Business Savings
At First United, we understand that business owners have unique savings goals, so we offer accounts that help you achieve them. Whether you need a savings account to protect cash or to create growth for your business, we’ve got you covered.
My Business Savings
Adjustable rate savings solution that allows additional deposits at any time!- $0 Minimum Balance Requirements
- Interest can adjust monthly, compounds and pays monthly
- Free VISA® Debit Card
- Free First United ATM Transactions
- $3.00 Non-First United ATM Transactions
- $1 minimum to open
My Business Money Market
Great value, limited-transaction business investment account.- Avoid monthly maintenance charge by maintaining a balance of $2,500
- Interest compounds and pays monthly
- Free VISA® Debit Card
- Free First United ATM Transactions
- $3.00 Non-First United ATM Transactions
- $1 minimum to open
Business Savings Accounts and CDARs
Maximize the potential of your business’s hard-earned revenue with tailored financial solutions from First United Bank & Trust. Our business savings accounts and CDARs are designed to help you grow your funds while ensuring flexible, secure, and high-yield opportunities to meet your company’s unique needs.
Your business goals deserve a banking partner who understands your success is more than just numbers — our solutions help you get closer to turning those goals into reality.
Business Accounts Designed to Nurture Growth and Meet Business Needs
At First United Bank & Trust, we provide a range of high-interest business savings accounts designed to support businesses of all sizes. Whether you’re looking to optimize cash flow, earn competitive business money market rates, or secure long-term growth with CDARs (Certificate of Deposit Account Registry Service), we have the right solutions for you.
My Business Savings
Our “My Business Savings” account is the perfect solution for businesses looking for flexibility alongside consistent growth. It’s an ideal option for those starting out or looking for a traditional savings plan with added benefits, including:
- Competitive rates that reward your savings over time.
- Low minimum balance requirements to maintain account flexibility.
- Straightforward access to funds when your business needs them.
- Easy online access to monitor and manage your savings.
My Business Money Market
Take your savings strategy to the next level with a “My Business Money Market” account. This account is perfect for businesses seeking a secure option to grow reserves while maintaining liquidity. Benefits of My Business Money Market include:
- Enjoy some of the best business money market rates available.
- Tiered interest rates ensure higher yields as your balance grows.
- Access to funds when necessary for business operations or growth opportunities.
- FDIC-insured for peace of mind and security.
- Convenient online tools to track balances and transactions.
Certificate of Deposit Account Registry Service (CDARs)
If your business is looking for a long-term, high-yield option, CDARs could be the right solution. By splitting deposits across multiple banks within the CDARs network, you’ll maintain FDIC insurance coverage while benefiting from competitive, fixed interest rates. Benefits of CDARs include:
- Gain the confidence of guaranteed, FDIC-insured returns on your deposits.
- Access highly competitive, fixed, high-yield business savings account rates for a secure investment.
- Convenient management of funds through one First United Bank & Trust account without the hassle of multiple accounts across different banks.
- Lock in returns with customizable CD terms, meeting your business’s timeline preferences.
Still Have Questions?
Our team of knowledgeable and friendly financial experts is here to help you determine the best high-interest business savings solutions for your company.
First United Bank & Trust is here to grow your business, nurture your ambitions, and help you make a lasting impact. Open your account today!
Need More Investing Power?
Through the Certificate of Deposit Account Registry Service, or CDARS, you can invest in CDs in amounts beyond standard FDIC limits.
Get A Free Consultation
Our team of dedicated business bankers is readily available to offer support and assist in growing your business. Unleash your full potential with First United.
When I first moved to town, I was happy to use ‘the local bank.’ I did chuckle at the ‘My Bank!” slogan…but now I must admit, it has become an accurate descriptor as I now call First United ‘my bank. First United has become a partner in business.
Disclosures
* Transfers and withdrawals including account to another account or to third parties by pre-authorized, automatic, telephone, computer transfers, check, draft, or similar order to third parties are limited to six (6) per statement cycle for all savings and money market accounts.