Oakland, MD – In recognition of American Housing Month, First United Bank & Trust is highlighting five questions first-time buyers should consider before purchasing a home.
“Owning a home is a great investment,” said Scott Hostetler, Vice President and Residential Lending Relationship Manager . “But before jumping into the market it is extremely important for consumers to consider the costs involved and budget accordingly to ensure they’re able to meet all of their financial obligations.”
First United encourages consumers to consider these questions before beginning their housing quest:
- How much money do you have to save?
Start with an evaluation of your financial health. Figure out how much money you have for a down payment or deposit on a rental. Down payments are typically 5 to 20 percent of the price of the home. Security deposits on rentals are usually about one month of rent and more if you have a pet. But be sure to keep enough in savings for an emergency fund. It’s a good idea to have three to six months of living expenses to cover unexpected costs. - How much debt do you have?
Consider all of your current and expected financial obligations like your car payment and insurance, credit card debt and student loans. Make sure you will be able to make all the payments in addition to the cost of your new home. Aim to keep total rent or mortgage payments plus utilities to less than 25 to 30 percent of your gross monthly income. Recent regulatory changes limit debt to income (DTI) ratio on most loans to 43 percent. - What is your credit score?
A high credit score indicates strong creditworthiness. Both renters and homebuyers can expect to have their credit history examined. A low credit score can keep you from qualifying for the rental you want or a low interest rate on your mortgage loan. If your credit score is low, you may want to delay moving into a new home and take steps to raise your score. For tips on improving your credit score, visit aba.com/consumers. - Have you factored in all the costs?
Create a hypothetical budget for your new home. Find the average cost of utilities in your area, factor in gas, electricity, water and cable. Find out if you will have to pay for parking or trash pickup. Consider the cost of yard maintenance and other basic maintenance costs like replacing the air filter every three months. If you are planning to buy a home, factor in real estate taxes, mortgage insurance and possibly a home-owner association fee. Renters should consider the cost of rental insurance. - How long will you stay?
Generally, the longer you plan to live someplace, the more it makes sense to buy. Over time, you can build equity in your home. On the other hand, renters have greater flexibility to move and fewer maintenance costs. Carefully consider your current life and work situation and think about how long you want to stay in your new home.
(function () {
var rem = function (ele, api) {
//links
ele.outerFind(‘#evcal_list a[itemprop=”url”]’).each(function() {
var href = $ae(this).attr(‘href’);
var txt = href.split(‘/’);
var text = txt[txt.length – 2];
var stuff = text.replace(/-/g, ” “);
$ae(this).append(‘ ‘ + stuff + ‘ ‘);
});
ele.outerFind(‘a.more-link’).filter(‘:contains(read more)’).each(function() {
var href = $ae(this).attr(‘href’);
var txt = href.split(‘/’);
var text = txt[txt.length – 2];
var stuff = text.replace(/-/g, ” “);
$ae(this).append(‘ about ‘ + stuff + ‘ ‘);
});
ele.outerFind(‘a.et_pb_button.et_pb_pricing_table_button’).filter(‘:contains(Learn More)’).each(function() {
var href = $ae(this).attr(‘href’);
var txt = href.substring(href.lastIndexOf(“/”) + 1);
var stuff = txt.replace(/-/g, ” “);
$ae(this).append(‘ about ‘ + stuff + ‘ ‘);
});
api.convertToBtn(‘a.awsm-modal-close, a.awsm-nav-item’);
//vague links
ele.outerFind(‘a.awsm-modal-close’).append(‘ close ‘);
ele.outerFind(‘a.awsm-nav-right’).append(‘ right ‘);
ele.outerFind(‘a.awsm-nav-left’).append(‘ left ‘);
ele.outerFind(‘a[href*=”pinterest”]’).append(‘ pinterest ‘);
ele.outerFind(‘a[href*=”myinvestmentresources”]’).filter(‘:contains(Learn More)’).append(‘ about investment resources ‘);
ele.outerFind(‘a[href*=”answers.mybank”]’).filter(‘:contains(Learn More)’).append(‘ answers at mybank ‘);
ele.outerFind(‘a[href*=”financialhealthcheck”]’).filter(‘:contains(Learn More)’).append(‘ about financial health check ‘);
ele.outerFind(‘a[href*=”/demos”]’).filter(‘:contains(Learn More)’).append(‘ about demos ‘);
ele.outerFind(‘a[href*=”elite-business-savings”]’).filter(‘:contains(Learn more)’).append(‘ about elite business savings ‘);
ele.outerFind(‘a[href*=”business-prime-saver”]’).filter(‘:contains(Learn more)’).append(‘ about business prime saver ‘);
ele.outerFind(‘a[href*=”business-choice-money-market”]’).filter(‘:contains(Learn more)’).append(‘ about business choice money market ‘);
ele.outerFind(‘a[href*=”zellepay.com/get-started”]’).append(‘ get started with zelle pay ‘);
ele.outerFind(‘a[href*=”mobile-banking-apps”]’).filter(‘:contains(Learn More)’).append(‘ about mobile banking apps ‘);
ele.outerFind(‘a[href*=”vbvisa/enroll”]’).filter(‘:contains(Learn More)’).append(‘ about verify by bisa ‘);
ele.outerFind(‘a[href*=”my-statement-savings”]’).filter(‘:contains(Learn more)’).append(‘ about my-statement-savings ‘);
ele.outerFind(‘a[href*=”my-prime-saver”]’).filter(‘:contains(Learn more)’).append(‘ about my-prime-saver ‘);
ele.outerFind(‘a[href*=”my-choice-money-market”]’).filter(‘:contains(Learn more)’).append(‘ about my-choice-money-market ‘);
ele.outerFind(‘a[href*=”fdic.gov”]’).append(‘ about FDIC ‘);
ele.outerFind(‘a[href*=”fbi-joins-international-campaign-to-stop-money-mules”]’).append(‘ fbi-joins-international-campaign-to-stop-money-mules ‘);
ele.outerFind(‘a[href=”#”].et_pb_video_play’).append(‘ play video ‘);
ele.outerFind(‘a[href*=”mailto”] .awsm-icon-mail’).parent(‘a’).each(function() {
var href = $ae(this).attr(‘href’);
var txt = href.split(‘:’)[1];
var text = txt.split(‘@’)[0];
$ae(this).append(‘ email ‘ + text + ‘ ‘);
});
ele.outerFind(‘a.et_pb_button.et_pb_promo_button’).filter(‘:contains(Learn More)’).each(function() {
var text = $ae(this).closest(‘.et_pb_module’).find(‘h4’).text().trim();
$ae(this).append(‘ about ‘ + text + ‘ ‘);
});
ele.outerFind(‘a’).filter(‘:contains(View Bio Sheet)’).each(function() {
var text = $ae(this).closest(‘.awsm-modal-details’).find(‘h2’).text().trim();
$ae(this).append(‘ about ‘ + text + ‘ ‘);
});
ele.outerFind(‘a[href*=”SeanMcCreery”]’).append(‘ Sean McCreery info ‘);
//maps
api.hideFromAT(‘.et_pb_map_0.et_pb_map_container’);
//images
ele.outerFind(‘img[src*=”ehl”]’).attr(‘alt’,’Equal Housing Lender’);
ele.outerFind(‘img[src*=”5-Star-Award-2019″]’).attr(‘alt’,’5-Star-Award for 2019′);
ele.outerFind(‘img[src*=”zelle”]’).attr(‘alt’,’zelle’);
//iframes
ele.outerFind(‘iframe[src*=”signup”]’).attr(‘title’,’email signup’);
ele.outerFind(‘iframe[id*=”player”], iframe[class*=”player”]’).attr(‘title’,’player’);
ele.outerFind(‘iframe[src*=”soundcloud”]’).attr(‘title’,’soundcloud’);
ele.outerFind(‘iframe[src*=”signup”]’).attr(‘title’,’email signup’);
//headers
ele.outerFind(‘.entry-content’).each(function() {
var header = $ae(this).find(‘h1’).text().trim();
if (header === “President’s Club”) {
api.hideFromAT(ele.outerFind(‘h1’).eq(1));
api.hideFromAT(ele.outerFind(‘h1’).eq(2));
}
});
ele.find(‘h1, h2, h3, h4, h5, h6’).each(function() {
if ($ae.trim($ae(this).text()).length === 0 ) {
if ($ae(this).children().length === 0) {
$ae(this).attr({‘aria-hidden’:’true’, ‘role’:’presentation’});
}
if ($ae(this).clone().find(‘b, hr, span, br, strong’).remove().end().children().length === 0) {
$ae(this).attr({‘aria-hidden’:’true’, ‘role’:’presentation’});
}
}
});
ele.outerFind(‘a[href*=”CandidatePortal/en-us/mybank”]’).append(‘ candidate portal at mybank ‘);
ele.outerFind(‘a img[src*=”main-street-student-loan-hero-ad”]’).attr(‘alt’,’main street student loan hero ad’);
ele.outerFind(‘a img[src*=”list-remove”]’).attr(‘alt’,’remove from list’);
ele.outerFind(‘a img[src*=”list-add”]’).attr(‘alt’,’add to list’);
ele.outerFind(‘a[href=”#more”].et_pb_button’).filter(‘:contains(Learn More)’).each(function() {
var text = $ae(this).closest(‘.et_pb_section.et_section_specialty’).find(‘h1’).text().trim();
$ae(this).append(‘ about ‘ + text + ‘ ‘);
});
};
rem.id = 96899;
rem.title = “WCAG 2 – Errors”;
if (window.AudioEye && window.AudioEye.manualRemediations) {
window.AudioEye.manualRemediations.push(rem);
}
}());
//# sourceURL=https://wsv3cdn.audioeye.com/helpers-remediations/WCAG_2___Errors.js
(function () {
var rem = function (ele, api) {
//no h1’s on the page
/*
ele.outerFind(‘body’).each(function() {
if (ele.outerFind(‘h1, [aria-level=”1″]’).length === 0) {
api.setHeadingLevel(‘.logo_container a[href=”https://www.mybank.com/”]’, ‘1’);
}
});
*/
api.setHeadingLevel(‘h3#reply-title’, ‘2’);
api.setHeadingLevel(‘h4’, ‘3’);
ele.outerFind(‘h3’).filter(‘:contains(View All Locations)’).attr({“role”:”heading”, “aria-level”:”2″});
};
rem.id = 96900;
rem.title = “WCAG 2 – Risks”;
if (window.AudioEye && window.AudioEye.manualRemediations) {
window.AudioEye.manualRemediations.push(rem);
}
}());
//# sourceURL=https://wsv3cdn.audioeye.com/helpers-remediations/WCAG_2___Risks.js
(function () {
var rem = function (ele, api) {
//links
ele.outerFind(‘.et-social-icon a’).each(function(){
var text = $ae(this).find(‘span’).eq(0).text().trim();
api.hideFromAT($ae(this).find(‘span’).eq(0));
$ae(this).append(‘ ‘ + text + ‘ ‘);
});
//homepage logo – Removed for [PI-7439]
/*ele.outerFind(‘.logo_container a’).each(function() {
var text = $ae(this).find(‘img’).attr(‘alt’);
$ae(this).append(‘‘ + text + ‘ homepage logo ‘);
});
ele.outerFind(‘.logo_container a’).attr(‘alt’, ”);*/
api.convertToBtn(‘[class*=”btn”], a.event_repeat’);
//accordion content
api.convertToBtn(‘.ewd-ufaq-faqs a’);
ele.outerFind(‘.ewd-ufaq-faqs a’).each(function(){
$ae(this).attr(‘aria-expanded’,’false’);
var trigger = $ae(this).closest(‘.ufaq-faq-div’);
if (trigger.hasClass(‘ewd-ufaq-post-active’)) {
$ae(this).attr(‘aria-expanded’,’true’);
} else {
$ae(this).attr(‘aria-expanded’,’false’);
}
});
ele.outerFind(‘.ewd-ufaq-faqs a’).click(function(){
$ae(this).attr(‘aria-expanded’,’false’);
var trigger = $ae(this).closest(‘.ufaq-faq-div’);
if (trigger.hasClass(‘ewd-ufaq-post-active’)) {
$ae(this).attr(‘aria-expanded’,’false’);
} else {
$ae(this).attr(‘aria-expanded’,’true’);
}
});
api.hideFromAT(‘span[id*=”ufaq-post-symbol”]’);
ele.outerFind(‘a[href*=”location”]’).filter(‘:contains(Hours and Services)’).each(function(){
var text = $ae(this).closest(‘.et_pb_blurb_container’).find(‘h4’).text().trim();
$ae(this).append(‘ to ‘ + text + ‘ ‘);
});
ele.outerFind(‘a[href*=”maps.google”]’).filter(‘:contains(Get Directions)’).each(function(){
var text = $ae(this).closest(‘.et_pb_blurb_container’).find(‘h4’).text().trim();
$ae(this).append(‘ ‘ + ‘ ‘ + ‘ to ‘ + text + ‘ ‘);
});
ele.outerFind(‘span#evcal_prev’).attr(‘aria-label’,’previous month’);
ele.outerFind(‘span#evcal_next’).attr(‘aria-label’,’next month’);
};
rem.id = 96901;
rem.title = “AT Bugs”;
if (window.AudioEye && window.AudioEye.manualRemediations) {
window.AudioEye.manualRemediations.push(rem);
}
}());
//# sourceURL=https://wsv3cdn.audioeye.com/helpers-remediations/AT_Bugs.js
(function () {
var rem = function (ele, api) {
ele.outerFind(“img[src=’../images/eAMLoginScreen.jpg’]”).attr(“alt”,”home banner”);
ele.outerFind(“#14035673”).attr(“alt”,””);
};
rem.id = 96902;
rem.title = “Test Result imgTextAlt Quick Fix”;
if (window.AudioEye && window.AudioEye.manualRemediations) {
window.AudioEye.manualRemediations.push(rem);
}
}());
//# sourceURL=https://wsv3cdn.audioeye.com/helpers-remediations/Test_Result_imgTextAlt_Quick_Fix.js
(function () {
var rem = function (ele, api) {
// AE – link context
api.addComplianceIndentHidden(ele.outerFind(‘a[href=”https://www.mybank.com/blog/”]’).filter(‘:contains(Read More)’), ‘append’, ‘span’, ‘ from latest news from our blog’);
////////////////// RISKS ////////////////////////////////////
// AE – heading out of order
api.setHeadingLevel(‘h5.et_pb_toggle_title’, 3);
api.setHeadingLevel(ele.outerFind(‘h4.et_pb_module_header, h3.et_pb_module_header, h3.wpl_prp_title, h5.et_pb_toggle_title’).filter(‘:first’), 2);
//api.setHeadingLevel(‘#evcal_head’, 1);
api.setHeadingLevel(‘span.evcal_desc2.evcal_event_title’, 2);
api.setHeadingLevel(ele.outerFind(‘h3’).filter(‘:contains(Use your First United debit card at millions of places with PayPal.)’), 2);
api.setHeadingLevel(ele.outerFind(‘h5’).filter(‘:contains(PAYPAL USER AGREEMENT)’), 2);
api.setHeadingLevel(ele.outerFind(‘h4.title’).filter(‘:contains(Upcoming Events)’), 2);
api.setHeadingLevel(ele.outerFind(‘h3’).filter(‘:contains(Managed Asset Portfolio (MAP))’), 2);
api.setHeadingLevel(ele.outerFind(‘h3’).filter(‘:contains(Download the App)’), 2);
api.setHeadingLevel(ele.outerFind(‘h3’).filter(‘:contains(Saving for Retirement)’), 2);
api.setPresentation(ele.outerFind(‘h3’).filter(‘:contains(Text us at 79680)’));
api.setHeadingLevel(ele.outerFind(‘h3’).filter(‘:contains(New. Improved. Convenient.)’), 2);
api.setHeadingLevel(ele.outerFind(‘h3’).filter(‘:contains(Your debit card is completely under your control.)’), 2);
api.setHeadingLevel(‘h4.widgettitle’, 2);
api.setPresentation(ele.outerFind(‘h3’).filter(‘:contains(IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING)’));
api.setHeadingLevel(ele.outerFind(‘h4’).filter(‘:contains(MEMBERSHIP REQUIREMENTS)’), 2);
//api.setHeadingLevel(ele.outerFind(‘h3’).filter(‘:contains(Locations)’), 2);
api.setHeadingLevel(ele.outerFind(‘h1.et_pb_module_header’).filter(‘:contains(Blending Technology and Personal Experiences)’), 2);
api.setHeadingLevel(‘.et_pb_title_container h1.entry-title’, 2);
api.setHeadingLevel(ele.outerFind(‘h3’).filter(‘:contains(Tuition and fees make up the largest portion of the college budget pie)’), 2);
api.setHeadingLevel(ele.outerFind(‘h3’).filter(‘:contains(Enroll in eStatements and Online Documents)’), 2);
api.setHeadingLevel(ele.outerFind(‘h3’).filter(‘:contains(Keith Sanders)’), 2);
// AE – keyboard equivalent
ele.outerFind(‘.wpl-sort-options-list div, li, img’).each(function(){
if ($ae(this).attr(‘onclick’) ){
var onclick = $ae(this).attr(‘onclick’);
$ae(this).attr({‘role’:’button’, ‘onkeypress’:onclick});
}
});
/*
//no h1’s on the page- changed during WCAG3 to only the homepage
ele.outerFind(‘.logo_container a[href=”https://www.mybank.com/”]’).each(function(){
if (!$ae(‘h1:not([role]), [aria-level=”1″]’)[0]) {
$ae(this).attr({‘role’:’heading’,’aria-level’:’1′});
}
});
*/
};
rem.id = 96905;
rem.title = “Post Imp – WCAG”;
if (window.AudioEye && window.AudioEye.manualRemediations) {
window.AudioEye.manualRemediations.push(rem);
}
}());
//# sourceURL=https://wsv3cdn.audioeye.com/helpers-remediations/Post_Imp___WCAG.js
(function () {
var rem = function (ele, api) {
// Click Event – This always goes last on a separate remediation and should be the last remediation.
ele.outerFind(‘[role=”button”], [role=”tab”]’).not(‘button, input, a[href], textarea, select’).off(“keydown.aebutton”).on(“keydown.aebutton”, function (e) {
if (!($ae(‘body’).hasClass(‘ae-player’)) && (e.keyCode === 13 || e.keyCode === 32)) {
if($ae(e.currentTarget).attr(‘role’) == ‘button’) {
e.preventDefault();
this.click();
}
}
});
};
rem.id = 96903;
rem.title = “Click simulations”;
if (window.AudioEye && window.AudioEye.manualRemediations) {
window.AudioEye.manualRemediations.push(rem);
}
}());
//# sourceURL=https://wsv3cdn.audioeye.com/helpers-remediations/Click_simulations.js
(function () {
var rem = function (ele, api) {
// AE – Search Region hidden on page [AEI-67917]
ele.outerFind(‘form.et-search-form’).addClass(‘ae-exclude’);
// AE – Calendar links need to have button role [AEI-67941]
ele.outerFind(‘p.desc_trig_outter a’).attr(‘role’, ‘button’);
// AE – Adjacent Links [AEI-67942]
api.hideFromAT(‘div.et_pb_image_container a’);
ele.outerFind(‘div.et_pb_image_container a img’).attr({‘role’: ‘presentation’, ‘alt’: ”});
// AE – Headings [AEI-67943]
api.setHeadingLevel(‘h3.et_pb_module_header’, ‘2’);
api.setHeadingLevel(‘h2.entry-title’, ‘1’);
api.setHeadingLevel(‘h1.entry-title’, ‘1’);
api.setHeadingLevel(‘article h2.entry-title’, ‘2’);
// AE – Modals [AEI-67944]
function focusSystem (trigger, modalClose, modalContainer, timeOutDuration) {
if (!timeOutDuration) timeOutDuration = 350;
if (!$ae(trigger)[0]) return;
ele.outerFind(trigger).add(modalClose).attr(api.btn).on(‘keydown’, function (e) {
if (e.keyCode === 13 || e.keyCode === 32) {
e.preventDefault();
this.click();
}
});
ele.outerFind(trigger).on(‘click’, function (e) {
$ae(‘body’).data(‘ae-refocus’, e.currentTarget);
setTimeout(function (e) {
AudioEye.focusElement(modalClose);
AudioEye.modals.enableTabLoop(modalContainer);
}, timeOutDuration);
});
ele.outerFind(modalClose).on(‘click’, function (e) {
var refocus = $ae(‘body’).data(‘ae-refocus’);
if (refocus) AudioEye.focusElement(refocus);
});
}
focusSystem(‘p.desc_trig_outter a’, ‘a.evolbclose’, ‘div.evo_lightbox_content’, 100);
// AE – Headings: Locations [AEI-67945]
api.setHeadingLevel(ele.outerFind(‘h3’).filter(‘:contains(Locations)’), 1);
api.setHeadingLevel(ele.outerFind(‘h4’).filter(‘:contains(Baughmans Lane)’), 3);
(function() {
var currentPage = $ae(location).attr(“href”);
if (currentPage === ‘https://www.mybank.com/locations/’ || currentPage === ‘https://www.mybank.com/locations/?ae_version=w’ || currentPage === ‘https://www.mybank.com/locations/?ae_version=working’) {
$ae(‘a[href=”https://www.mybank.com/”]’).attr(‘role’, ‘link’).removeAttr(‘aria-level’);
}
} ());
// AE – a’s before each FAQ [AEI-67946]
ele.outerFind(‘div.ewd-ufaq-post-margin-symbol’).addClass(‘ae-exclude’);
ele.outerFind(‘div.ewd-ufaq-post-margin span’).addClass(‘ae-exclude’);
// AE – Contact Us Form Label [AEI-67947]
ele.outerFind(‘div#gform_wrapper_3 form’).attr(‘aria-label’, ‘Contact Us’);
// AE – Contact us form redundant text [AEI-67948]
ele.outerFind(‘label.hidden_sub_label’).addClass(‘ae-exclude’);
// AE – Loans and Credit Headers [AEI-67949]
api.setHeadingLevel(‘div.et_pb_promo_description h4’, 2);
// AE – Download Apps Buttons [AEI-67953]
ele.outerFind(‘div.et_pb_module.et_pb_blurb.et_clickable’).attr({‘role’: ‘link’, ‘tabindex’: ‘0’});
// AE – Hide Instructions [AEI-67953]
ele.outerFind(‘span.KJEAccessibleInLine’).addClass(‘ae-exclude’);
// AE – Calculator Accordion [AEI-67951]
ele.outerFind(‘h5.et_pb_toggle_title’).attr({‘role’: ‘button’, ‘tabindex’: ‘0’}).each(function() {
if ($ae(this).closest(‘div’).hasClass(‘et_pb_toggle_open’)) {
$ae(this).attr(‘aria-expanded’, ‘true’);
} else {
$ae(this).attr(‘aria-expanded’, ‘false’);
}
});
ele.outerFind(‘h5.et_pb_toggle_title’).on(‘click’, function() {
$ae(‘h5.et_pb_toggle_title’).attr(‘aria-expanded’, ‘false’);
$ae(this).attr(‘aria-expanded’, ‘true’);
});
// AE – Calculator Sliders [AEI-67952]
ele.find(“#ae_app”).on(‘AfterModuleActivate’, function (e) {
setTimeout(function() {
if(e.detail.module === “reader”) {
ele.outerFind(‘div.KJEScale[aria-hidden=”true”]’).attr(‘style’, ‘display: flex;’);
}
},50);
});
// AE – Social Media Links [AEI-67939]
ele.outerFind(‘.et-social-icon a’).each(function(){
$ae(this).find(‘span’).eq(0).addClass(‘ae-exclude’);
});
// AE – App Download Links Keydown Events [AEI-67950]
ele.outerFind(‘img[src=”https://www.mybank.com/wp-content/uploads/Apple-store-badge.png”]’).closest(‘div.et_pb_row’).find(‘div.et_clickable’).on(‘keydown’, function(e) {
if (e.keyCode === 13 || e.keyCode === 32) {
e.preventDefault();
$ae(this).click();
}
});
};
rem.id = 96906;
rem.title = “Tool Bugs”;
if (window.AudioEye && window.AudioEye.manualRemediations) {
window.AudioEye.manualRemediations.push(rem);
}
}());
//# sourceURL=https://wsv3cdn.audioeye.com/helpers-remediations/Tool_Bugs.js
(function () {
var rem = function (ele, api) {
// AE – Headings
api.setHeadingLevel(ele.outerFind(‘a[href=”/locations”]’).closest(‘h3’), ‘2’);
api.setHeadingLevel(ele.outerFind(‘div.entry-content h3’), ‘2’);
api.setHeadingLevel(ele.outerFind(‘#trackbacks-title’), ‘2’);
//no h1’s on the page- changed during WCAG3 to only the homepage
ele.outerFind(‘.logo_container a[href=”https://www.mybank.com/”]’).each(function(){
if (!$ae(‘h1:not([role]), [aria-level=”1″]’)[0]) {
$ae(this).attr({‘role’:’heading’,’aria-level’:’1′});
}
});
};
rem.id = 96904;
rem.title = “WCAG3- Headings”;
if (window.AudioEye && window.AudioEye.manualRemediations) {
window.AudioEye.manualRemediations.push(rem);
}
}());
//# sourceURL=https://wsv3cdn.audioeye.com/helpers-remediations/WCAG3__Headings.js
(function () {
var rem = function (ele, api) {
// AE – Image alts
api.setAlt(‘img[src$=”brafton.com/x_0_0_0_14053963_800.jpg”]’, ”);
api.setAlt(‘img[src$=”brafton.com/x_0_0_0_14089896_800.jpg”]’, ”);
api.setAlt(‘img[src$=”brafton.com/x_0_0_0_14109981_800.jpg”]’, ”);
api.setAlt(‘img#wpl_gallery_image50_0’, ”);
api.setAlt(‘img[src$=”/CeB-Ad_MerryMoney2019.jpg”]’, ‘Merry Money Sweepstakes, chance to win $5,000’);
api.setAlt(‘img[src$=”Web_DebitCardPg_728x90.jpg”]’, ‘Use your card. Win big! 15 Prizes! Score Big Sweepstakes’);
api.setAlt(‘img[src$=”Web_ScoreCardPg_Ad.jpg”]’, ‘Use your card. Win big! 15 Prizes! Score Big Sweepstakes’);
// AE – Links
api.setPresentation(ele.outerFind(‘a[href$=”/p/merrymoneysweeps/”]’).filter(‘:has(img[src$=”uploads/300×250.jpg”])’)).attr(‘tabindex’, ‘-1’);
api.setPresentation(ele.outerFind(‘a[href$=”digital-banking/zelle/”]’).filter(‘:has(img[alt=””])’)).attr(‘tabindex’, ‘-1’);
api.setPresentation(ele.outerFind(‘a[href$=”digital-banking/bill-pay/”]’).filter(‘:has(img[alt=””])’)).attr(‘tabindex’, ‘-1’);
ele.outerFind(‘#et-boc .et_pb_equal_columns’).filter(‘:has(img[src$=”/bonzai-logo.png”])’).each(function() {
$ae(this).find(‘.et_pb_blurb_position_top’).removeAttr(‘role tabindex’);
api.setPresentation($ae(this).find(‘.et_pb_main_blurb_image > a, a.et_pb_button’)).attr(‘tabindex’, ‘-1’);
});
api.addComplianceIndentHidden(ele.outerFind(‘a[href$=”merrymoneysweepstakes.com/rules”]’).filter(‘:contains(here)’), ‘append’, ‘span’, ‘ for entry details and Official Rules ‘);
api.addComplianceIndentHidden(ele.outerFind(‘a[href$=”mobile-banking-apps/personal-mobile-banking”]’).filter(‘:contains(Learn more…)’), ‘append’, ‘span’, ‘ about My Bank Mobile App ‘);
// AE – Frame title
api.setTitle(‘iframe[src*=”google.com/maps/embed”]’, ‘Google Maps’);
// AE – Form field label
ele.outerFind(‘select.wpl_page_size_options’).attr(‘aria-label’, ‘Per Page’);
ele.outerFind(‘select.wpl_plist_sort’).attr(‘aria-label’, ‘Sort’);
// AE – Button context
ele.outerFind(‘.LPMcontainer > [role=”button”]’).attr(‘aria-label’, “We’re here to help”);
ele.outerFind(‘#wpl_property_listing_container img.wpl_gallery_image’).removeAttr(‘role’);
api.setPresentation(‘#wpl_property_listing_container .wpl_prp_top_boxes > a’).attr(‘tabindex’, ‘-1’);
// AE – Aria issues
ele.outerFind(‘input#input_21_5’).removeAttr(‘aria-describedby’);
ele.outerFind(‘.mejs-time-slider[aria-valuemax=”NaN”]’).attr(‘aria-valuemax’, ”);
// AE – Tables
api.setPresentation(ele.outerFind(‘th.KJEColumnHeader’).filter(‘:contains(College Type)’));
api.setPresentation(ele.outerFind(‘th.KJEHeading’).filter(‘:contains(ARM Type)’));
// AE – Tabbable hidden elements
ele.outerFind(‘.slides > li’).removeAttr(‘aria-hidden’);
// AE – Same page links
api.convertToBtn(‘a[href=”#benefits”], a[href=”#activities”], a[href=”#requirements”]’);
// AE – Radio description
ele.outerFind(‘form[action=”/p/lights-camera-save/#gf_21″] #field_21_6 > label’).attr(‘id’, ‘ae_method_desc’);
ele.outerFind(‘form[action=”/p/lights-camera-save/#gf_21″] #field_21_6 input’).attr(‘aria-describedby’, ‘ae_method_desc’);
// AE – Headings
api.setHeadingLevel(ele.outerFind(‘h1.entry-title, #et-boc h1’).filter(‘:not(:first)’), 2);
api.setPresentation(ele.outerFind(‘#et-boc h5’).filter(‘:contains(Rendering of the Community Room)’));
};
rem.id = 131631;
rem.title = “Post Imp – WCAG Before”;
if (window.AudioEye && window.AudioEye.manualRemediations) {
window.AudioEye.manualRemediations.push(rem);
}
}());
//# sourceURL=https://wsv3cdn.audioeye.com/helpers-remediations/Post_Imp___WCAG_Before.js
(function () {
var rem = function (ele, api) {
// AE – Phone context [PI-7311], [PI-7315]
api.addComplianceIndentHidden(‘#et-info > a[href^=”tel:”]’, ‘prepend’, ‘span’, ‘ Phone number: ‘);
api.addComplianceIndentHidden(‘.et_pb_column a[href^=”tel:”]’, ‘prepend’, ‘span’, ‘ Phone number: ‘);
// AE – Innapropriate landmark [PI-7312]
api.setPresentation(‘#et-main-area > div > article’);
// AE – Heading order [PI-7313]
api.setHeadingLevel(‘.footer-widget h4’, 2);
// AE – Logo heading [PI-7316], [PI-7439]
if (window.location.pathname != ‘/’) {
ele.outerFind(‘.logo_container > a[href$=”mybank.com/”]’).removeAttr(‘alt role aria-level’);
}
api.setAlt(‘.logo_container a img’, ‘First United Bank & Trust Homepage Logo’);
// AE – Lengthy links [PI-7317]
api.setAlt(‘img[src$=”/Hero_BOM_2019_FINAL-1250×449.jpg”]’, ‘Morgantown Magazine Bom 2020 Final Round Nov 19 – Dec 10’);
api.setAlt(‘img[src$=”/banzai-hero-ad-1250×449.jpg”]’, ‘Take control of your money. Browse all collections’);
ele.outerFind(‘.et_pb_column_1_4 > .et_clickable’).each(function() {
$ae(this).attr(‘aria-label’, $ae(this).find(‘h4.et_pb_module_header’).text().trim());
});
// AE – Link context [PI-7318]
ele.outerFind(‘.et_pb_pricing_table_wrap a[href$=”/freedom-business-checking/”]’).filter(‘:contains(Learn More)’).find(‘.ae-compliance-indent’).remove();
api.addComplianceIndentHidden(ele.outerFind(‘.et_pb_pricing_table_wrap a[href$=”/freedom-business-checking/”]’).filter(‘:contains(Learn More)’), ‘append’, ‘span’, ‘ about Freedom Business Checking ‘);
ele.outerFind(‘.et_pb_pricing_table_wrap a[href$=”/elite-business-checking/”]’).filter(‘:contains(Learn More)’).find(‘.ae-compliance-indent’).remove();
api.addComplianceIndentHidden(ele.outerFind(‘.et_pb_pricing_table_wrap a[href$=”/elite-business-checking/”]’).filter(‘:contains(Learn More)’), ‘append’, ‘span’, ‘ about Elite Business Checking ‘);
// AE – Missing heading [PI-7437]
if (!(ele.outerFind(‘h1’).filter(‘:not([role]), [aria-level=”1″]’)[0] || ele.outerFind(‘[aria-level=”1″]’)[0])) {
api.setHeadingLevel(ele.outerFind(‘#et-main-area .et_pb_text_inner > h3’).filter(‘:contains(Locations)’), 1);
}
// AE – Hidden form [PI-7440]
api.setPresentation(‘.ewd-ufaq-bottom > form’);
// AE – Invalid heading [PI-7314]
api.setPresentation(ele.outerFind(‘.et_pb_section_1 .et_pb_text_inner > h2’).filter(‘:contains(from latest news from our blog)’));
};
rem.id = 136872;
rem.title = “Post Imp – Site Bugs”;
if (window.AudioEye && window.AudioEye.manualRemediations) {
window.AudioEye.manualRemediations.push(rem);
}
}());
//# sourceURL=https://wsv3cdn.audioeye.com/helpers-remediations/Post_Imp___Site_Bugs.js
(function () {
var rem = function (ele, api) {
// AE – Images
api.setAlt(‘img[src$=”/CeB-Ad_MerryMoney2019-1.jpg”]’, ‘Merry Money Sweepstakes. Chance to win $5,000’);
api.setAlt(‘img[src$=”/personal-credit-card-header.png”]’, ‘Great rates. Rewards. Security. All from the bank you know best. Apply today!’);
// AE – Headings
if (!(ele.outerFind(‘h1’).filter(‘:not([role]), [aria-level=”1″]’)[0] || ele.outerFind(‘[aria-level=”1″]’)[0])) {
api.setHeadingLevel(ele.outerFind(‘.et_pb_section_2 .et_pb_text_inner > h2, #left-area > article > h2, .entry-content .calendar_header#evcal_head, h3#reply-title, h3.gform_title, .et_pb_section_0 .et_pb_text_0 h3’).filter(‘:first’), 1);
}
};
rem.id = 138788;
rem.title = “Post Imp – WCAG After”;
if (window.AudioEye && window.AudioEye.manualRemediations) {
window.AudioEye.manualRemediations.push(rem);
}
}());
//# sourceURL=https://wsv3cdn.audioeye.com/helpers-remediations/Post_Imp___WCAG_After.js
AudioEye.smartRemediations = [];
AudioEye.autoSmartRemediations = [{“id”:”99640″,”type”:”setDocLang”,”params”:null,”parent_id”:”14916″,”smart_remediation_number”:”5697″},{“id”:”99647″,”type”:”removeLinkRedundancies”,”params”:null,”parent_id”:”14925″,”smart_remediation_number”:”5706″},{“id”:”15315″,”type”:”addFormRequiredAriaLabel”,”params”:null,”parent_id”:”14919″,”smart_remediation_number”:”5700″},{“id”:”99644″,”type”:”makeLinkImgAltDecorative”,”params”:null,”parent_id”:”14920″,”smart_remediation_number”:”5701″},{“id”:”15312″,”type”:”setDocLang”,”params”:null,”parent_id”:”14916″,”smart_remediation_number”:”5697″},{“id”:”99638″,”type”:”addSmartAltText”,”params”:null,”parent_id”:”14923″,”smart_remediation_number”:”5704″},{“id”:”15318″,”type”:”hideEmptyHeaders”,”params”:null,”parent_id”:”14922″,”smart_remediation_number”:”5703″},{“id”:”99648″,”type”:”addNewWindowWarnings”,”params”:null,”parent_id”:”14926″,”smart_remediation_number”:”5707″},{“id”:”15321″,”type”:”removeLinkRedundancies”,”params”:null,”parent_id”:”14925″,”smart_remediation_number”:”5706″},{“id”:”15314″,”type”:”addFormLabels”,”params”:null,”parent_id”:”14918″,”smart_remediation_number”:”5699″},{“id”:”99643″,”type”:”addFormRequiredAriaLabel”,”params”:null,”parent_id”:”14919″,”smart_remediation_number”:”5700″},{“id”:”15320″,”type”:”addFrameTitles”,”params”:null,”parent_id”:”14924″,”smart_remediation_number”:”5705″},{“id”:”15322″,”type”:”addNewWindowWarnings”,”params”:null,”parent_id”:”14926″,”smart_remediation_number”:”5707″},{“id”:”99642″,”type”:”addFormLabels”,”params”:null,”parent_id”:”14918″,”smart_remediation_number”:”5699″},{“id”:”167984″,”type”:”addDownloadableDocumentWarnings”,”params”:null,”parent_id”:”167938″,”smart_remediation_number”:”20281″},{“id”:”99641″,”type”:”automaticNestedLayoutTable”,”params”:null,”parent_id”:”14917″,”smart_remediation_number”:”5698″},{“id”:”99646″,”type”:”hideEmptyHeaders”,”params”:null,”parent_id”:”14922″,”smart_remediation_number”:”5703″},{“id”:”15319″,”type”:”addSmartAltText”,”params”:null,”parent_id”:”14923″,”smart_remediation_number”:”5704″},{“id”:”15316″,”type”:”makeLinkImgAltDecorative”,”params”:null,”parent_id”:”14920″,”smart_remediation_number”:”5701″},{“id”:”15313″,”type”:”automaticNestedLayoutTable”,”params”:null,”parent_id”:”14917″,”smart_remediation_number”:”5698″},{“id”:”15317″,”type”:”addLinkText”,”params”:null,”parent_id”:”14921″,”smart_remediation_number”:”5702″},{“id”:”15323″,”type”:”automaticSingleListItem”,”params”:null,”parent_id”:”14927″,”smart_remediation_number”:”5708″},{“id”:”99639″,”type”:”addFrameTitles”,”params”:null,”parent_id”:”14924″,”smart_remediation_number”:”5705″},{“id”:”99645″,”type”:”addLinkText”,”params”:null,”parent_id”:”14921″,”smart_remediation_number”:”5702″},{“id”:”99649″,”type”:”automaticSingleListItem”,”params”:null,”parent_id”:”14927″,”smart_remediation_number”:”5708″}];