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Jumbo

Unlock Bigger Possibilities with a Jumbo Mortgage LoanAt First United Bank & Trust, we understand that no two dreams look alike....

WestRidge Community Office

​Our North Central West Virginia team is happy to help! In a time when it seems like so many banks are just the same, First United is here...

Boonsboro Community Office

​Our North Central West Virginia team is happy to help! In a time when it seems like so many banks are just the same, First United is here...

YouFirst Heroes

YouFirst HEROESFirst United Bank & Trust is honored to support our local veterans, present military service members and first...

How a Small Business Can Manage Risk

How a Small Business Can Manage Risk

As a small business owner, you are well aware of how a sound financial plan, effective risk management and intelligent decisions can benefit your company. In today’s entrepreneurial climate, there are plenty of places for mistakes to pile up, and a lack of focus can cause little errors to turn into major headaches.

7 Tips for Buying or Building a Home

Whether you’re a first-time buyer, planning a move, or looking for a vacation home, buying or building a home can be challenging. Let’s get started with a few tips to make this as easy as possible.

My Personal Savings

First United’s My Personal Savings is easy to open and even easier to use. As long as you maintain a balance of $100, you’ll earn...

The Importance of Estate Planning

An estate plan isn’t just for the wealthy. It provides more detailed instructions than a will on how assets and end-of-life wishes should be handled.  One way to honor your familial relationships is to establish an estate plan.

4 Benefits of Using Your Home Equity for Home Improvements

As long as your home’s market value doesn’t drop, you can build your home equity by paying off your loans faster or else by renovating your home, which will boost your home’s value — and your home equity. You can even use your home equity to make home improvements — a win-win.

Community Episode – On Eagles’ Wings

Today we meet with Casey Conaway, the Director of Development at On Eagles Wings, an Equine Therapy facility in North Central West Virginia to discuss the good they are doing in the community. Learn more about their efforts and upcoming events, and how you can help, at http://oneagleswingswv.org

These 4 Life Events Will Change Your Insurance Needs

Over the course of your life, your insurance needs will change depending on the life events you experience, such as getting married, buying a home, having children, or growing older. In this article, we take a look at four major life events and how they will alter your various insurance needs over time.

Buying a Home with Lindsay Williams and Cody Sustakoski

In the final of our 3-part series, we are joined by Linsday Williams, Realtor/Owner at Berkshire Hathaway HomeServices Touchdown Pros Realty (bhhstouchdownhp.com), and Cody Sustakoski, Residential Loan Originator in First United’s Mortgage area to discuss the home buying process best practices from the experts.

How to Safely Sell and Show Homes During a Pandemic

The coronavirus pandemic has forced many people to take a close look at their current living situation. Between the growing need for home offices and the desire for spaces with greater access to fresh air, the evolving needs of people around the country has created new opportunities for buyers and sellers alike.

The Real Estate Market During COVID-19: The Good, The Bad, and The Ugly

From the office tower to the grocery store, no business has been spared from the long shadow cast by COVID-19. Since the initial March outbreak of the coronavirus in the U.S., waves of stay-at-home orders, shuttered businesses, and concerns over public health and safety have placed entire industries at the whim of an infectious disease that shows no signs of abating anytime soon.

To Buy or Not to Buy?

Investing is like life: nothing ventured, nothing gained.If you're planning to buy a home, you probably have good reasons for your...

Home Equity Loan or Line of Credit: Which Is Best for You?

Things break. Emergencies happen. And if you are like many Americans, you may not have the extra cash on hand to pay for these expenses. Homeowners generally have two options for getting the money they need — a home equity line of credit or a home equity loan.

Moving Checklist: Budgeting for Your Next Move

Moving is stressful, no doubt about it. To ensure your next move goes as smoothly as possible, it’s helpful to create a budget—and stick to it. With your finances under control, you can focus your attention on getting to your new place as quickly as possible and settling in.

Overdraft Services

Overdraft Services First United Bank & Trust is your financial partner and we strive to help customers responsibly manage their...

Sabraton Community Office

​Our North Central West Virginia team is happy to help! In a time when it seems like so many banks are just the same, First United is here...

Roth IRAs

ROTH IRAs A ROTH IRA is similar to its traditional cousin. But with a ROTH, you make contributions with money that has already been taxed....

IRAs

IRAs An Individual Retirement Account or IRA gives you the opportunity to set aside money for retirement now. In a traditional IRA, you...

Student Loans

iHELP Private Student and Consolidation Loans Whether you are beginning your college journey, managing existing college debt or somewhere...

Mortgage

When you purchase a home, you commit to building your community. That’s why mortgage lending is one of the best parts of being a local bank. At First United, we carefully guide you through the process, mindful that your home may be one of the most significant purchases you ever make.

Personal Credit Cards

Shop local or shop online With our Platinum Credit Card options. In a business bank, you're looking for more than an account. You want a...

Auto Loans

Auto & Motorcycle Loans If you are looking to finance a vehicle, First United Bank & Trust has a solution for you! From collectors...

Boat & RV Loans

Boat & RV Loans First United has lending solutions for all the important things in your life, including boats and RVs. We offer...

Home Equity Loans & Lines

2025 Promo information coming soon!   PCL & HEL CardsPCL and HEL Check Cards are ordered by sending a script in Sales Management...

Personal Loans

Personal Loans If you can dream it, we can help you do it!  Whether you’re making a large purchase, consolidating bills, planning a...

My Personal Annual Saver

Are you saving for a specific goal? Need to save for the holidays? My bank can help you get there faster! Throughout the year, you make...

My Personal Money Market

For higher balances, First United gives you the opportunity to earn money market interest without sacrificing convenience. The First...

Smithsburg Community Office

22940 Jefferson Blvd Smithsburg, MD 21783View All Locations 22940 Jefferson Blvd.Smithsburg, MD 21783 301-824-3838888-692-2654301-824-3868...