Retirement Planning

Business Retirement Plans & Planning Options

Planning for retirement is one of the most vital steps toward securing your future. At First United Bank & Trust, we offer a range of business retirement plans tailored to help you achieve financial security and peace of mind. Whether you’re looking to establish a retirement account for your business or build a comprehensive retirement planning strategy, our team of experts is here to guide you every step of the way.

Explore Our Business Retirement Plans

We understand that every business has unique needs when it comes to retirement planning. That’s why we provide various customizable options to match your goals. Learn more about our key offerings below:

Roth IRA

Ideal for those seeking tax-free retirement income. Contributions to roth IRAS are made after taxes, but your withdrawals during retirement are tax-free. Build wealth while enjoying significant tax advantages.

401(k) Plans

401(k) accounts are a powerful way to save for retirement through employer-sponsored plans. Take advantage of tax benefits and automatic contributions to grow your retirement savings steadily.

Traditional IRA

Looking for a more traditional approach? With a traditional IRA, you can save for retirement with potentially tax-deductible contributions and deferred tax on earnings until withdrawal.

Annuities

Secure a guaranteed income stream with our annuity options. Perfect for individuals and businesses seeking financial predictability during retirement.

SEP IRA

Simplified Employee Pension (SEP) IRAs are designed for small businesses and self-employed individuals. They’re straightforward and flexible and offer significant contribution limits to accelerate your retirement savings.

SIMPLE IRA

The Savings Incentive Match Plan for Employees (SIMPLE IRA) is an easy-to-manage retirement account for small businesses. Help your employees prepare for the future while enjoying tax benefits.

Retirement Planning

Beyond setting up accounts, we offer comprehensive retirement planning services. We’ll help you evaluate your current financial landscape, identify opportunities, and develop a solid roadmap for long-term wealth management. This can include estate planning, managing wills and trusts, and accessing our expert investment management services.

Talk to the Experts

At First United Bank & Trust, navigating retirement planning options can sometimes feel overwhelming. That’s why our experienced advisors are here to assist you at every step.

Schedule a Free Consultation 

Would you like a personalized plan for wealth management or help to select the best retirement products for your business? Schedule a free consultation with our retirement planning experts. We’ll guide you through various options — including SEP IRAs, SIMPLE IRAs, Roth IRAs, 401(k)s, and more — to help you make the best decisions for your future.

Invest in Your Future and Start Your Retirement Planning Today

Don’t wait to secure your financial well-being. Start building your future today with First United Bank & Trust’s trusted guidance in business retirement accounts, wealth management, and financial planning.

With a wide range of services, including asset management, 401(k) support, estate planning, and access to a leading asset management company, we’ll help you stay on track to achieve your retirement goals.

Take the first step toward a secure future — schedule a free consultation today or visit your local First United Bank & Trust community office to speak with one of our expert advisors.