Our team is here for you, for life!

In a time when it seems like so many banks are just the same, First United is here with the heart to be different. It’s not just that we’re locally owned with a team that lives and works in the places you call home, it’s that we’re dedicated to helping you. We build solutions that are so customized, you’d swear we only had one customer–you!

That’s why our customers call us “my bank.” We can’t wait for you to see just what we have to offer.

Latest from the Blog

Andrew Hardesty Awarded Top Honors

Andrew Hardesty Awarded Top Honors

Andrew Hardesty, Commercial Relationship Manager, has successfully finished the Commercial Credit Training Course provided by Credit Training, Inc. Andrew not only achieved a rare 90+ designation on the final exam, but also attained the highest score in the May 2023 class.

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Meet Our Team

Shannon Burker
Regional Retail Manager

Shannon Burker

Gretchen Hess
Community Office Manager

Gretchen Hess

Denise Greenbeck Hess
Deposit Services Relationship Manager

Denise Greenbeck Hess

Photo of Shane Small
Vice President, Senior Wealth Advisor - Team Lead

Shane Small

Brandi Helman
Wealth Advisor Associate

Brandi Helman

Photo of Charlie Startzman
Mortgage Relationship Manager

Charlie Startzman

Photo of Scott Palmer
Vice President, Commercial Relationship Manager

Scott Palmer

Matt Hess
Commercial Relationship Manager

Matt Hess

JP Melby
Wealth Advisor Associate

JP Melby

Jaime Shelton, First United Bank & Trust
Director of Deposit Growth

Jaime Shelton

Shannon Burker

Regional Retail Manager

Shannon Burker

NMLS #770560

Gretchen Hess

Community Office Manager

Gretchen Hess

Denise Greenbeck Hess

Deposit Services Relationship Manager

Denise Greenbeck Hess

NMLS#864509

Photo of Shane Small

Vice President, Senior Wealth Advisor - Team Lead

Shane Small

View Bio Sheet

Brandi Helman

Wealth Advisor Associate

Brandi Helman

View Bio Sheet

Photo of Charlie Startzman

Mortgage Relationship Manager

Charlie Startzman

Serving Washington County, MD & surrounding areas

Visit my site

NMLS #1798174

Photo of Scott Palmer

Vice President, Commercial Relationship Manager

Scott Palmer

Matt Hess

Commercial Relationship Manager

Matt Hess

JP Melby

Wealth Advisor Associate

JP Melby

View Bio Sheet

Jaime Shelton, First United Bank & Trust

Director of Deposit Growth

Jaime Shelton

NMLS #699756

The History of First United Bank & Trust

1900
1900 - Main Street Oakland Photo

In November 1900, First United is established as First National Bank of Oakland with a location on Main Street.

Bank by Boat
First National Bank sail-in banking office on the water.

In May, 1963, the Lake Community Office opened, situated along the water's edge of Deep Creek Lake, was called America's First Banking by Boat Office by many who wrote about its existence. Dock space was provided at the rear of the building for the "sail-in" customers.""

Grantsville
Grantsville

New branch opens in Grantsville, Maryland, expanding the area First United serves in July 1964.

Cumberland
Cumberland

In November 1982, First United opens another new location in Cumberland Maryland on West Harrison Street.

Bel Air
Bel Air

November, 1982, First United opens a new location in Bel Air, Maryland; expanding into Cumberland.

Merger with Cumberland Savings
Merger with Cumberland Savings

In 1983, First United merged with Cumberland Savings Bank and changed our name to First United National Bank & Trust.

Bel Air
Bel Air

January 28, 1985, First United moves to a new location in Bel Air, Maryland.

Merger with First National Bank of Piedmont
Merger with First National Bank of Piedmont

In May 1988, First United merges with First National Bank of Piedmont, adding the current Tri-Towns Community Office to the First United Bank & Trust family!

Keyser
Keyser

First United opens a branch in Keyser, West Virginia in December 1990.

White Oaks
White Oaks

Grand Opening of the new location of our White Oaks, Maryland office on August 17, 1994.

Riverside
Riverside

On November 14, 1994, First United celebrated the grand opening of the new Riverside Community Office in Frederick, Maryland on Monocacy Boulevard.

Customer Care Center

Our full-service, open-late, live Customer Care Center was opened in August 1995, in Oakland, Maryland. Answering over 100,000 calls annually, the Customer Care Center can be reached until 10 PM on weeknights by calling 1-888-692-2654.

Myersville
Myersville

In November, 1995, First United consolidated with Myersville bank, adopting the slogan My Bank!

Edgewood Drive
Edgewood Drive

On November 17, 1995, First United opened a new location in Hagerstown Maryland on South Edgewood Drive.

Deep Creek Lake
Deep Creek Lake

On December 4, 2000, First United's Lake office in McHenry moves to a new, beautiful location.

Edwin Miller
Edwin Miller

After acquiring several offices in the Martinsburg, West Virginia area in July 2003, First United opens a new branch on Edwin Miller Boulevard on April 14, 2004.

Sabraton
Sabraton

First United begins expansion into Morgantown with a new office in Sabraton, West Virginia on February 28, 2005.

Star City
Star City

First United continues its Morgantown, West Virginia expansion with a new office in Star City that opened in December 2006.

Wesel Blvd.
Wesel Blvd.

Market expansion continues in Hagerstown, Maryland with a new location on Wesel Boulevard which opened on March 19, 2007.

My Bank Express
My Bank Express

In September 2007, First United's offers its first Express location with drive-up services

Online Account Opening
Online Account Opening

Expanding available digital solutions for customers, First United begins offering online personal account opening on October 18, 2008.

Baughmans Lane
Baughmans Lane

First United establishes another new office in Frederick, Maryland opening on April 22nd on Baughmans Lane.

Suncrest
Suncrest

As the third office in Morgantown, West Virginia, First United opens a location at the Suncrest Towne Centre on June 26, 2009.

Keyser
Keyser

First United moves its Keyser office to a new, beautifully constructed building in December of 2010.

50 Years of Wealth
50 Years of Wealth

The First United Trust & Investments department celebrates it's 50th year providing customers with great service!

Mobile Banking
Mobile Banking

First United begins offering personal mobile banking, allowing customers to access their accounts on-the-go in late 2011.

Rodeheaver Named President & CFO
Rodeheaver Named President & CFO

Carissa L. Rodeheaver is promoted to President and Chief Financial Officer.

Mobile Deposits
Mobile Deposits

First United begins offering mobile deposits, allowing customers and small businesses to deposit checks directly from their mobile device on August 1, 2013.

Soles 4 Souls
Soles 4 Souls

First United participates in a bankwide effort to collect and donate used shoes to the Soles 4 Souls organization; collecting over 33,000 shoes!

Rodeheaver Named CEO & Chairman
Rodeheaver Named CEO & Chairman

January 1, 2016, Carissa L. Rodeheaver is promoted to Chairman of the Board, Chief Executive Officer and President.

Cannery Community Office Opens
Cannery Community Office Exterior Photo

The Cannery office opens at Gateway to Frederick City ushering the Branch of the Future concept for First United.

Cannery
Cannery

April 25, 2016, First United opens a new, state-of-the-art branch of the future" in the old Cannery building in Frederick

First United Bank & Trust Logo
First United Rebranding Initiative
New Look. Renewed Passion.

We listened to you and changed our look. You told us you're glad we're still committed to community, service and solutions after all these years. So even though we're the same bank we've always been, we created a fresh new logo that emphasizes our purpose -- you. We've brightened our…
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First United Named One of the Strongest Financial Institutions
We've Been Named One of the Strongest Financial Institutions in the Nation

First United has been named a 5-star organization by Bauer Financial. Learn more here.  

First United Again Named One of the Strongest Financial Institutions
We've Been Named One of the Strongest Financial Institutions in the Nation

First United has been named a 5-star organization by Bauer Financial for the second year in a row. Learn more here.  

First United Named Local Favorite Bank or Credit Union
2019 Deep Creek Times People’s Choice Local favorite Bank or Credit Union. The future is bright at First United Bank & Trust and we couldn’t have done it without you.

Awarded in November 2019 by Deep Creek Times People's Choice Award. Our goal as an organization has always been to exceed expectations. Not just the expectations of our customers, but also the expectations of the communities we serve. After all, we are a true community bank. We will continue to…
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First United Again Named One of the Strongest Financial Institutions
We've Been Named One of the Strongest Financial Institutions in the Nation

First United has been named a 5-star organization by Bauer Financial for the third year in a row. Learn more here.  

2020 Women on Boards logo
First United Honored by 2020 Women on Boards for Female Board Representation
2020 Women on Boards - Accelerating Women into Corporate Boardrooms

First United Corporation (NASDAQ: FUNC), a bank holding company and the parent company of First United Bank & Trust, has been recognized as a “Winning (W)” company by 2020 Women on Boards, the premier global education and advocacy campaign committed to increasing the number of women on corporate boards. “We are…
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First United Named Greatest in Garrett County
The Greatest of Garrett County Award Image

Awarded in September 2020 by The Garrett County Republican Our goal as an organization has always been to exceed expectations. Not just the expectations of our customers, but also the expectations of the communities we serve. After all, we are a true community bank. We will continue to invest in…
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