter how small, needs to have a strong accountant – or team of accountants – to manage its finances.
Immigration reform may make life easier for small business owners
Clearly something needs to be done to address the way immigration affects small businesses, and in 2013, hope appears to be on the horizon.
Proper invoicing skills are needed to keep the cash flowing
It should be obvious, but it’s a detail that far too many small business owners tend to overlook – if you want to make money, you need to make sure your clients pay you. Proper invoicing skills are needed to ensure that your business keeps the cash flowing in a timely manner.
Many small business owners still prefer to deal with local banks
A new study reveals that smaller enterprises are resisting the business banking trend that’s engulfed the rest of American companies, staying loyal to local branches rather than migrating to the titans.
Five Tips to Increase Your Chances of Getting a Small Business Bank Loan
The ABA in a news release yesterday shared tips on how to obtain small business bank loans. The tips -- distributed in honor of National Mom and Pop Business Owners Day on March 29 -- are intended to help small business owners develop a mutually beneficial...
Small businesses face financial difficulties of adjusting to Obamacare
Providing health insurance has emerged as arguably the greatest business banking challenge facing entrepreneurs today – with the 2010 passage of the Affordable Care Act, companies are now facing a federal mandate to provide insurance for their workers.
Small business owners admit frustration with lawmakers in Washington
Small businesses are working tirelessly to grow from their modest beginnings, adding new jobs and gradually increasing productivity. But according to a new study, there is a lot of frustration with Washington in the small business world today, as many entrepreneurs believe the federal government has been an impediment to successful business banking.
A few tax tips for small business owners to heed this spring
There are a number of things small businesses can do to better handle the pressures of tax season. Here are a few financial tips to help you survive the wrath of the IRS this spring.
Saving for employees’ retirement is challenging but will ultimately pay off
Retirement saving is a tricky proposition – there are a number of pitfalls to be aware of, and no entrepreneur should begin allocating retirement funds without being absolutely sure of what he or she is getting into.
Small businesses slow to embrace digital advertising
According to the Boston Consulting Group, small businesses aren’t taking advantage of digital advertising opportunities quite as often as they say they are.
Businesses must develop mobile strategies in years ahead
For small businesses looking for more opportunities for growth in the years ahead, there’s one definite trend that can’t be overlooked – everyone is developing a mobile presence nowadays, and those who don’t are in serious danger of being left behind.
Small businesses need loans to find financial capital for growth
Recent survey data shows that lenders are not as generous as they used to be, which is troubling for Americans looking for a little business banking help to take off.
Small business owners using mobile devices in record numbers
Mobile devices are taking over the workplace. Nearly everyone is using them in the office.
Worried about tax season? Among small business owners, you’re not alone
Tax season is in full swing, and everyone from individual consumers to big corporations is concerned about how best to deal with the IRS this spring. But perhaps the most worried taxpayers are the ones in the middle – small business owners are really feeling the pinch this year.
For financial tips and other needs, seek advice in person
It often helps to seek the advice of someone with experience, but individuals who want to consult with a knowledgeable person should take care in deeming him or her a qualified advisor on the subject.
Small business owners remain undeterred by sequester
Government agencies everywhere are being forced to tighten their belts, and those cuts will inevitably trickle down to the small business world soon enough.
Financial calculator skills benefit personal and professional success
A sound financial plan for short and long term goals is often attributed to a small business owner’s ability to apply financial calculator skills to company operations as well as retirement packages.
Business owners can use failures to improve future odds
When a business owner has taken all the financial investment advice he can and has implemented a strong financial plan into his venture, it can be devastating to experience failure after months, years or even a lifetime of preparation.
Is “bring a pet to work day” profitable for business?
Businesses across the country are warming up to the idea of letting interaction with pets be a normal part of the work day, but does it show positive results for a company’s financial plan?
Baylor study’s financial investment advice: Hire honest employees
If a business owner recognizes one of four personality traits Geoffrey James of Inc Magazine categorizes as manipulative in employees, a recent study shows she can attribute low performance ratings to their dishonesty and should add a revamp in hiring practices to her business’ financial plan.
Inspiration is everywhere for new business opportunities
While many are hopeful to start their own companies for a variety of reasons, sources say the inspiration required before work can be done is present in countless future entrepreneurs.
In retirement financial plan, responsibility is up to business owner
Men and women in charge of their own companies eventually are responsible for providing themselves and a dedicated workforce with the necessary resources for success after retirement.
For better networking, get to know the four office personalities
Ivan Misner highlights four types of office personalities which any business owner could benefit from identifying in the workplace, as doing so can make the difference between a boss and a professional connector.
Starting a business takes time, money and patience for new entrepreneurs
Starting a business can be a long and difficult ordeal. Still, even in areas that are difficult to work with, businesses must be started, and resources are available to potential entrepreneurs.
Defining leadership in the office and on the field
Leadership and management skills are often combined in the character of small business owners, but those aspects of a show-runner may need to be utilized at different times according to one business expert.
Investing in happiness
For success in 2013, follow this financial investment advice: Make your employees happier. Small Business Computing claims that an increase in profits is likely.
One year to healthcare reform: A guide for businesses
U.S. citizens have one year to prepare for a big wave of healthcare reform policies to take effect, including changes to eligibility and public access.
Raising prices can help – not hurt – your business
Business owners have a lot of decisions to make when it comes to daily operations. It may seem like setting prices for products or services is a major factor, and it is – but not necessarily in the way many entrepreneurs think.
Bad customers: Who they are and how to lose them
The saying goes that "the customer is always right," but in reality, saying goodbye to bad clients often leads businesses to better pastures.
The advantages of backing away from technology in business
Businesses often manage finances through the slew of tech tools offered through Microsoft Office and Mac applications, but could such a reliance on computers be a disadvantage?
Getting through the flu
A business' financial plan rarely includes the loss of 20 employees in the same department over the same week – but it should.
Two paths to building mobile apps for small business
Many small businesses catering to smartphone-loving demographics have considered developing mobile apps for consumer use. Doing so can provide an integral break in today's business environment, and for many, the key to moving forward is understanding the best option for mobile development.
Improve online marketing and SEO presence without breaking the bank
The movement toward mobileand cloud computing is making corporate financial officers wonder where their marketing teams are taking all their money.
Recovering from fiscal cliff still posing significant problem to small business
The close of 2012 brought a lot of indecision and economic questions to the business world, and investors with trepidation about what the future would bring were reticent with financial plans.
Fiscal cliff could still have far-reaching repercussions
Some firms may feel that they’ve made it to the far side of the fiscal cliff scare and seen the worst of it.
Different kinds of corporations help specific companies
In light of the fiscal cliff deal, some tax cuts from the Bush era will remain in place, while other rates will increase and others will change only if income of individual filers changes.
So you survived the fiscal cliff – now what?
Leading up to 2013, firms of all sizes were concerned about what would happen to their existing financial plans if the United States went over the fiscal cliff at the start of the new year.
Is your money doing enough?
Small businesses don’t always remain the size at which they began, unless they have a weak financial plan.
Online strategies that go beyond Facebook
There is a swell in the number of companies trying to make the biggest impression on the online community, hoping to pull in advertising and revenue from competitors and become meccas for internet shopping.
Getting better business banking options
Some fit corporate portfolios better than others, and no two organizations will have the same needs.
Finding better financial planning assistance critical
Not all companies have made financial plans for the worst the new year could bring, but even if the fiscal cliff does not come to be, there are plenty of other options available to help corporations prepare themselves to cut costs and act more aggressively in 2013.
Planning for next year’s business practices
There have been remarkable changes in the way most consumers want to do business.
Offering employees a financial plan
As the economy continues to turn around, some entities are still struggling to find their footing financially.
Financial plans need to include business continuity
Going out of business can be ruinous to anyone’s financial plan, especially when it could easily have been avoided.
Small Business Lending Advice in Tough Times
A lot of companies are looking for last-minute funding to offset shrinking holiday inventory or bring on additional help.
Using electronic payments helps with business banking
Imagine having a comprehensive tool that allows for easy monitoring of employee payroll and payments that also helps keep track of business bank accounts, overhead and vendor costs.
What to do with all that payroll tax money
Opening an account just for payroll tax is a good way to ensure it never is accidentally "reallocated" to other expenses, but it also can help serve as a reminder of when to send payments to state and federal offices. Sending these funds in late can result in...
Employee holiday gifts can improve engagement
During the stressful holiday season, small business owners may want acknowledge their workers for their dedication and perseverance during one of the most difficult periods in retail operation.