FDIC-Insured - Backed by the full faith and credit of the U.S. Government.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

SEPs

With a Simplified Employee Pension Individual Retirement Arrangement (SEP IRA) plan, only the employer makes contributions, and with this program in place, the company is required to make contributions for all eligible employees. Your employees are immediately 100% vested, so the money you contribute is theirs right away.

  • 100% employer funded
  • Contributions are tax deductible
  • Earnings grow tax deferred until you make withdrawals
  • Employers can contribute up to 25% of the employee’s pay, up to $54,000 per year
  • Employees avoid a 10% penalty on funds withdrawn on or after the age of 59 ½

I had seen a story on the news about people stealing and manipulating checks from the post office. After sending a whole batch of checks from my business account, I accessed First United Bank & Trust’s Positive Pay service and avoided check fraud of over $12,000, right from my phone. Thank goodness for Positive Pay!

Dr. Ken R. Buczynski, MD
Wellspring Family Medicine, PC

Our team of dedicated Wealth Advisors is readily available to offer support and assist in meeting your business and personal needs. Unleash your full potential with First United.

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