Our team is here for you, for life, and happy to help!

In a time when it seems like so many banks are just the same, First United is here with the heart to be different. It’s not just that we’re locally owned with a team that lives and works in the places you call home, it’s that we’re dedicated to helping you. We build solutions that are so customized, you’d swear we only had one customer–you!

That’s why our customers call us “my bank.” We can’t wait for you to see just what we have to offer.

Latest from the Blog

Michael Renzi Promoted

Michael Renzi Promoted

Michael Renzi named Assistant Branch Manager in First United Sabraton Office Brandy Fawley, Community Office Manager at First United Bank & Trust, is pleased to share that Michael Renzi has been named Assistant Branch Manager of the Morgantown Sabraton Office. In...

Upcoming Events

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Meet Our Team

Tony Abruzzino
Vice President, Senior Wealth Advisor

Tony Abruzzino

Cody Sustakoski
Regional Market President

Cody Sustakoski

Michael Miller
Mortgage Relationship Manager

Michael Miller

Photo of Josh Yeager
Vice President, Commercial Relationship Manager

Josh Yeager

Andrew Hardesty
Commercial Relationship Manager

Andrew Hardesty

Photo of Danelle Baker
Deposit Relationship Manager

Danelle Baker

Keith Morgan
Managing Director of Commercial Services

Keith Morgan

Tanner Russell
Director of Commercial Services

W. Tanner Russell

Coty Thorne
Commercial Relationship Manager

Coty Thorne

Tylor Mayfield
Commercial Relationship Manager

Tylor Mayfield

Brandy Fawley
Community Office Manager

Brandy Fawley

Samantha Ballard
Assistant Community Office Manager

Samantha Ballard

Donna Burns
Deposit Services Relationship Manager

Donna Burns

Carmen Pennington
Regional Retail Manager

Carmen Pennington

Thomas Begley
Senior Wealth Advisor, Team Lead

Thomas Begley

Tony Abruzzino

Vice President, Senior Wealth Advisor

Tony Abruzzino

View Bio Sheet

Cody Sustakoski

Regional Market President

Cody Sustakoski

Serving Monongalia County, Harrison County & surrounding areas in WV

NMLS #1008868

Michael Miller

Mortgage Relationship Manager

Michael Miller

Serving Monongalia County, Harrison County & surrounding areas in WV

NMLS #2433704

Photo of Josh Yeager

Vice President, Commercial Relationship Manager

Josh Yeager

Andrew Hardesty

Commercial Relationship Manager

Andrew Hardesty

Photo of Danelle Baker

Deposit Relationship Manager

Danelle Baker

NMLS #1093943

Keith Morgan

Managing Director of Commercial Services

Keith Morgan

Tanner Russell

Director of Commercial Services

W. Tanner Russell

Coty Thorne

Commercial Relationship Manager

Coty Thorne

Tylor Mayfield

Commercial Relationship Manager

Tylor Mayfield

Brandy Fawley

Community Office Manager

Brandy Fawley

Samantha Ballard

Assistant Community Office Manager

Samantha Ballard

Donna Burns

Deposit Services Relationship Manager

Donna Burns

Carmen Pennington

Regional Retail Manager

Carmen Pennington

Thomas Begley

Senior Wealth Advisor, Team Lead

Thomas Begley

View Bio Sheet

The History of First United Bank & Trust

1900

In November 1900, First United is established as First National Bank of Oakland with a location on Main Street.

Bank by Boat

In May, 1963, the Lake Community Office opened, situated along the water’s edge of Deep Creek Lake, was called America’s First Banking by Boat Office by many who wrote about its existence. Dock space was provided at the rear of the building for the “sail-in” customers.””

Grantsville

New branch opens in Grantsville, Maryland, expanding the area First United serves in July 1964.

Cumberland

In November 1982, First United opens another new location in Cumberland Maryland on West Harrison Street.

Bel Air

November, 1982, First United opens a new location in Bel Air, Maryland; expanding into Cumberland.

Merger with Cumberland Savings

In 1983, First United merged with Cumberland Savings Bank and changed our name to First United National Bank & Trust.

Bel Air

January 28, 1985, First United moves to a new location in Bel Air, Maryland.

Merger with First National Bank of Piedmont

In May 1988, First United merges with First National Bank of Piedmont, adding the current Tri-Towns Community Office to the First United Bank & Trust family!

Keyser

First United opens a branch in Keyser, West Virginia in December 1990.

White Oaks

Grand Opening of the new location of our White Oaks, Maryland office on August 17, 1994.

Riverside

On November 14, 1994, First United celebrated the grand opening of the new Riverside Community Office in Frederick, Maryland on Monocacy Boulevard.

Customer Care Center

Our full-service, open-late, live Customer Care Center was opened in August 1995, in Oakland, Maryland. Answering over 100,000 calls annually, the Customer Care Center can be reached at 1-888-692-2654.

Myersville

In November, 1995, First United consolidated with Myersville bank, adopting the slogan My Bank!

Edgewood Drive

On November 17, 1995, First United opened a new location in Hagerstown Maryland on South Edgewood Drive.

Deep Creek Lake
Deep Creek Lake

On December 4, 2000, First United’s Lake office in McHenry moves to a new, beautiful location.

Edwin Miller

After acquiring several offices in the Martinsburg, West Virginia area in July 2003, First United opens a new branch on Edwin Miller Boulevard on April 14, 2004.

Sabraton

First United begins expansion into Morgantown with a new office in Sabraton, West Virginia on February 28, 2005.

Star City

First United continues its Morgantown, West Virginia expansion with a new office in Star City that opened in December 2006.

Wesel Blvd.
Wesel Blvd.

Market expansion continues in Hagerstown, Maryland with a new location on Wesel Boulevard which opened on March 19, 2007.

My Bank Express
My Bank Express

In September 2007, First United’s offers its first Express location with drive-up services

Online Account Opening
Online Account Opening

Expanding available digital solutions for customers, First United begins offering online personal account opening on October 18, 2008.

Baughmans Lane
Baughmans Lane

First United establishes another new office in Frederick, Maryland opening on April 22nd on Baughmans Lane.

Suncrest
Suncrest

As the third office in Morgantown, West Virginia, First United opens a location at the Suncrest Towne Centre on June 26, 2009.

Keyser

First United moves its Keyser office to a new, beautifully constructed building in December of 2010.

50 Years of Wealth

The First United Trust & Investments department celebrates it’s 50th year providing customers with great service!

Mobile Banking
Mobile Banking

First United begins offering personal mobile banking, allowing customers to access their accounts on-the-go in late 2011.

Rodeheaver Named President & CFO

Carissa L. Rodeheaver is promoted to President and Chief Financial Officer.

Mobile Deposits
Mobile Deposits

First United begins offering mobile deposits, allowing customers and small businesses to deposit checks directly from their mobile device on August 1, 2013.

Soles 4 Souls

First United participates in a bank wide effort to collect and donate used shoes to the Soles 4 Souls organization; collecting over 33,000 shoes!

Rodeheaver Named CEO & Chairman

January 1, 2016, Carissa L. Rodeheaver is promoted to Chairman of the Board, Chief Executive Officer and President.

Cannery Community Office Opens

The Cannery office opens at Gateway to Frederick City ushering the Branch of the Future concept for First United.

Cannery

April 25, 2016, First United opens a new, state-of-the-art branch of the future” in the old Cannery building in Frederick

First United Bank & Trust Logo
First United Rebranding Initiative

We listened to you and changed our look. You told us you’re glad we’re still committed to community, service and solutions after all these years. So even though we’re the same bank we’ve always been, we created a fresh new logo that emphasizes our purpose — you. We’ve brightened our…
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First United Named One of the Strongest Financial Institutions

First United has been named a 5-star organization by Bauer Financial. Learn more here.  

First United Again Named One of the Strongest Financial Institutions

First United has been named a 5-star organization by Bauer Financial for the second year in a row. Learn more here.  

First United Named Local Favorite Bank or Credit Union

Awarded in November 2019 by Deep Creek Times People’s Choice Award. Our goal as an organization has always been to exceed expectations. Not just the expectations of our customers, but also the expectations of the communities we serve. After all, we are a true community bank. We will continue to…
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First United Again Named One of the Strongest Financial Institutions

First United has been named a 5-star organization by Bauer Financial for the third year in a row. Learn more here.  

2020 Women on Boards logo
First United Honored by 2020 Women on Boards for Female Board Representation

First United Corporation (NASDAQ: FUNC), a bank holding company and the parent company of First United Bank & Trust, has been recognized as a “Winning (W)” company by 2020 Women on Boards, the premier global education and advocacy campaign committed to increasing the number of women on corporate boards. “We are…
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First United Named Greatest in Garrett County

Awarded in September 2020 by The Garrett County Republican Our goal as an organization has always been to exceed expectations. Not just the expectations of our customers, but also the expectations of the communities we serve. After all, we are a true community bank. We will continue to invest in…
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Boonsboro
Boonsboro Now Open

In October 2025, First United opens a new location in Boonsboro, Maryland.

WestRidge
WestRidge Community Office

In December 2025, First United opens WestRidge community office location in Westover, West Virginia.