Our team is here for you, for life!
In a time when it seems like so many banks are just the same, First United is here with the heart to be different. It’s not just that we’re locally owned with a team that lives and works in the places you call home, it’s that we’re dedicated to helping you. We build solutions that are so customized, you’d swear we only had one customer–you!
That’s why our customers call us “my bank.” We can’t wait for you to see just what we have to offer.
Latest from the Blog
Stay Secure at the ATM: Smart Tips to Protect Your Card and Your Cash
ATMs are a quick and convenient way to access your money, but they can also be a target for fraud if you’re not careful. The American Bankers Association (ABA) encourages consumers to stay alert and take simple precautions to protect their ATM cards and personal information.
First United Bank & Trust Welcomes Gabriel Mulitauaopele to Commercial Relationship Manager Role
Jarrod Furgason, Director of Commercial Services at First United Bank & Trust, is pleased to welcome Gabriel Mulitauaopele as a Commercial Relationship Manager serving Washington and Frederick counties in Maryland and the Eastern Panhandle of West Virginia.
First United Bank & Trust to Paddle at the Mountain Maryland Dragon Boat Festival
First United Bank & Trust is proud to serve as a Gold Sponsor and participant in the 5th Annual Mountain Maryland Dragon Boat Festival, taking place on Saturday, August 22, from 9:00 a.m. – 3:00 p.m. at Broadford Lake Park, 123 Recreation Lane, Mt. Lake Park, MD.
First United Bank & Trust to Host Hot Dogs for Hospice Fundraiser rescheduled for August 21
First United Bank & Trust invites the community to support a great cause during its annual Hot Dogs for Hospice fundraiser from 10:00 a.m. to 3:00 p.m. on Friday, August 14, 2026, at the Bank’s Oakland Community Office.
First United Bank & Trust to Host Blood Drive Wednesday, August 19
First United Bank & Trust is proud to host a blood drive from 9:30 a.m. – 3:00 p.m. Wednesday, August 19, at the First United Operations Center, 12892 Garrett Highway, Oakland.
Pause Before You Pay: Spot the Signs of a Jury Duty Scam
Scammers are continuing to impersonate law enforcement, and the Federal Trade Commission (FTC) warns that jury duty schemes are designed to scare you into paying quickly.
Meet Our Team
Nakisha Aviles – Broadnax
Denise Greenbeck Hess
Scott Palmer
Mimi Kouakou
Tin Ly
Regional Retail Manager
Nakisha Aviles – Broadnax
NMLS #699754
Email:navilesbroadnax@mybank.com
Phone:301-668-6035
Deposit Services Relationship Manager
Denise Greenbeck Hess
NMLS#864509
Email:dhess@mybank.com
Phone:240-850-2012
Vice President, Commercial Relationship Manager
Scott Palmer
Email:spalmer@mybank.com
Phone:301-662-6314
The History of First United Bank & Trust
In November 1900, First United is established as First National Bank of Oakland with a location on Main Street.
In May, 1963, the Lake Community Office opened, situated along the water’s edge of Deep Creek Lake, was called America’s First Banking by Boat Office by many who wrote about its existence. Dock space was provided at the rear of the building for the “sail-in” customers.””
New branch opens in Grantsville, Maryland, expanding the area First United serves in July 1964.
In November 1982, First United opens another new location in Cumberland Maryland on West Harrison Street.
November, 1982, First United opens a new location in Bel Air, Maryland; expanding into Cumberland.
In 1983, First United merged with Cumberland Savings Bank and changed our name to First United National Bank & Trust.
In May 1988, First United merges with First National Bank of Piedmont, adding the current Tri-Towns Community Office to the First United Bank & Trust family!
On November 14, 1994, First United celebrated the grand opening of the new Riverside Community Office in Frederick, Maryland on Monocacy Boulevard.
In November, 1995, First United consolidated with Myersville bank, adopting the slogan My Bank!
On November 17, 1995, First United opened a new location in Hagerstown Maryland on South Edgewood Drive.
On December 4, 2000, First United’s Lake office in McHenry moves to a new, beautiful location.
After acquiring several offices in the Martinsburg, West Virginia area in July 2003, First United opens a new branch on Edwin Miller Boulevard on April 14, 2004.
First United begins expansion into Morgantown with a new office in Sabraton, West Virginia on February 28, 2005.
First United continues its Morgantown, West Virginia expansion with a new office in Star City that opened in December 2006.
Market expansion continues in Hagerstown, Maryland with a new location on Wesel Boulevard which opened on March 19, 2007.
In September 2007, First United’s offers its first Express location with drive-up services
Expanding available digital solutions for customers, First United begins offering online personal account opening on October 18, 2008.
First United establishes another new office in Frederick, Maryland opening on April 22nd on Baughmans Lane.
As the third office in Morgantown, West Virginia, First United opens a location at the Suncrest Towne Centre on June 26, 2009.
First United moves its Keyser office to a new, beautifully constructed building in December of 2010.
The First United Trust & Investments department celebrates it’s 50th year providing customers with great service!
First United begins offering personal mobile banking, allowing customers to access their accounts on-the-go in late 2011.
Carissa L. Rodeheaver is promoted to President and Chief Financial Officer.
First United begins offering mobile deposits, allowing customers and small businesses to deposit checks directly from their mobile device on August 1, 2013.
First United participates in a bank wide effort to collect and donate used shoes to the Soles 4 Souls organization; collecting over 33,000 shoes!
January 1, 2016, Carissa L. Rodeheaver is promoted to Chairman of the Board, Chief Executive Officer and President.
The Cannery office opens at Gateway to Frederick City ushering the Branch of the Future concept for First United.
April 25, 2016, First United opens a new, state-of-the-art branch of the future” in the old Cannery building in Frederick
We listened to you and changed our look. You told us you’re glad we’re still committed to community, service and solutions after all these years. So even though we’re the same bank we’ve always been, we created a fresh new logo that emphasizes our purpose — you. We’ve brightened our…
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First United has been named a 5-star organization by Bauer Financial. Learn more here.
First United has been named a 5-star organization by Bauer Financial for the second year in a row. Learn more here.
Awarded in November 2019 by Deep Creek Times People’s Choice Award. Our goal as an organization has always been to exceed expectations. Not just the expectations of our customers, but also the expectations of the communities we serve. After all, we are a true community bank. We will continue to…
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First United has been named a 5-star organization by Bauer Financial for the third year in a row. Learn more here.
First United Corporation (NASDAQ: FUNC), a bank holding company and the parent company of First United Bank & Trust, has been recognized as a “Winning (W)” company by 2020 Women on Boards, the premier global education and advocacy campaign committed to increasing the number of women on corporate boards. “We are…
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Awarded in September 2020 by The Garrett County Republican Our goal as an organization has always been to exceed expectations. Not just the expectations of our customers, but also the expectations of the communities we serve. After all, we are a true community bank. We will continue to invest in…
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In December 2025, First United opens WestRidge community office location in Westover, West Virginia.